$87000 Fast Loan – Clay West Virginia, Credit Rating Of 613
- Experian: 631 – They had a good Experian score
- Transunion: 595 – Manual had a good credit rating with Transunion.
- Equifax: Manual’s Experian score was 613, which is a good credit score on the Experian rating scheme.
Many other requests for credit have been made by Manual in the past, including one from Community State Bank of Rock Falls in Clay, West Virginia before Manual was approved for the $87000 by Clay County Bank, Inc.
Manual made 8 prior attempts to obtain a fast loan, 2 of which were with Community State Bank of Rock Falls, a lending institution in Clay, West Virginia known to specialize in fast loans specifically. Before finding Clay County Bank, Inc., Manual was concerned due to their inexperience and good credit rating.
Installment loan for Manual, a graduate of Marywood University and a medical appliance technician working for over $63,000 per year
Manual, an alumnus at Marywood University and a medical appliance technician in Clay, West Virginia needs a fast loan to purchase a house. Manual has instead chosen to get an installment loan for $10,000 and is currently seeking lenders like Greenbrier Valley Bank to provide it.
When Manual was 24, they attempted to obtain a student loan from 6 alternate lenders, which damaged their credit score. Below is a list of Manual’s previous attempts at finding a student loan:
- Attempt 1) Loan for $37,000.00 on September 10, 2009
- Attempt 2) Loan for $29,000.00 on July 12, 2013
- Attempt 3) Loan for $26,000.00 on September 25, 2010
- Attempt 4) Loan for $35,000.00 on November 4, 2013
- Attempt 5) Loan for $25,000.00 on January 10, 2013
- Attempt 6) Loan for $22,000.00 on June 7, 2010
Manual’s Overall FICO score at the time of acceptance for a fast loan, taking into account their medical appliance technician job and their future career as a disk jockey
Before applying for this fast loan, Manual had an Experian score of 631, which is good, so Clay County Bank, Inc. probably cannot provide Manual a fast loan
Fast Loans for Manual in Clay, West Virginia to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Clay, West Virginia aren’t actually that difficult to obtain, particularly if you have some finesse like Manual. Manual was able to find a fast loan for $87000 from Pioneer Community Bank, Inc. and The Lowndes Bank, but declined both offers in favor of their fast loan from Clay County Bank, Inc.. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better if you are on the go.
Manual was not approved by The Lowndes Bank 5 times prior to being granted funding by Clay County Bank, Inc. at 150 Main Street
On June 10, 2013, Manual inquired about borrowing $37,000 from The Tucker County Bank with Theodora, their in law from just outside Clay, and even with the co-signer, Manual was rejected for this fast loan. With good credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Previous requests on Manual’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$104570.00||4||8.5%||$2577.47||Wesbanco Bank Sistersville||February 27, 2013|
|$105420.00||5||9.3%||$2203.73||Wesbanco Bank, Inc.||March 25, 2014|
|$105320.00||5||6.1%||$2041.03||Peoples State Bank, National Association||October 19, 2014|
|$104840.00||5||8.3%||$2140.86||Kanawha Banking & Trust Company National Association||October 27, 2014|
|$104670.00||5||11.7%||$2312.49||One Valley Bank, National Association||January 1, 2015|
Personal Loan for a medical appliance technician named Manual in Clay, West Virginia to Pay Off First Niagara Standard Mastercard
Manual had a tonne of credit card debt on their Five Star Bank Visa Signature Bonus Rewards Card and their Key Bank College Rewards MasterCard, and they were starting to get in over their heads. Despite Manual’s job as a medical appliance technician, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
- Full name (Changed if requested): Manual Cocks
- Current Credit: loans.hit.utils.Fico@5e9f23b4
- Current City: Clay
- State: West Virginia
- Zip code: 25051
- Yearly income: $52,000
- Current Job: medical appliance technician
- Current County: Clay
- Goal Yearly Income: $80,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Manual’s Transunion score was altered by the fast loan loan, changing to 595 from 613, which is typical in our experience.
Paraphrased and Standardized Quote from Manual for this fast loan of $87000, provided by Clay County Bank, Inc.
Hi, I am Manual and I’m from Clay in West Virginia. Clay, county is where I grew up, and now I need a fast loan in West Virginia for $87000 to buy a big ticket item. It has been difficult, but Clay County Bank, Inc. really came through for me with this loan for 5.0% interest APR and a term of 15 years. I can repay the loan over the 15 year term, including interest. A big thanks to Clay County Bank, Inc. for trusting me and my good credit. It look me 8 years to create my credit to 613, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $36,000.00 to $53,000.00. They are mainly used to pay off existing high interest loans like credit cards. Manual required a debt consolidation loan to pay for their existing fast loan and their credit card. Manual was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.5%.
Signature Loan easily acquired in Clay, West Virginia for $87000 with good credit by Manual
Most clients have difficulty with obtaining signature loans in Clay, West Virginia, and Manual is no different. Manual went to 7 lenders or more prior to settling on Clay County Bank, Inc., who offered Manual a signature loan for $87000. Most signature loans simply need a client, like Manual’s signature to obtain them, up to $25,000 in some cases. Manual was able to get $87000 as a fast loan, which is very high for a fast loan. Because signature loans don’t need collateral, they tend to require improved credit, as high as 728
Manual has a disappointing current total income, but has a large amount of prospects
Manual has always wanted to be a disk jockey, but would need attend Marywood University again to become one. Manual has other possibilities as well, including student affairs administrator, ophthalmic laboratory technician, and border patrol agent, which pay $50,000 through to $108,000 per year, on average. Because of this, we believe that Manual can pay for this fast loan of $87000.
6 Months Ago, Manual Attempted Finding a High Risk Loan for $48,000.00, and it was Easy
It is an ongoing struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Manual. Manual chose not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit individuals. Borrowers with credit scores as low as 594 can apply for a high risk loan and possibly can be approved.
Contact Details for Clay County Bank, Inc., the provider of this fast loan
- Clay County Bank, Inc.
- City: Clay
- State: West Virginia
- Address: 150 Main Street
- County: Clay
- Zip code: 25043
Conclusion of Manual’s fast loan
In the end, Manual was able to find a fast loan for $87000 with an interest rate of 11.0% interest APR from Clay County Bank, Inc. in Clay, West Virginia repayable over 15 years from today.