$117000 Debt Consolidation Loan – Richmond Virginia, Credit Score Of 777
- Experian: 790 – This individual had an excellent Experian score
- Transunion: 760 – Dani had an excellent credit rating with Transunion.
- Equifax: Dani’s Experian score was 777, which is an excellent credit rating with the Experian system.
9 Months Ago, Dani Tried to Find a High Risk Loan for $22,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Dani. Dani decided not to obtain a high risk loan this time. High Risk loans are given to very low credit borrowers. Individuals with credit ratings as low as 339 can inquire for a high risk loan and may be be accepted.
Dani has a disappointing current gross income, but has several of prospects
Dani has always wanted to be a gynecologist, but would need attend Cerro Coso Community College again to achieve it. Dani has other possibilities as well, including medical assistant, wildlife control agent, and agricultural product sorter, which pay $56,000 through to $92,000 per year, at least. For this reason, we think that Dani can afford this debt consolidation loan of $117000.
Fast Loans for Dani in Richmond, Virginia to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Richmond, Virginia aren’t actually that difficult to obtain, especially if you have some gumption like Dani. Dani was able to find a fast loan for $117000 from First Virginia Bank – West and Bank of Clarke County, but turned down both offers in favor of their debt consolidation loan from Virginia Federal Savings Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better in the case that a borrower is on the go.
Before applying for this debt consolidation loan, Dani had an Experian score of 790, which is excellent, so Virginia Federal Savings Bank most likely cannot provide Dani a debt consolidation loan
Contact Details for Virginia Federal Savings Bank, the provider of this debt consolidation loan
- Virginia Federal Savings Bank
- City: Richmond
- State: Virginia
- Address: 10710 Midlothian Turnpike
- County: Richmond City
- Zip code: 23235
Dani’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their casino surveillance officer job and their future job as a gynecologist
Installment loan for Dani, a graduate of Cerro Coso Community College and a casino surveillance officer working for over $72,000 per year
Dani, an alumnus at Cerro Coso Community College and a casino surveillance officer in Richmond, Virginia needs a debt consolidation loan to purchase something frivolous. Dani has instead decided to obtain an installment loan for $6,000 and is at present seeking lenders like Peoples Community Bank to provide it.
Dani’s Transunion score was changed by the debt consolidation loan loan, changing to 760 from 777, which is typical in our experience.
When Dani was 18, they attempted to obtain a student loan from 6 alternate lenders, which harmed their credit score. Below is a list of Dani’s prior attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on January 30, 2012
- Attempt 2) Loan for $29,000.00 on July 30, 2013
- Attempt 3) Loan for $38,000.00 on May 31, 2011
- Attempt 4) Loan for $26,000.00 on September 23, 2010
- Attempt 5) Loan for $37,000.00 on April 4, 2010
- Attempt 6) Loan for $32,000.00 on December 12, 2008
Personal Loan for a casino surveillance officer named Dani in Richmond, Virginia to Pay Off HAS Advantage Visa Signature Card
Dani had a tonne of credit card debt on their PNC Visa Platinum Credit Card and their BB&T Visa Business Credit Card, and they were starting to get in over their heads. Despite Dani’s job as a casino surveillance officer, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Dani was rejected by Bank of Botetourt 6 times before being approved by Virginia Federal Savings Bank at 10710 Midlothian Turnpike
On May 15, 2012, Dani inquired about borrowing $47,000 from Capital One, National Association with Ruben, their in law from just outside Richmond, and even with the co-signer, Dani was rejected for this debt consolidation loan. With excellent credit, it can be very hard to procure financing, even with collateral and a co-signer.
Paraphrased and Standardized Quote from Dani for this debt consolidation loan of $117000, provided by Virginia Federal Savings Bank
Hello, I am Dani and I’m from Richmond in Virginia. Richmond City, county is where I grew up, and now I need a debt consolidation loan in Virginia for $117000 to avoid bankruptcy. It has been difficult, but Virginia Federal Savings Bank really came through for me with this loan for 6.1% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to Virginia Federal Savings Bank for trusting me and my excellent credit. It look me 5 years to create my credit to 777, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans vary from $29,000.00 to $52,000.00. They are normally used to pay off existing high interest loans like credit cards. Dani required a debt consolidation loan to pay for their existing debt consolidation loan and their payday loan. Dani was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.8%.
Signature Loan found in Richmond, Virginia for $117000 with excellent credit by Dani
A lot of clients have difficulty with finding signature loans in Richmond, Virginia, and Dani is no exception. Dani went to 7 lending institutions or more before finding Virginia Federal Savings Bank, who offered Dani a signature loan for $117000. Typical signature loans simply need a client, like Dani’s signature to get them, up to $23,000 in some cases. Dani was able to get $117000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans do not need collateral, these loans tend to require improved credit, as high as 718
Many previous requests for credit have been made by Dani in the past, including one from Commerce Bank/Delaware, National Association in Richmond, Virginia before Dani was approved for the $117000 by Virginia Federal Savings Bank
Dani made 6 previous tries to obtain a debt consolidation loan, 2 of which were with Commerce Bank/Delaware, National Association, a bank in Richmond, Virginia known to specialize in debt consolidation loans specifically. Prior to finding Virginia Federal Savings Bank, Dani was concerned due to their inexperience and excellent credit rating.
- Full name (Changed if requested): Dani Hammacher
- Current Credit: loans.hit.utils.Fico@50040f0c
- Current City: Richmond
- State: Virginia
- Zip code: 23241
- Yearly income: $48,000
- Current Job: casino surveillance officer
- Current County: Richmond City
- Goal Yearly Income: $114,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Previous requests on Dani’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$71530.00||10||6.6%||$815.85||Citizens Bank and Trust Company||July 18, 2010|
|$71750.00||9||9.2%||$979.33||Peoples Community Bank||April 18, 2011|
|$72240.00||4||8.3%||$1773.78||Crestar Bank||May 19, 2013|
|$71580.00||4||6.1%||$1684.34||The Merchants and Farmers Bank||February 27, 2014|
Conclusion of Dani’s debt consolidation loan
In the end, Dani was able to find a debt consolidation loan for $117000 with an interest rate of 6.3% interest APR from Virginia Federal Savings Bank in Richmond, Virginia repayable over 10 years from today.