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Fast Loan For $126000 Near 23490, Virginia With A Credit Score Of 330

$126000 Fast Loan – Yorktown Virginia, Credit Rating Of 330

  • Experian: 344 – This individual had a terrible Experian score
  • Transunion: 311 – Chong had a terrible credit rating with Transunion.
  • Equifax: Chong’s Experian score was 330, which is a terrible credit rating with the Experian rating scheme.

Previous requests on Chong’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$89820.00 11 10.2% $1134.72 Citizens Bank and Trust Company March 17, 2009
$90210.00 5 10.2% $1925.59 Peoples Community Bank January 4, 2011
$90290.00 8 11.3% $1432.96 Crestar Bank September 14, 2011
$89850.00 5 6.7% $1766.45 The Merchants and Farmers Bank November 22, 2011

Chong was rejected by Fidelity American Bank, Natural Bridge 5 times prior to being granted funding by The First National Bank of Yorktown at Ballard And Main Streets

On March 7, 2010, Chong inquired about borrowing $7,000 from Central Fidelity Bank, Charlottesville with Krystin, their friend from just outside Yorktown, and even with the co-signer, Chong was rejected for this fast loan. With terrible credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Fast Loans for Chong in Yorktown, Virginia to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Yorktown, Virginia aren’t actually that difficult to obtain, particularly if you have some finesse like Chong. Chong was able to find a fast loan for $126000 from Fidelity American Bank, Natural Bridge and Bank of Powhatan, but turned down both offers in favor of their fast loan from The First National Bank of Yorktown. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better in the case that a client is in a time sensitive situation.

Chong has a very low current total income, but has several of prospects

Chong has always wanted to be an athletes’ business manager, but would need attend Anna Maria College again to achieve it. Chong has other prospects as well, including office machine mechanic, biological technician, and systems analyst, which pay $59,000 through to $90,000 per year, at least. Because of this, we think that Chong can afford this fast loan of $126000.

Chong’s Overall FICO score at the time of acceptance for a fast loan, taking into account their legal secretary job and their future career as an athletes’ business manager

Fico Score: 330

Installment loan for Chong, a graduate of Anna Maria College and a legal secretary working for over $69,000 per year

Chong, an alumnus at Anna Maria College and a legal secretary in Yorktown, Virginia needs a fast loan to purchase a house. Chong has instead decided to get an installment loan for $26,000 and is currently seeking lenders like Bank of Clarke County to provide it.

Before applying for this fast loan, Chong had an Experian score of 344, which is terrible, so The First National Bank of Yorktown probably cannot provide Chong a fast loan

Experian Score: 344

Paraphrased and Standardized Quote from Chong for this fast loan of $126000, provided by The First National Bank of Yorktown

Hi, I am Chong and I’m from Yorktown in Virginia. York, county is where I grew up, and now I need a fast loan in Virginia for $126000 to avoid bankruptcy. It wasn’t easy, but The First National Bank of Yorktown really came through for me with this loan for 11.3% interest APR and a term of 13 years. I will repay the loan over the 13 year term, including interest. A big thanks to The First National Bank of Yorktown for giving me a chance and my terrible credit. It look me 4 years to build my credit to 330, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.

8 Months Ago, Chong Tried Finding a High Risk Loan for $35,000.00, and it was Hard

It is an well known struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Chong. Chong chose not to get a high risk loan this time. High Risk loans are given to terrible credit clients. Borrowers with credit ratings as low as 536 can apply for a high risk loan and possibly can be approved.

Signature Loan easily acquired in Yorktown, Virginia for $126000 with terrible credit by Chong

Many clients have difficulty with obtaining signature loans in Yorktown, Virginia, and Chong is no exception. Chong went to 4 lenders or more prior to finding The First National Bank of Yorktown, who offered Chong a signature loan for $126000. Most signature loans simply require a client, like Chong’s signature to obtain them, up to $49,000 in some cases. Chong was able to get $126000 as a fast loan, which is very high for a fast loan. Since signature loans do not require a cosigner, these loans generally require improved credit, as high as 753

Personal Loan for a legal secretary named Chong in Yorktown, Virginia to Pay Off Slate with Blueprint

Chong had a lot of credit card debt on their J. Jill Credit Card and their The Red Devils Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Chong’s job as a legal secretary, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Many other requests for credit have been made by Chong in the past, including one from Independent Bankers’ Bank in Yorktown, Virginia before Chong was approved for the $126000 by The First National Bank of Yorktown

Chong made 5 previous attempts to obtain a fast loan, 2 of which were with Independent Bankers’ Bank, a lender in Yorktown, Virginia known to specialize in fast loans specifically. Before finding The First National Bank of Yorktown, Chong was desperate due to their inexperience and terrible credit score.

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $21,000.00 to $43,000.00. They are mainly used to pay off existing high interest loans like credit cards. Chong needed a debt consolidation loan to pay for their existing fast loan and their payday loan. Chong was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.7%.

Contact Details for The First National Bank of Yorktown, the provider of this fast loan

  • The First National Bank of Yorktown
  • City: Yorktown
  • State: Virginia
  • Address: Ballard And Main Streets
  • County: York
  • Zip code: 23490
Client Profile: Chong Whitson of Yorktown, Virginia
  • Full name (Changed if requested): Chong Whitson
  • Current Credit: loans.hit.utils.Fico@3941a79c
  • Current City: Yorktown
  • State: Virginia
  • Zip code: 23495
  • Yearly income: $33,000
  • Current Job: legal secretary
  • Current County: York
  • Goal Yearly Income: $128,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

When Chong was 23, they tried to obtain a student loan from 4 alternate banks, which damaged their credit score. Below is a chronology of Chong’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $33,000.00 on June 11, 2011
  • Attempt 2) Loan for $37,000.00 on August 12, 2011
  • Attempt 3) Loan for $24,000.00 on May 3, 2012
  • Attempt 4) Loan for $22,000.00 on April 12, 2010

Chong’s Transunion score was altered by the fast loan loan, changing to 311 from 330, which is typical in our experience.

Transunion Score: 311

Conclusion of Chong’s fast loan

In the end, Chong was able to find a fast loan for $126000 with an interest rate of 6.1% interest APR from The First National Bank of Yorktown in Yorktown, Virginia repayable over 13 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.