$24000 Student Loan – Glenrock Wyoming, Credit Rating Of 352
- Experian: 371 – This individual had a terrible Experian score
- Transunion: 336 – Roberta had a terrible credit rating with Transunion.
- Equifax: Roberta’s Experian score was 352, which is a terrible credit score on the Experian system.
Roberta’s Transunion score was altered by the student loan loan, changing to 336 from 352, which is normal in our experience.
Installment loan for Roberta, a graduate of National Louis University and an environmental research analyst working for over $72,000 per year
Roberta, an alumnus at National Louis University and an environmental research analyst in Glenrock, Wyoming wants a student loan to purchase a car. Roberta has instead decided to obtain an installment loan for $12,000 and is at present seeking lenders like Uinta Bank to provide it.
Before applying for this student loan, Roberta had an Experian score of 371, which is terrible, so First National Bank of Glenrock likely cannot provide Roberta a student loan
Roberta has a sad current yearly income, but has a high number of prospects
Roberta has always wanted to be a child care center administrator, but would have to attend National Louis University again to achieve it. Roberta has other prospects as well, including mechanical inspector, packaging machine operator, and hearing officer, which pay $51,000 through to $102,000 per year, at least. For this reason, we think that Roberta can afford this student loan of $24000.
7 Months in the Past, Roberta Tried Finding a High Risk Loan for $23,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Roberta. Roberta chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Individuals with credit ratings as low as 472 can apply for a high risk loan and have a chance to be approved.
Signature Loan acquired in Glenrock, Wyoming for $24000 with terrible credit by Roberta
A lot of borrowers struggle with obtaining signature loans in Glenrock, Wyoming, and Roberta is the same. Roberta went to 7 lending institutions or more prior to settling on First National Bank of Glenrock, who offered Roberta a signature loan for $24000. Most signature loans simply require a client, like Roberta’s signature to get them, up to $40,000 in some cases. Roberta was able to get $24000 as a student loan, which is very high for a student loan. Because signature loans don’t require a cosigner, these loans tend to need higher credit, as high as 751
Roberta was declined by Key Bank of Wyoming – 303 Main Street, Lander, Wyoming 82520 6 times prior to being granted funding by First National Bank of Glenrock at 313 South Fourth Street
On September 26, 2010, Roberta applied about borrowing $39,000 from Norwest Bank Wyoming Cheyenne, National Association with Sharyl, their in law from just outside Glenrock, and even with the co-signer, Roberta was rejected for this student loan. With terrible credit, it can be difficult to procure funding, even with collateral and a co-signer.
Contact Details for First National Bank of Glenrock, the provider of this student loan
- First National Bank of Glenrock
- City: Glenrock
- State: Wyoming
- Address: 313 South Fourth Street
- County: Converse
- Zip code: 82637
- Full name (Changed if requested): Roberta Imdieke
- Current Credit: loans.hit.utils.Fico@70177ecd
- Current City: Glenrock
- State: Wyoming
- Zip code: 82643
- Yearly income: $33,000
- Current Job: environmental research analyst
- Current County: Converse
- Goal Yearly Income: $111,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Many previous requests for credit have been made by Roberta in the past, including one from First Commercial Bank of Manatee County in Glenrock, Wyoming before Roberta was accepted for the $24000 by First National Bank of Glenrock
Roberta made 4 previous attempts to obtain a student loan, 2 of which were with First Commercial Bank of Manatee County, a lender in Glenrock, Wyoming known to specialize in student loans specifically. Before finding First National Bank of Glenrock, Roberta was very concerned due to their inexperience and terrible credit rating.
Paraphrased and Standardized Quote from Roberta for this student loan of $24000, provided by First National Bank of Glenrock
Hi, I am Roberta and I’m from Glenrock in Wyoming. Converse, county is where I grew up, and now I need a student loan in Wyoming for $24000 to buy a car. It has been difficult, but First National Bank of Glenrock really came through for me with this loan for 8.0% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to First National Bank of Glenrock for giving me a chance and my terrible credit. It look me 9 years to build my credit to 352, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.
Roberta’s Overall FICO score at the time of acceptance for a student loan, taking into account their environmental research analyst job and their future career as a child care center administrator
When Roberta was 19, they attempted to obtain a student loan from 5 different lenders, which harmed their credit rating. Below is a chronology of Roberta’s previous attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on February 2, 2011
- Attempt 2) Loan for $27,000.00 on May 4, 2011
- Attempt 3) Loan for $36,000.00 on March 31, 2014
- Attempt 4) Loan for $38,000.00 on June 17, 2010
- Attempt 5) Loan for $32,000.00 on November 4, 2012
Personal Loan for an environmental research analyst named Roberta in Glenrock, Wyoming to Pay Off QuikTrip Credit Cards
Roberta had a lot of credit card debt on their KeyBank Business Rewards MasterCard Credit Card and their KJAZZ Visa Card, and they were starting to get in over their heads. Despite Roberta’s job as an environmental research analyst, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Fast Loans for Roberta in Glenrock, Wyoming to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Glenrock, Wyoming aren’t actually that difficult to obtain, particularly if you have some finesse like Roberta. Roberta was able to find a fast loan for $24000 from First Interstate Bank and Key Bank of Wyoming – 611 Ninth Street, Wheatland, Wyoming 82201, but turned down both offers in favor of their student loan from First National Bank of Glenrock. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. An improvement if you are in a pinch.
Previous requests on Roberta’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$47440.00||10||7.6%||$565.6||The Jackson State Bank||April 21, 2012|
|$47180.00||8||6.5%||$631.56||FirsTier Bank, Wyoming||November 18, 2014|
|$46550.00||9||9.6%||$645.32||First Interstate Bank||November 29, 2014|
|$47270.00||6||11.2%||$904.59||Saratoga State Bank||May 15, 2015|
|$46760.00||7||5.8%||$678.62||Farmers State Bank||June 29, 2015|
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $30,000.00 to $51,000.00. They are mainly used to pay off existing high interest loans like credit cards. Roberta required a debt consolidation loan to pay for their existing student loan and their credit card. Roberta was able to find a student loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.1%.
Conclusion of Roberta’s student loan
In the end, Roberta was able to find a student loan for $24000 with an interest rate of 9.4% interest APR from First National Bank of Glenrock in Glenrock, Wyoming repayable over 10 years from now.