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Same Day Loan Of $98000 For Excellent Credit Illinois Resident

$98000 Same Day Loan – Momence Illinois, Credit Rating Of 741

  • Experian: 758 – They had an excellent Experian rating
  • Transunion: 724 – Sandra had an excellent credit rating with Transunion.
  • Equifax: Sandra’s Experian score was 741, which is an excellent credit score with the Experian rating scheme.

Previous requests on Sandra’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$99220.00 10 5.2% $1062.11 The Gerber State Bank January 27, 2010
$99390.00 9 8.6% $1325.05 The Belvidere National Bank and Trust Company June 24, 2012
$99450.00 5 5.8% $1913.41 Commerce Bank August 19, 2014
$98800.00 3 5.8% $2996.74 Byron Bank February 14, 2015
$98870.00 11 8.6% $1160.83 Amalgamated Bank of Chicago July 3, 2015

Several previous requests for credit have been made by Sandra in the past, including one from The First National Bank of Springdale in Momence, Illinois before Sandra was approved for the $98000 by Eastern Illinois Trust and Savings Bank

Sandra made 8 previous tries to obtain a same day loan, 2 of which were with The First National Bank of Springdale, a lending institution in Momence, Illinois known to specialize in same day loans specifically. Prior to finding Eastern Illinois Trust and Savings Bank, Sandra was desperate due to their inexperience and excellent credit rating.

Sandra was not approved by The Gerber State Bank 6 times prior to being approved by Eastern Illinois Trust and Savings Bank at 228 North Dixie Highway

On August 31, 2012, Sandra applied about borrowing $4,000 from Old Kent Bank with Deonna, their friend from just outside Momence, and even with the co-signer, Sandra was rejected for this same day loan. With excellent credit, it can be difficult to procure funding, even with collateral and a co-signer.

Installment loan for Sandra, a graduate of Saint Leo University and a civil engineering technician working for over $60,000 per year

Sandra, an alumnus at Saint Leo University and a civil engineering technician in Momence, Illinois wants a same day loan to purchase a new cell phone. Sandra has instead chosen to get an installment loan for $29,000 and is currently seeking lenders like Citizens State Bank of Milford to process their request.

Fast Loans for Sandra in Momence, Illinois to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Momence, Illinois aren’t actually that difficult to obtain, especially if you have some gumption like Sandra. Sandra was able to find a fast loan for $98000 from First Bank of Eureka and Peoples National Bank of Kewanee, but turned down both offers in favor of their same day loan from Eastern Illinois Trust and Savings Bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big difference in the case that a client is in a time sensitive situation.

Sandra’s Transunion score was changed by the same day loan loan, changing to 724 from 741, which is typical in our experience.

Transunion Score: 724

Paraphrased and Standardized Quote from Sandra for this same day loan of $98000, provided by Eastern Illinois Trust and Savings Bank

Hi, I am Sandra and I’m from Momence in Illinois. Kankakee, county is where I grew up, and now I need a same day loan in Illinois for $98000 to buy a big ticket item. It wasn’t easy, but Eastern Illinois Trust and Savings Bank really came through for me with this loan for 7.4% interest APR and a term of 19 years. I will repay the loan over the 19 year term, including interest. A big thanks to Eastern Illinois Trust and Savings Bank for giving me a chance and my excellent credit. It look me 7 years to build my credit to 741, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.

Contact Details for Eastern Illinois Trust and Savings Bank, the provider of this same day loan

  • Eastern Illinois Trust and Savings Bank
  • City: Momence
  • State: Illinois
  • Address: 228 North Dixie Highway
  • County: Kankakee
  • Zip code: 60954

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $32,000.00 to $59,000.00. They are normally used to pay off existing high interest loans like credit cards. Sandra required a debt consolidation loan to pay for their existing same day loan and their credit card. Sandra was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.7%.

Personal Loan for a civil engineering technician named Sandra in Momence, Illinois to Pay Off Fulton Bank Visa Business Bonus Rewards PLUS Card

Sandra had a tonne of credit card debt on their Priceline.com Rewards Visa Signature Card and their The Linux Foundation Visa Card, and they were starting to get in over their heads. Despite Sandra’s job as a civil engineering technician, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Client Profile: Sandra Delligatti of Momence, Illinois
  • Full name (Changed if requested): Sandra Delligatti
  • Current Credit: loans.hit.utils.Fico@3d494fbf
  • Current City: Momence
  • State: Illinois
  • Zip code: 60957
  • Yearly income: $56,000
  • Current Job: civil engineering technician
  • Current County: Kankakee
  • Goal Yearly Income: $105,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Before applying for this same day loan, Sandra had an Experian score of 758, which is excellent, so Eastern Illinois Trust and Savings Bank most likely cannot provide Sandra a same day loan

Experian Score: 758

8 Months in the Past, Sandra Tried Finding a High Risk Loan for $40,000.00, but They Didn’t Find What They were Expecting

There is an existing struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Sandra. Sandra decided not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Borrowers with credit scores as low as 582 can inquire for a high risk loan and may be be accepted.

Sandra has a low current yearly income, but has a high number of prospects

Sandra has always wanted to be a cartoonist, but would need attend Saint Leo University again to become one. Sandra has other prospects as well, including home appliance installer, appeals referee, and marine cargo surveyor, which pay $51,000 through to $93,000 per year, on average. Because of this, we believe that Sandra can pay for this same day loan of $98000.

When Sandra was 24, they attempted to obtain a student loan from 6 alternate lenders, which damaged their credit rating. Below is a list of Sandra’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on May 31, 2009
  • Attempt 2) Loan for $29,000.00 on December 10, 2011
  • Attempt 3) Loan for $29,000.00 on March 15, 2014
  • Attempt 4) Loan for $26,000.00 on March 8, 2013
  • Attempt 5) Loan for $25,000.00 on November 7, 2009
  • Attempt 6) Loan for $25,000.00 on April 24, 2009

Signature Loan found in Momence, Illinois for $98000 with excellent credit by Sandra

Many borrowers struggle with obtaining signature loans in Momence, Illinois, and Sandra is not an exception. Sandra went to 7 lending institutions or more before finding Eastern Illinois Trust and Savings Bank, who offered Sandra a signature loan for $98000. Most signature loans simply require a client, like Sandra’s signature to get them, up to $39,000 in some cases. Sandra was able to get $98000 as a same day loan, which is very high for a same day loan. Because signature loans don’t require a cosigner, they tend to require higher credit, as high as 767

Sandra’s Overall FICO score at the time of acceptance for a same day loan, taking into account their civil engineering technician job and their future career as a cartoonist

Fico Score: 741

Conclusion of Sandra’s same day loan

In the end, Sandra was able to find a same day loan for $98000 with an interest rate of 7.1% interest APR from Eastern Illinois Trust and Savings Bank in Momence, Illinois repayable over 19 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.