$88000 Emergency Loan – Miami Florida, Credit Score Of 440
- Experian: 459 – This client had a bad Experian score
- Transunion: 421 – Daina had a bad credit rating with Transunion.
- Equifax: Daina’s Experian score was 440, which is a bad credit score using the Experian system.
When Daina was 19, they tried to obtain a student loan from 5 alternate lenders, which harmed their credit rating. Below is a list of Daina’s prior attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on June 27, 2009
- Attempt 2) Loan for $36,000.00 on January 14, 2013
- Attempt 3) Loan for $20,000.00 on September 28, 2011
- Attempt 4) Loan for $33,000.00 on April 16, 2010
- Attempt 5) Loan for $21,000.00 on May 20, 2012
- Full name (Changed if requested): Daina Nunlee
- Current Credit: loans.hit.utils.Fico@685f4c2e
- Current City: Miami
- State: Florida
- Zip code: 33136
- Yearly income: $42,000
- Current Job: immigration inspector
- Current County: Miami-Dade
- Goal Yearly Income: $90,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Daina’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their immigration inspector job and their future career as a fitness trainer
Contact Details for Intercontinental Bank, National Association, the provider of this emergency loan
- Intercontinental Bank, National Association
- City: Miami
- State: Florida
- Address: 200 S.E. First Street, Suite 1001
- County: Miami-Dade
- Zip code: 33131
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $24,000.00 to $43,000.00. They are typically used to pay off existing high interest loans like credit cards. Daina needed a debt consolidation loan to pay for their existing emergency loan and their payday loan. Daina was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 2.6%.
Installment loan for Daina, a graduate of University of Phoenix and an immigration inspector working for over $66,000 per year
Daina, an alumnus at University of Phoenix and an immigration inspector in Miami, Florida wants an emergency loan to purchase something frivolous. Daina has instead chosen to obtain an installment loan for $19,000 and is currently seeking lenders like The Florida National Bank at Orlando to process their request.
Signature Loan found in Miami, Florida for $88000 with bad credit by Daina
Most clients struggle with finding signature loans in Miami, Florida, and Daina is no different. Daina went to 6 lending institutions or more prior to finding Intercontinental Bank, National Association, who offered Daina a signature loan for $88000. Typical signature loans simply require a client, like Daina’s signature to obtain them, up to $36,000 in some cases. Daina was able to get $88000 as a emergency loan, which is very high for an emergency loan. Since signature loans do not require a cosigner, they tend to require higher credit, as high as 749
Daina’s Transunion score was changed by the emergency loan loan, changing to 421 from 440, which is typical in our experience.
Daina was rejected by SunTrust Bank, Tampa Bay 5 times prior to being granted funding by Intercontinental Bank, National Association at 200 S.E. First Street, Suite 1001
On April 17, 2013, Daina inquired about borrowing $19,000 from The Broadway National Bank of Tampa with Doreatha, their friend from just outside Miami, and even with the co-signer, Daina was rejected for this emergency loan. With bad credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Daina has a very low current gross income, but has several of prospects
Daina has always wanted to be a fitness trainer, but would need attend University of Phoenix again to become one. Daina has other prospects as well, including credit adjuster, laboratory tester, and answering service operator, which pay $58,000 through to $94,000 per year, at least. Because of this, we believe that Daina can afford this emergency loan of $88000.
Before applying for this emergency loan, Daina had an Experian score of 459, which is bad, so Intercontinental Bank, National Association most likely can provide Daina an emergency loan
Many previous requests for credit have been made by Daina in the past, including one from Detroit Savings Bank, FSB in Miami, Florida before Daina was approved for the $88000 by Intercontinental Bank, National Association
Daina made 7 prior attempts to obtain an emergency loan, 2 of which were with Detroit Savings Bank, FSB, a bank in Miami, Florida known to specialize in emergency loans specifically. Before finding Intercontinental Bank, National Association, Daina was very concerned due to their inexperience and bad credit score.
Fast Loans for Daina in Miami, Florida to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Miami, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Daina. Daina was able to find a fast loan for $88000 from Sun Bank of Osceola County and Atlantic Bank of Jacksonville, but declined both offers in favor of their emergency loan from Intercontinental Bank, National Association. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference if a borrower is on the go.
Personal Loan for an immigration inspector named Daina in Miami, Florida to Pay Off Navy FCU Visa Signature Flagship Rewards Credit Card
Daina had a tonne of credit card debt on their PNC Bank points Visa Credit Card and their Walmart Community Card, and they were starting to get in over their heads. Despite Daina’s job as an immigration inspector, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
9 Months in the Past, Daina Attempted to Find a High Risk Loan for $48,000.00, and it was Hard
It is an well known struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Daina. Daina chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Individuals with credit ratings as low as 487 can apply for a high risk loan and have a chance to be accepted.
Previous requests on Daina’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$76880.00||3||7.5%||$2391.45||NCNB National Bank of Florida||November 21, 2009|
|$77370.00||11||6.7%||$829.98||Southeast Bank of Madison County, National Association||July 15, 2010|
|$76760.00||8||10.8%||$1197.51||Southeast Bank of Wildwood||April 4, 2012|
|$77110.00||8||5.8%||$1005.84||Atlantic Bank of Jacksonville||September 17, 2012|
|$77380.00||4||7.1%||$1856.55||Century National Bank of Broward||October 18, 2013|
Paraphrased and Standardized Quote from Daina for this emergency loan of $88000, provided by Intercontinental Bank, National Association
Hello, I am Daina and my hometown is Miami in Florida. Miami-Dade, county is where I grew up, and now I need a emergency loan in Florida for $88000 to buy a big ticket item. It wasn’t easy, but Intercontinental Bank, National Association really came through for me with this loan for 10.8% interest APR and a term of 4 years. I will repay the loan over the 4 year term, including interest. A big thanks to Intercontinental Bank, National Association for trusting me and my bad credit. It look me 4 years to create my credit to 440, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.
Conclusion of Daina’s emergency loan
In the end, Daina was able to find an emergency loan for $88000 with an interest rate of 9.4% interest APR from Intercontinental Bank, National Association in Miami, Florida repayable over 4 years from today.