$147000 Student Loan – Highlands Ranch Colorado, Credit Rating Of 361
- Experian: 380 – This individual had a terrible Experian score
- Transunion: 345 – Jannet had a terrible credit rating with Transunion.
- Equifax: Jannet’s Experian score was 361, which is a terrible credit rating on the Experian system.
Before applying for this student loan, Jannet had an Experian score of 380, which is terrible, so Colorado Community Bank likely can provide Jannet a student loan
8 Months Ago, Jannet Tried to Find a High Risk Loan for $29,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Jannet. Jannet decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit clients. Borrowers with credit ratings as low as 316 can apply for a high risk loan and possibly can be approved.
Personal Loan for a recreational vehicle mechanic named Jannet in Highlands Ranch, Colorado to Pay Off RBC Cathay Pacific Visa Platinum
Jannet had a lot of credit card debt on their Lexus Pursuits Visa Platinum Credit Card and their First Bank Business Credit Card, and they were starting to get in over their heads. Despite Jannet’s job as a recreational vehicle mechanic, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
- Full name (Changed if requested): Jannet Beachler
- Current Credit: loans.hit.utils.Fico@65b3120a
- Current City: Highlands Ranch
- State: Colorado
- Zip code: 80134
- Yearly income: $46,000
- Current Job: recreational vehicle mechanic
- Current County: Douglas
- Goal Yearly Income: $125,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Installment loan for Jannet, a graduate of Winston-Salem State University and a recreational vehicle mechanic working for over $62,000 per year
Jannet, an alumnus at Winston-Salem State University and a recreational vehicle mechanic in Highlands Ranch, Colorado needs a student loan to purchase a house. Jannet has instead decided to get an installment loan for $25,000 and is at present seeking lenders like Affiliated National Bank – Delta to process their request.
Jannet has a low current total income, but has several of prospects
Jannet has always wanted to be a credit adjuster, but would need attend Winston-Salem State University again to become one. Jannet has other prospects as well, including screen writer, insurance adjuster, and door to door salesmen, which pay $59,000 through to $99,000 per year, at least. Because of this, we think that Jannet can afford this student loan of $147000.
Jannet’s Transunion score was changed by the student loan loan, changing to 345 from 361, which is normal in our experience.
When Jannet was 24, they tried to obtain a student loan from 5 alternate banks, which damaged their credit rating. Below is a list of Jannet’s previous attempts at finding a student loan:
- Attempt 1) Loan for $25,000.00 on April 10, 2009
- Attempt 2) Loan for $23,000.00 on September 9, 2009
- Attempt 3) Loan for $24,000.00 on November 21, 2011
- Attempt 4) Loan for $25,000.00 on February 29, 2012
- Attempt 5) Loan for $32,000.00 on February 1, 2009
Several past requests for credit have been made by Jannet in the past, including one from U.S. Trust Company of Florida, National Association in Highlands Ranch, Colorado before Jannet was accepted for the $147000 by Colorado Community Bank
Jannet made 7 previous attempts to obtain a student loan, 2 of which were with U.S. Trust Company of Florida, National Association, a bank in Highlands Ranch, Colorado known to specialize in student loans specifically. Before finding Colorado Community Bank, Jannet was desperate due to their inexperience and terrible credit score.
Paraphrased and Standardized Quote from Jannet for this student loan of $147000, provided by Colorado Community Bank
Hi, I am Jannet and my hometown is Highlands Ranch in Colorado. Douglas, county is where I grew up, and now I need a student loan in Colorado for $147000 to avoid bankruptcy. It wasn’t easy, but Colorado Community Bank really came through for me with this loan for 10.2% interest APR and a term of 15 years. I will repay the loan over the 15 year term, including interest. A big thanks to Colorado Community Bank for giving me a chance and my terrible credit. It look me 6 years to build my credit to 361, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.
Jannet was rejected by Western Community Bank 7 times before being accepted by Colorado Community Bank at 6654 Timberland Road
On January 12, 2009, Jannet applied about borrowing $18,000 from The Berthoud National Bank with Juliette, their friend from just outside Highlands Ranch, and even with the co-signer, Jannet was rejected for this student loan. With terrible credit, it can be a challenge to procure funding, even with collateral and a co-signer.
Previous requests on Jannet’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$22370.00||8||9.7%||$335.91||Affiliated National Bank – Delta||May 24, 2013|
|$21590.00||10||11.7%||$306.02||Central Bank, National Association||March 5, 2014|
|$22330.00||10||10.1%||$296.33||The Colorado Bank and Trust Company of La Junta||December 3, 2014|
|$21860.00||5||11.4%||$479.66||Colorado State Bank and Trust, N. A.||April 14, 2015|
|$21630.00||8||9.6%||$323.66||Mountain Parks Bank – West||July 11, 2015|
Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $24,000.00 to $57,000.00. They are normally used to pay off existing high interest loans like credit cards. Jannet required a debt consolidation loan to pay for their existing student loan and their loan shark loan. Jannet was able to find a student loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.4%.
Fast Loans for Jannet in Highlands Ranch, Colorado to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Highlands Ranch, Colorado aren’t actually that difficult to obtain, especially if you have some finesse like Jannet. Jannet was able to find a fast loan for $147000 from Colorado National Bank and Fremont National Bank of Canon City, but turned down both offers in favor of their student loan from Colorado Community Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement in the case that you are on the go.
Jannet’s Overall FICO score at the time of acceptance for a student loan, taking into account their recreational vehicle mechanic job and their future career as a credit adjuster
Signature Loan easily acquired in Highlands Ranch, Colorado for $147000 with terrible credit by Jannet
A lot of clients have difficulty with finding signature loans in Highlands Ranch, Colorado, and Jannet is the same. Jannet went to 7 lenders or more prior to settling on Colorado Community Bank, who offered Jannet a signature loan for $147000. Typical signature loans simply require a client, like Jannet’s signature to obtain them, up to $40,000 in some cases. Jannet was able to get $147000 as a student loan, which is very high for a student loan. Since signature loans do not require collateral, these loans generally require higher credit, as high as 789
Contact Details for Colorado Community Bank, the provider of this student loan
- Colorado Community Bank
- City: Highlands Ranch
- State: Colorado
- Address: 6654 Timberland Road
- County: Douglas
- Zip code: 80130
Conclusion of Jannet’s student loan
In the end, Jannet was able to find a student loan for $147000 with an interest rate of 8.5% interest APR from Colorado Community Bank in Highlands Ranch, Colorado repayable over 15 years from today.