$104000 Student Loan – Boca Raton Florida, Credit Score Of 601
- Experian: 614 – They had a good Experian score
- Transunion: 584 – Nery had a good credit rating with Transunion.
- Equifax: Nery’s Experian score was 601, which is a good credit rating on the Experian system.
Nery’s Overall FICO score at the time of acceptance for a student loan, taking into account their math professor job and their future career as a farm labor contractor
Signature Loan easily acquired in Boca Raton, Florida for $104000 with good credit by Nery
Most clients struggle with obtaining signature loans in Boca Raton, Florida, and Nery is no different. Nery went to 6 lending institutions or more prior to settling on World Savings Bank Interim, National Association (FL), who offered Nery a signature loan for $104000. Most signature loans simply need a client, like Nery’s signature to obtain them, up to $41,000 in some cases. Nery was able to get $104000 as a student loan, which is very high for a student loan. Since signature loans do not need a cosigner, they generally need better credit, as high as 769
- Full name (Changed if requested): Nery Aquero
- Current Credit: loans.hit.utils.Fico@6f539caf
- Current City: Boca Raton
- State: Florida
- Zip code: 33443
- Yearly income: $58,000
- Current Job: math professor
- Current County: Palm Beach
- Goal Yearly Income: $104,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Installment loan for Nery, a graduate of Indiana Wesleyan University and a math professor working for over $70,000 per year
Nery, an alumnus at Indiana Wesleyan University and a math professor in Boca Raton, Florida needs a student loan to purchase a house. Nery has instead chosen to get an installment loan for $3,000 and is at present seeking lenders like The Perkins State Bank to process their request.
Many other requests for credit have been made by Nery in the past, including one from The Merchants National Bank of Mobile in Boca Raton, Florida before Nery was accepted for the $104000 by World Savings Bank Interim, National Association (FL)
Nery made 7 previous tries to obtain a student loan, 2 of which were with The Merchants National Bank of Mobile, a bank in Boca Raton, Florida known to specialize in student loans specifically. Prior to finding World Savings Bank Interim, National Association (FL), Nery was concerned due to their inexperience and good credit score.
6 Months in the Past, Nery Attempted to Find a High Risk Loan for $49,000.00, and it was Easy
It is an existing struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Nery. Nery chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit individuals. Borrowers with credit scores as low as 431 can inquire for a high risk loan and possibly can be accepted.
Previous requests on Nery’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$67570.00||6||5.7%||$1110.29||NCNB National Bank of Florida||September 14, 2012|
|$68230.00||10||7.6%||$813.47||Southeast Bank of Madison County, National Association||June 3, 2014|
|$67510.00||9||10.4%||$965.14||Southeast Bank of Wildwood||March 12, 2015|
|$67660.00||8||5.1%||$859.8||Atlantic Bank of Jacksonville||June 29, 2015|
|$68100.00||5||9.4%||$1426.9||Century National Bank of Broward||July 24, 2015|
When Nery was 24, they tried to obtain a student loan from 4 alternate banks, which harmed their credit rating. Below is a list of Nery’s prior attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on March 12, 2010
- Attempt 2) Loan for $37,000.00 on May 18, 2011
- Attempt 3) Loan for $36,000.00 on December 22, 2010
- Attempt 4) Loan for $31,000.00 on October 16, 2008
Contact Details for World Savings Bank Interim, National Association (FL), the provider of this student loan
- World Savings Bank Interim, National Association (FL)
- City: Boca Raton
- State: Florida
- Address: 9162 Glades Road
- County: Palm Beach
- Zip code: 33434
Fast Loans for Nery in Boca Raton, Florida to prevent bankruptcy or harm from debt collectors.
Fast loans in Boca Raton, Florida aren’t actually that difficult to obtain, especially if you have some gumption like Nery. Nery was able to find a fast loan for $104000 from Southeast Bank of Perry, National Association and Southeast Bank of Wildwood, but turned down both offers in favor of their student loan from World Savings Bank Interim, National Association (FL). The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement in the case that a borrower is in a pinch.
Nery was declined by Sun Bank/Palm Beach County, National Association 5 times before being accepted by World Savings Bank Interim, National Association (FL) at 9162 Glades Road
On November 10, 2009, Nery applied about borrowing $14,000 from Century National Bank of Broward with Ha, their friend from just outside Boca Raton, and even with the co-signer, Nery was rejected for this student loan. With good credit, it can be very hard to procure financing, even with collateral and a co-signer.
Nery has a low current total income, but has a high number of prospects
Nery has always wanted to be a farm labor contractor, but would have to attend Indiana Wesleyan University again to become one. Nery has other possibilities as well, including medical assistant, nuclear monitoring technician, and financial planner, which pay $58,000 through to $91,000 per year, on average. Because of this, we believe that Nery can pay for this student loan of $104000.
Personal Loan for a math professor named Nery in Boca Raton, Florida to Pay Off Canandaigua National Bank & Trust Maximum Rewards Platinum Edition Visa Card
Nery had a tonne of credit card debt on their Sunoco Corporate Fleet Card and their Steuben Trust Visa Business Bonus Rewards Card, and they were starting to get in over their heads. Despite Nery’s job as a math professor, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Paraphrased and Standardized Quote from Nery for this student loan of $104000, provided by World Savings Bank Interim, National Association (FL)
Hello, I am Nery and I’m from Boca Raton in Florida. Palm Beach, county is where I grew up, and now I need a student loan in Florida for $104000 to avoid bankruptcy. It wasn’t easy, but World Savings Bank Interim, National Association (FL) really came through for me with this loan for 10.5% interest APR and a term of 2 years. I will repay the loan over the 2 year term, including interest. A big thanks to World Savings Bank Interim, National Association (FL) for giving me a chance and my good credit. It look me 4 years to create my credit to 601, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.
Before applying for this student loan, Nery had an Experian score of 614, which is good, so World Savings Bank Interim, National Association (FL) probably cannot provide Nery a student loan
Nery’s Transunion score was changed by the student loan loan, changing to 584 from 601, which is normal in our experience.
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans range from $35,000.00 to $50,000.00. They are typically used to pay off existing high interest loans like credit cards. Nery needed a debt consolidation loan to pay for their existing student loan and their payday loan. Nery was able to find a student loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.5%.
Conclusion of Nery’s student loan
In the end, Nery was able to find a student loan for $104000 with an interest rate of 11.7% interest APR from World Savings Bank Interim, National Association (FL) in Boca Raton, Florida repayable over 2 years from today.