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Guy Had Need For A Same Day Loan For $48000, La Grange, Texas

$48000 Same Day Loan – La Grange Texas, Credit Score Of 781

  • Experian: 800 – This individual had an excellent Experian rating
  • Transunion: 762 – Guy had an excellent credit rating with Transunion.
  • Equifax: Guy’s Experian score was 781, which is an excellent credit score using the Experian scale.

Signature Loan acquired in La Grange, Texas for $48000 with excellent credit by Guy

A lot of clients struggle with obtaining signature loans in La Grange, Texas, and Guy is not an exception. Guy went to 8 lenders or more before settling on Fayette Savings Bank, SSB, who offered Guy a signature loan for $48000. Most signature loans simply require a client, like Guy’s signature to get them, up to $43,000 in some cases. Guy was able to get $48000 as a same day loan, which is very high for a same day loan. Because signature loans do not require collateral, these loans tend to need better credit, as high as 744

Before applying for this same day loan, Guy had an Experian score of 800, which is excellent, so Fayette Savings Bank, SSB probably cannot provide Guy a same day loan

Experian Score: 800

8 Months in the Past, Guy Attempted to Find a High Risk Loan for $24,000.00, and it was Hard

It is an well known struggle for borrowers to get high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Guy. Guy decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Borrowers with credit scores as low as 349 can inquire for a high risk loan and possibly can be approved.

Paraphrased and Standardized Quote from Guy for this same day loan of $48000, provided by Fayette Savings Bank, SSB

Hi, I am Guy and my hometown is La Grange in Texas. Fayette, county is where I grew up, and now I need a same day loan in Texas for $48000 to buy a car. It wasn’t easy, but Fayette Savings Bank, SSB really came through for me with this loan for 6.4% interest APR and a term of 11 years. I will repay the loan over the 11 year term, including interest. A big thanks to Fayette Savings Bank, SSB for trusting me and my excellent credit. It look me 4 years to create my credit to 781, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.

Guy’s Transunion score was altered by the same day loan loan, changing to 762 from 781, which is normal in our experience.

Transunion Score: 762

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $24,000.00 to $51,000.00. They are normally used to pay off existing high interest loans like credit cards. Guy needed a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Guy was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.2%.

Fast Loans for Guy in La Grange, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in La Grange, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Guy. Guy was able to find a fast loan for $48000 from First Bank & Trust, Bryan, Texas and The Roscoe State Bank, but turned down both offers in favor of their same day loan from Fayette Savings Bank, SSB. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement if you are on the go.

Personal Loan for a nuclear medicine technologist named Guy in La Grange, Texas to Pay Off Asiana Visa Business Card

Guy had a tonne of credit card debt on their The Bank of Kentucky Visa and their Shell Select Member Credit Card, and they were starting to get in over their heads. Despite Guy’s job as a nuclear medicine technologist, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Guy was declined by Farmers State Bank of Madisonville, Texas 6 times prior to being accepted by Fayette Savings Bank, SSB at 111 East Travis

On May 2, 2009, Guy applied about borrowing $10,000 from First Bank & Trust, Bryan, Texas with Annika, their in law from just outside La Grange, and even with the co-signer, Guy was rejected for this same day loan. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Installment loan for Guy, a graduate of University of Southern Maine and a nuclear medicine technologist working for over $79,000 per year

Guy, an alumnus at University of Southern Maine and a nuclear medicine technologist in La Grange, Texas wants a same day loan to purchase a new cell phone. Guy has instead decided to get an installment loan for $15,000 and is at present seeking lenders like Comerica Bank to process their request.

Previous requests on Guy’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$24520.00 4 6.7% $583.76 Comerica Bank September 22, 2012
$25110.00 3 8.8% $796.16 First Star Bank, S.S.B. September 17, 2013
$24790.00 3 9.2% $790.62 Brownfield State Bank & Trust Co. April 22, 2014
$25260.00 8 7.3% $348.17 First Bank & Trust, Bryan, Texas May 12, 2015
$24630.00 4 7.2% $592.08 First Bank & Trust of Clarendon June 10, 2015

Contact Details for Fayette Savings Bank, SSB, the provider of this same day loan

  • Fayette Savings Bank, SSB
  • City: La Grange
  • State: Texas
  • Address: 111 East Travis
  • County: Fayette
  • Zip code: 78945
Client Profile: Guy Freisner of La Grange, Texas
  • Full name (Changed if requested): Guy Freisner
  • Current Credit: loans.hit.utils.Fico@27bc2616
  • Current City: La Grange
  • State: Texas
  • Zip code: 78950
  • Yearly income: $38,000
  • Current Job: nuclear medicine technologist
  • Current County: Fayette
  • Goal Yearly Income: $140,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

When Guy was 18, they tried to obtain a student loan from 5 different banks, which damaged their credit rating. Below is a list of Guy’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on January 26, 2010
  • Attempt 2) Loan for $29,000.00 on October 4, 2012
  • Attempt 3) Loan for $20,000.00 on August 22, 2010
  • Attempt 4) Loan for $31,000.00 on November 14, 2009
  • Attempt 5) Loan for $27,000.00 on July 5, 2010

Guy’s Overall FICO score at the time of acceptance for a same day loan, taking into account their nuclear medicine technologist job and their future job as a physical education instructor

Fico Score: 781

Many previous requests for credit have been made by Guy in the past, including one from The Bank of Crescent in La Grange, Texas before Guy was accepted for the $48000 by Fayette Savings Bank, SSB

Guy made 8 previous attempts to obtain a same day loan, 2 of which were with The Bank of Crescent, a bank in La Grange, Texas known to specialize in same day loans specifically. Before finding Fayette Savings Bank, SSB, Guy was very concerned due to their inexperience and excellent credit score.

Guy has a disappointing current yearly income, but has several of prospects

Guy has always wanted to be a physical education instructor, but would need attend University of Southern Maine again to achieve it. Guy has other prospects as well, including philosophy and religion professor, interpreter for the hearing impaired, and transit and railroad police, which pay $52,000 through to $97,000 per year, at least. For this reason, we believe that Guy can afford this same day loan of $48000.

Conclusion of Guy’s same day loan

In the end, Guy was able to find a same day loan for $48000 with an interest rate of 8.6% interest APR from Fayette Savings Bank, SSB in La Grange, Texas repayable over 11 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.