$76000 Quick Loan – Camden Arkansas, Credit Score Of 846
- Experian: 861 – They had an excellent Experian rating
- Transunion: 832 – Reginald had an excellent credit score with Transunion.
- Equifax: Reginald’s Experian score was 846, which is an excellent credit score on the Experian scale.
Reginald was not approved by Security Bank 6 times prior to being granted funding by Merchants and Planters Bank, National Association at 123 Washington Street
On September 23, 2010, Reginald applied about borrowing $48,000 from Bank of Weiner with Alphonso, their in law from just outside Camden, and even with the co-signer, Reginald was rejected for this quick loan. With excellent credit, it can be a challenge to procure financing, even with collateral and a co-signer.
Signature Loan easily acquired in Camden, Arkansas for $76000 with excellent credit by Reginald
Most borrowers struggle with obtaining signature loans in Camden, Arkansas, and Reginald is not an exception. Reginald went to 8 lending institutions or more prior to settling on Merchants and Planters Bank, National Association, who offered Reginald a signature loan for $76000. Most signature loans simply need a client, like Reginald’s signature to obtain them, up to $43,000 in some cases. Reginald was able to get $76000 as a quick loan, which is very high for a quick loan. Since signature loans do not need a cosigner, these loans tend to require higher credit, as high as 793
7 Months Ago, Reginald Tried to Find a High Risk Loan for $26,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Reginald. Reginald chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Borrowers with credit ratings as low as 596 can inquire for a high risk loan and have a chance to be approved.
When Reginald was 20, they attempted to obtain a student loan from 6 alternate lenders, which harmed their credit score. Below is a chronology of Reginald’s prior attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on May 4, 2014
- Attempt 2) Loan for $27,000.00 on March 15, 2009
- Attempt 3) Loan for $29,000.00 on July 16, 2011
- Attempt 4) Loan for $25,000.00 on June 15, 2012
- Attempt 5) Loan for $21,000.00 on January 22, 2012
- Attempt 6) Loan for $39,000.00 on May 8, 2010
Contact Details for Merchants and Planters Bank, National Association, the provider of this quick loan
- Merchants and Planters Bank, National Association
- City: Camden
- State: Arkansas
- Address: 123 Washington Street
- County: Ouachita
- Zip code: 71701
Reginald’s Overall FICO score at the time of acceptance for a quick loan, taking into account their medical laboratory technician job and their future job as an air crew officer
- Full name (Changed if requested): Reginald Sebero
- Current Credit: loans.hit.utils.Fico@50040f0c
- Current City: Camden
- State: Arkansas
- Zip code: 71702
- Yearly income: $50,000
- Current Job: medical laboratory technician
- Current County: Ouachita
- Goal Yearly Income: $103,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Fast Loans for Reginald in Camden, Arkansas to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Camden, Arkansas aren’t actually that difficult to obtain, particularly if you have some gumption like Reginald. Reginald was able to find a fast loan for $76000 from Delta Trust & Bank and Horatio State Bank, but declined both offers in favor of their quick loan from Merchants and Planters Bank, National Association. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement if a borrower is in a pinch.
Previous requests on Reginald’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$110110.00||4||10.3%||$2808.56||Bank of Weiner||February 8, 2013|
|$110260.00||3||7.5%||$3429.77||Horizon Bank||July 29, 2013|
|$109790.00||9||10.5%||$1575.58||Warren Bank and Trust Company||March 16, 2014|
|$110190.00||9||7.3%||$1394.87||Boatmen’s Bank of Northeast Arkansas||November 19, 2014|
|$109750.00||5||6.2%||$2132.0||The Security Bank||January 18, 2015|
Before applying for this quick loan, Reginald had an Experian score of 861, which is excellent, so Merchants and Planters Bank, National Association most likely cannot provide Reginald a quick loan
Reginald has a low current yearly income, but has a high number of prospects
Reginald has always wanted to be an air crew officer, but would need attend University of Delaware again to become one. Reginald has other prospects as well, including hardwood floor finisher, order clerk, and construction laborer, which pay $53,000 through to $102,000 per year, at least. Because of this, we believe that Reginald can afford this quick loan of $76000.
Personal Loan for a medical laboratory technician named Reginald in Camden, Arkansas to Pay Off Bon-Ton Credit Card
Reginald had a lot of credit card debt on their Express Credit Card Elvis Presley Visa Platinum Rewards Card and their MCU Visa Classic, and they were starting to get in over their heads. Despite Reginald’s job as a medical laboratory technician, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Reginald’s Transunion score was changed by the quick loan loan, changing to 832 from 846, which is normal in our experience.
Installment loan for Reginald, a graduate of University of Delaware and a medical laboratory technician working for over $74,000 per year
Reginald, an alumnus at University of Delaware and a medical laboratory technician in Camden, Arkansas wants a quick loan to purchase something frivolous. Reginald has instead chosen to get an installment loan for $29,000 and is at present seeking lenders like Union Planters Bank of Northeast Arkansas to process their request.
Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans vary from $36,000.00 to $48,000.00. They are mainly used to pay off existing high interest loans like credit cards. Reginald needed a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Reginald was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.0%.
Paraphrased and Standardized Quote from Reginald for this quick loan of $76000, provided by Merchants and Planters Bank, National Association
Hi, I am Reginald and my hometown is Camden in Arkansas. Ouachita, county is where I grew up, and now I need a quick loan in Arkansas for $76000 to avoid bankruptcy. It has been difficult, but Merchants and Planters Bank, National Association really came through for me with this loan for 5.1% interest APR and a term of 21 years. I will repay the loan over the 21 year term, including interest. A big thanks to Merchants and Planters Bank, National Association for trusting me and my excellent credit. It look me 7 years to create my credit to 846, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.
Several other requests for credit have been made by Reginald in the past, including one from First American Savings Bank, F.S.B. in Camden, Arkansas before Reginald was approved for the $76000 by Merchants and Planters Bank, National Association
Reginald made 4 prior attempts to obtain a quick loan, 2 of which were with First American Savings Bank, F.S.B., a lending institution in Camden, Arkansas known to specialize in quick loans specifically. Before finding Merchants and Planters Bank, National Association, Reginald was very concerned due to their inexperience and excellent credit rating.
Conclusion of Reginald’s quick loan
In the end, Reginald was able to find a quick loan for $76000 with an interest rate of 7.2% interest APR from Merchants and Planters Bank, National Association in Camden, Arkansas repayable over 21 years from now.