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High Risk Loan Of $98000 For Excellent Credit Oregon Resident

$98000 High Risk Loan – Hermiston Oregon, Credit Score Of 784

  • Experian: 799 – This client had an excellent Experian score
  • Transunion: 770 – Lamont had an excellent credit rating with Transunion.
  • Equifax: Lamont’s Experian score was 784, which is an excellent credit rating on the Experian scale.

Several past requests for credit have been made by Lamont in the past, including one from Amboy Bank in Hermiston, Oregon before Lamont was approved for the $98000 by Banner Bank of Oregon

Lamont made 8 prior attempts to obtain a high risk loan, 2 of which were with Amboy Bank, a bank in Hermiston, Oregon known to specialize in high risk loans specifically. Before finding Banner Bank of Oregon, Lamont was desperate due to their inexperience and excellent credit rating.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans range from $37,000.00 to $59,000.00. They are typically used to pay off existing high interest loans like credit cards. Lamont needed a debt consolidation loan to pay for their existing high risk loan and their payday loan. Lamont was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.1%.

Before applying for this high risk loan, Lamont had an Experian score of 799, which is excellent, so Banner Bank of Oregon probably cannot provide Lamont a high risk loan

Experian Score: 799

Lamont has a sad current gross income, but has several of prospects

Lamont has always wanted to be an excavating machine operator, but would need attend Oklahoma Baptist University again to become one. Lamont has other possibilities as well, including insurance appraiser, financial services sales agent, and vending machine mechanic, which pay $56,000 through to $107,000 per year, at least. Because of this, we believe that Lamont can afford this high risk loan of $98000.

Installment loan for Lamont, a graduate of Oklahoma Baptist University and a mine inspector working for over $79,000 per year

Lamont, an alumnus at Oklahoma Baptist University and a mine inspector in Hermiston, Oregon needs a high risk loan to purchase a car. Lamont has instead decided to get an installment loan for $12,000 and is at present seeking lenders like KeyBank National Association to provide it.

Lamont’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their mine inspector job and their future career as an excavating machine operator

Fico Score: 784

Previous requests on Lamont’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$30290.00 11 7.6% $339.28 Polk County State Bank November 26, 2008
$30490.00 8 9.8% $459.44 Pacific Western Bank July 12, 2012
$29540.00 10 11.5% $415.32 West Coast Bank October 10, 2013
$29630.00 5 9.4% $620.84 The Valley National Bank of Oregon December 1, 2013

Fast Loans for Lamont in Hermiston, Oregon to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Hermiston, Oregon aren’t actually that difficult to obtain, especially if you have some finesse like Lamont. Lamont was able to find a fast loan for $98000 from Lane County Bank, Florence, Oregon and Umpqua Bank, but turned down both offers in favor of their high risk loan from Banner Bank of Oregon. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better in the case that you are in a pinch.

When Lamont was 21, they tried to obtain a student loan from 5 different lenders, which harmed their credit score. Below is a list of Lamont’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on February 6, 2011
  • Attempt 2) Loan for $38,000.00 on November 7, 2010
  • Attempt 3) Loan for $24,000.00 on September 10, 2011
  • Attempt 4) Loan for $36,000.00 on October 13, 2008
  • Attempt 5) Loan for $34,000.00 on July 31, 2012

Lamont’s Transunion score was changed by the high risk loan loan, changing to 770 from 784, which is typical in our experience.

Transunion Score: 770

Signature Loan easily acquired in Hermiston, Oregon for $98000 with excellent credit by Lamont

Many clients have difficulty with obtaining signature loans in Hermiston, Oregon, and Lamont is the same. Lamont went to 7 lending institutions or more before finding Banner Bank of Oregon, who offered Lamont a signature loan for $98000. Typical signature loans simply require a client, like Lamont’s signature to obtain them, up to $45,000 in some cases. Lamont was able to get $98000 as a high risk loan, which is very high for a high risk loan. Because signature loans do not need a cosigner, they tend to need improved credit, as high as 794

Client Profile: Lamont Wrinkles of Hermiston, Oregon
  • Full name (Changed if requested): Lamont Wrinkles
  • Current Credit: loans.hit.utils.Fico@133314b
  • Current City: Hermiston
  • State: Oregon
  • Zip code: 97844
  • Yearly income: $33,000
  • Current Job: mine inspector
  • Current County: Umatilla
  • Goal Yearly Income: $96,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

8 Months in the Past, Lamont Attempted to Find a High Risk Loan for $34,000.00, and it was Easy

There is an ongoing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Lamont. Lamont decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Clients with credit ratings as low as 455 can apply for a high risk loan and may be be approved.

Paraphrased and Standardized Quote from Lamont for this high risk loan of $98000, provided by Banner Bank of Oregon

Hello, I am Lamont and my hometown is Hermiston in Oregon. Umatilla, county is where I grew up, and now I need a high risk loan in Oregon for $98000 to pay bills. It wasn’t easy, but Banner Bank of Oregon really came through for me with this loan for 10.1% interest APR and a term of 11 years. I can probably repay the loan over the 11 year term, including interest. A big thanks to Banner Bank of Oregon for trusting me and my excellent credit. It look me 4 years to create my credit to 784, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.

Personal Loan for a mine inspector named Lamont in Hermiston, Oregon to Pay Off Kohl’s Charge Card

Lamont had a tonne of credit card debt on their SEFCU World MasterCard and their UMB Bank Dynamics ePlate VISA, and they were starting to get in over their heads. Despite Lamont’s job as a mine inspector, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Lamont was not approved by Polk County State Bank 7 times prior to being accepted by Banner Bank of Oregon at 101 Main Street

On January 3, 2010, Lamont inquired about borrowing $46,000 from Citizens Bank of Oregon with Dewitt, their friend from just outside Hermiston, and even with the co-signer, Lamont was rejected for this high risk loan. With excellent credit, it can be challenging to obtain financing, even with collateral and a co-signer.

Contact Details for Banner Bank of Oregon, the provider of this high risk loan

  • Banner Bank of Oregon
  • City: Hermiston
  • State: Oregon
  • Address: 101 Main Street
  • County: Umatilla
  • Zip code: 97838

Conclusion of Lamont’s high risk loan

In the end, Lamont was able to find a high risk loan for $98000 with an interest rate of 10.5% interest APR from Banner Bank of Oregon in Hermiston, Oregon repayable over 11 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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