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Personal Loan For $126000 Near 63101, Missouri With A Credit Score Of 740

$126000 Personal Loan – St. Louis Missouri, Credit Score Of 740

  • Experian: 758 – They had an excellent Experian score
  • Transunion: 725 – Adriene had an excellent credit score with Transunion.
  • Equifax: Adriene’s Experian score was 740, which is an excellent credit score with the Experian scale.

Before applying for this personal loan, Adriene had an Experian score of 758, which is excellent, so Landmark St. Louis Bank, National Association likely cannot provide Adriene a personal loan

Experian Score: 758

Previous requests on Adriene’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$37110.00 8 7.4% $513.37 Camden County Bank January 24, 2013
$37320.00 8 11.1% $588.25 Glasgow Savings Bank May 18, 2013
$36780.00 9 10.8% $533.88 Central Bank May 25, 2014
$37250.00 8 11.3% $591.18 Midwest BankCentre December 27, 2014

Adriene has a very low current gross income, but has a large amount of prospects

Adriene has always wanted to be a psychiatric technician, but would have to attend Rend Lake College again to achieve it. Adriene has other prospects as well, including hearing officer, structural engineer, and municipal fire fighting supervisor, which pay $54,000 through to $96,000 per year, on average. For this reason, we believe that Adriene can afford this personal loan of $126000.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans range from $23,000.00 to $47,000.00. They are mainly used to pay off existing high interest loans like credit cards. Adriene required a debt consolidation loan to pay for their existing personal loan and their payday loan. Adriene was able to find a personal loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 3.0%.

Adriene’s Transunion score was changed by the personal loan loan, changing to 725 from 740, which is typical in our experience.

Transunion Score: 725

Fast Loans for Adriene in St. Louis, Missouri to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in St. Louis, Missouri aren’t actually that difficult to obtain, especially if you have some finesse like Adriene. Adriene was able to find a fast loan for $126000 from Midwest BankCentre and Central Bank, but declined both offers in favor of their personal loan from Landmark St. Louis Bank, National Association. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement if a client is in a pinch.

Personal Loan for a patent lawyer named Adriene in St. Louis, Missouri to Pay Off Bangor Savings Bank Visa Business Bonus Rewards PLUS Card

Adriene had a lot of credit card debt on their Peebles Credit Card and their SunTrust Platinum, and they were starting to get in over their heads. Despite Adriene’s job as a patent lawyer, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Adriene’s Overall FICO score at the time of acceptance for a personal loan, taking into account their patent lawyer job and their future job as a psychiatric technician

Fico Score: 740

Paraphrased and Standardized Quote from Adriene for this personal loan of $126000, provided by Landmark St. Louis Bank, National Association

Hello, I am Adriene and I am from St. Louis in Missouri. Saint Louis (City), county is where I grew up, and now I need a personal loan in Missouri for $126000 to buy a car. It has been difficult, but Landmark St. Louis Bank, National Association really came through for me with this loan for 7.5% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to Landmark St. Louis Bank, National Association for trusting me and my excellent credit. It look me 9 years to create my credit to 740, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.

Client Profile: Adriene Simson of St. Louis, Missouri
  • Full name (Changed if requested): Adriene Simson
  • Current Credit: loans.hit.utils.Fico@34c45dca
  • Current City: St. Louis
  • State: Missouri
  • Zip code: 63105
  • Yearly income: $37,000
  • Current Job: patent lawyer
  • Current County: Saint Louis (City)
  • Goal Yearly Income: $122,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

When Adriene was 21, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a list of Adriene’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on February 12, 2009
  • Attempt 2) Loan for $24,000.00 on February 22, 2011
  • Attempt 3) Loan for $39,000.00 on January 4, 2012
  • Attempt 4) Loan for $21,000.00 on July 10, 2011
  • Attempt 5) Loan for $36,000.00 on January 1, 2012
  • Attempt 6) Loan for $32,000.00 on April 10, 2011
  • Attempt 7) Loan for $20,000.00 on July 22, 2012

Contact Details for Landmark St. Louis Bank, National Association, the provider of this personal loan

  • Landmark St. Louis Bank, National Association
  • City: St. Louis
  • State: Missouri
  • Address: 701 Olive Street
  • County: Saint Louis (City)
  • Zip code: 63101

7 Months in the Past, Adriene Attempted to Find a High Risk Loan for $43,000.00, and it was Easy

There is an existing struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Adriene. Adriene chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Borrowers with credit scores as low as 565 can apply for a high risk loan and have a chance to be approved.

Signature Loan found in St. Louis, Missouri for $126000 with excellent credit by Adriene

A lot of prospective borrowers struggle with finding signature loans in St. Louis, Missouri, and Adriene is no different. Adriene went to 7 lenders or more prior to settling on Landmark St. Louis Bank, National Association, who offered Adriene a signature loan for $126000. Most signature loans simply require a client, like Adriene’s signature to obtain them, up to $47,000 in some cases. Adriene was able to get $126000 as a personal loan, which is very high for a personal loan. Since signature loans don’t need a cosigner, these loans generally need better credit, as high as 728

Installment loan for Adriene, a graduate of Rend Lake College and a patent lawyer working for over $60,000 per year

Adriene, an alumnus at Rend Lake College and a patent lawyer in St. Louis, Missouri wants a personal loan to purchase a new cell phone. Adriene has instead decided to obtain an installment loan for $7,000 and is at present seeking lenders like Southern Commercial Bank to process their request.

Many previous requests for credit have been made by Adriene in the past, including one from Farmers Bank and Trust in St. Louis, Missouri before Adriene was accepted for the $126000 by Landmark St. Louis Bank, National Association

Adriene made 9 previous attempts to obtain a personal loan, 2 of which were with Farmers Bank and Trust, a lender in St. Louis, Missouri known to specialize in personal loans specifically. Before finding Landmark St. Louis Bank, National Association, Adriene was very concerned due to their inexperience and excellent credit rating.

Adriene was declined by The Bank of Versailles 6 times prior to being granted funding by Landmark St. Louis Bank, National Association at 701 Olive Street

On July 10, 2012, Adriene applied about borrowing $6,000 from Commerce Bank of Moberly, National Association with Phylis, their in law from just outside St. Louis, and even with the co-signer, Adriene was rejected for this personal loan. With excellent credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Conclusion of Adriene’s personal loan

In the end, Adriene was able to find a personal loan for $126000 with an interest rate of 10.7% interest APR from Landmark St. Louis Bank, National Association in St. Louis, Missouri repayable over 21 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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