$152000 Auto Loan – North Bloomfield Ohio, Credit Score Of 720
- Experian: 736 – This individual had an excellent Experian score
- Transunion: 704 – Jenelle had an excellent credit score with Transunion.
- Equifax: Jenelle’s Experian score was 720, which is an excellent credit score with the Experian rating scheme.
- Full name (Changed if requested): Jenelle Pecararo
- Current Credit: loans.hit.utils.Fico@312b1dae
- Current City: North Bloomfield
- State: Ohio
- Zip code: 44459
- Yearly income: $35,000
- Current Job: community welfare worker
- Current County: Trumbull
- Goal Yearly Income: $149,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Contact Details for The North Bloomfield Banking Company, the provider of this auto loan
- The North Bloomfield Banking Company
- City: North Bloomfield
- State: Ohio
- Address: Main Street
- County: Trumbull
- Zip code: 44450
Signature Loan found in North Bloomfield, Ohio for $152000 with excellent credit by Jenelle
A lot of prospective borrowers have difficulty with finding signature loans in North Bloomfield, Ohio, and Jenelle is no different. Jenelle went to 4 lending institutions or more before finding The North Bloomfield Banking Company, who offered Jenelle a signature loan for $152000. Most signature loans simply need a client, like Jenelle’s signature to obtain them, up to $48,000 in some cases. Jenelle was able to get $152000 as a auto loan, which is very high for an auto loan. Since signature loans don’t need a cosigner, these loans tend to need improved credit, as high as 755
Jenelle’s Overall FICO score at the time of acceptance for an auto loan, taking into account their community welfare worker job and their future job as a tax accountant
7 Months in the Past, Jenelle Tried Finding a High Risk Loan for $47,000.00, and it was Easy
There is an ongoing struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Jenelle. Jenelle decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit individuals. Clients with credit ratings as low as 386 can inquire for a high risk loan and possibly can be accepted.
Previous requests on Jenelle’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$57210.00||11||11.2%||$755.65||The Vinton Banking Company||October 19, 2011|
|$56540.00||7||11.6%||$986.03||The Ohio Valley Bank Company||March 13, 2014|
|$56860.00||7||8.5%||$900.46||The Citizens Bank||July 10, 2014|
|$57460.00||6||8.8%||$1030.05||The Peoples Bank||February 21, 2015|
Jenelle’s Transunion score was altered by the auto loan loan, changing to 704 from 720, which is typical in our experience.
Jenelle was not approved by The Home Banking Company 6 times prior to being approved by The North Bloomfield Banking Company at Main Street
On June 5, 2012, Jenelle applied about borrowing $29,000 from The First National Bank of Nelsonville with Maribeth, their friend from just outside North Bloomfield, and even with the co-signer, Jenelle was rejected for this auto loan. With excellent credit, it can be difficult to procure funding, even with collateral and a co-signer.
Fast Loans for Jenelle in North Bloomfield, Ohio to prevent bankruptcy or harm from debt collectors.
Fast loans in North Bloomfield, Ohio aren’t actually that difficult to obtain, especially if you have some finesse like Jenelle. Jenelle was able to find a fast loan for $152000 from The Apple Creek Banking Company and The Home Banking Company, but turned down both offers in favor of their auto loan from The North Bloomfield Banking Company. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better in the case that a borrower is in a pinch.
Paraphrased and Standardized Quote from Jenelle for this auto loan of $152000, provided by The North Bloomfield Banking Company
Hi, I am Jenelle and I’m from North Bloomfield in Ohio. Trumbull, county is where I grew up, and now I need a auto loan in Ohio for $152000 to renovate my home. It wasn’t easy, but The North Bloomfield Banking Company really came through for me with this loan for 9.8% interest APR and a term of 21 years. I will repay the loan over the 21 year term, including interest. A big thanks to The North Bloomfield Banking Company for trusting me and my excellent credit. It look me 9 years to create my credit to 720, and I won’t harm it any future. I am happy with Find Texas Loans for assisting me this far.
Installment loan for Jenelle, a graduate of Francis Marion University and a community welfare worker working for over $79,000 per year
Jenelle, an alumnus at Francis Marion University and a community welfare worker in North Bloomfield, Ohio needs an auto loan to purchase a house. Jenelle has instead chosen to get an installment loan for $1,000 and is at present seeking lenders like AmeriTrust Company National Association to provide it.
When Jenelle was 23, they tried to obtain a student loan from 7 different lenders, which harmed their credit score. Below is a chronology of Jenelle’s prior attempts at finding a student loan:
- Attempt 1) Loan for $39,000.00 on November 16, 2008
- Attempt 2) Loan for $24,000.00 on January 29, 2011
- Attempt 3) Loan for $23,000.00 on March 7, 2010
- Attempt 4) Loan for $26,000.00 on January 3, 2012
- Attempt 5) Loan for $30,000.00 on November 15, 2012
- Attempt 6) Loan for $33,000.00 on November 15, 2011
- Attempt 7) Loan for $25,000.00 on April 25, 2010
Jenelle has a sad current gross income, but has a large amount of prospects
Jenelle has always wanted to be a tax accountant, but would need attend Francis Marion University again to achieve it. Jenelle has other possibilities as well, including cabinet maker, systems accountant, and market research analyst, which pay $50,000 through to $102,000 per year, on average. For this reason, we think that Jenelle can afford this auto loan of $152000.
Many other requests for credit have been made by Jenelle in the past, including one from Benjamin Franklin Bank in North Bloomfield, Ohio before Jenelle was approved for the $152000 by The North Bloomfield Banking Company
Jenelle made 4 prior attempts to obtain an auto loan, 2 of which were with Benjamin Franklin Bank, a bank in North Bloomfield, Ohio known to specialize in auto loans specifically. Before finding The North Bloomfield Banking Company, Jenelle was desperate due to their inexperience and excellent credit score.
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans vary from $20,000.00 to $42,000.00. They are normally used to pay off existing high interest loans like credit cards. Jenelle required a debt consolidation loan to pay for their existing auto loan and their credit card. Jenelle was able to find a auto loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 2.4%.
Before applying for this auto loan, Jenelle had an Experian score of 736, which is excellent, so The North Bloomfield Banking Company probably cannot provide Jenelle an auto loan
Personal Loan for a community welfare worker named Jenelle in North Bloomfield, Ohio to Pay Off Ace Rewards Visa Business Card
Jenelle had a lot of credit card debt on their Bank of Albuquerque Credit Cards and their Atlantic Stewardship Bank Visa Business Bonus Rewards Card, and they were starting to get in over their heads. Despite Jenelle’s job as a community welfare worker, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Conclusion of Jenelle’s auto loan
In the end, Jenelle was able to find an auto loan for $152000 with an interest rate of 8.7% interest APR from The North Bloomfield Banking Company in North Bloomfield, Ohio repayable over 21 years from now.