$93000 Fast Loan – Windsor California, Credit Rating Of 381
- Experian: 391 – The client had a terrible Experian score
- Transunion: 368 – Manda had a terrible credit score with Transunion.
- Equifax: Manda’s Experian score was 381, which is a terrible credit rating using the Experian rating scheme.
Previous requests on Manda’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$115320.00||3||10.6%||$3753.62||Santa Monica Bank||March 27, 2012|
|$115220.00||8||6.6%||$1548.04||Farmers and Merchants Bank of Long Beach||August 15, 2013|
|$114870.00||7||6.4%||$1700.2||First Interstate Bank of California||August 7, 2014|
|$115350.00||11||7.2%||$1267.61||Union Bank||February 21, 2015|
- Full name (Changed if requested): Manda Schueller
- Current Credit: loans.hit.utils.Fico@4bf558aa
- Current City: Windsor
- State: California
- Zip code: 95494
- Yearly income: $60,000
- Current Job: chaplain
- Current County: Sonoma
- Goal Yearly Income: $101,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
Contact Details for Golden Pacific Savings and Loan Association, A Federal Savings and Loan, the provider of this fast loan
- Golden Pacific Savings and Loan Association, A Federal Savings and Loan
- City: Windsor
- State: California
- Address: 8836 Lakewood Drive
- County: Sonoma
- Zip code: 95492
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $30,000.00 to $57,000.00. They are normally used to pay off existing high interest loans like credit cards. Manda needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Manda was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.5%.
8 Months in the Past, Manda Tried to Find a High Risk Loan for $38,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Manda. Manda chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Borrowers with credit ratings as low as 471 can inquire for a high risk loan and may be be accepted.
Paraphrased and Standardized Quote from Manda for this fast loan of $93000, provided by Golden Pacific Savings and Loan Association, A Federal Savings and Loan
Hi, I am Manda and I’m from Windsor in California. Sonoma, county is where I grew up, and now I need a fast loan in California for $93000 to buy a big ticket item. It wasn’t easy, but Golden Pacific Savings and Loan Association, A Federal Savings and Loan really came through for me with this loan for 9.8% interest APR and a term of 8 years. I can repay the loan over the 8 year term, including interest. A big thanks to Golden Pacific Savings and Loan Association, A Federal Savings and Loan for trusting me and my terrible credit. It look me 9 years to create my credit to 381, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.
Before applying for this fast loan, Manda had an Experian score of 391, which is terrible, so Golden Pacific Savings and Loan Association, A Federal Savings and Loan likely cannot provide Manda a fast loan
Many previous requests for credit have been made by Manda in the past, including one from Citrus and Chemical Bank in Windsor, California before Manda was approved for the $93000 by Golden Pacific Savings and Loan Association, A Federal Savings and Loan
Manda made 4 previous tries to obtain a fast loan, 2 of which were with Citrus and Chemical Bank, a bank in Windsor, California known to specialize in fast loans specifically. Prior to finding Golden Pacific Savings and Loan Association, A Federal Savings and Loan, Manda was desperate due to their inexperience and terrible credit rating.
When Manda was 22, they tried to obtain a student loan from 4 different banks, which harmed their credit score. Below is a chronology of Manda’s previous attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on June 25, 2012
- Attempt 2) Loan for $30,000.00 on April 19, 2010
- Attempt 3) Loan for $22,000.00 on January 22, 2010
- Attempt 4) Loan for $32,000.00 on May 4, 2011
Manda has a sad current yearly income, but has several of prospects
Manda has always wanted to be a correction officer, but would need attend Joseph?s College of Cosmetology – Beatrice again to become one. Manda has other possibilities as well, including educational psychologist, recreational therapist, and elementary school administrator, which pay $57,000 through to $94,000 per year, at least. Because of this, we think that Manda can pay for this fast loan of $93000.
Manda’s Transunion score was changed by the fast loan loan, changing to 368 from 381, which is typical in our experience.
Personal Loan for a chaplain named Manda in Windsor, California to Pay Off Commerce Bank Special Connections Visa
Manda had a lot of credit card debt on their Elks Platinum Visa Credit Card and their Exchange National Bank & Trust Credit Cards Exclusive Connection$ Rewards Visa Credit Card, and they were starting to get in over their heads. Despite Manda’s job as a chaplain, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Manda’s Overall FICO score at the time of acceptance for a fast loan, taking into account their chaplain job and their future career as a correction officer
Manda was rejected by San Diego Trust & Savings Bank 6 times prior to being granted funding by Golden Pacific Savings and Loan Association, A Federal Savings and Loan at 8836 Lakewood Drive
On January 8, 2011, Manda inquired about borrowing $20,000 from Mechanics Bank with Petra, their in law from just outside Windsor, and even with the co-signer, Manda was rejected for this fast loan. With terrible credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Signature Loan easily acquired in Windsor, California for $93000 with terrible credit by Manda
Many borrowers struggle with finding signature loans in Windsor, California, and Manda is not an exception. Manda went to 6 lenders or more prior to finding Golden Pacific Savings and Loan Association, A Federal Savings and Loan, who offered Manda a signature loan for $93000. Most signature loans simply require a client, like Manda’s signature to get them, up to $41,000 in some cases. Manda was able to get $93000 as a fast loan, which is very high for a fast loan. Since signature loans don’t need a cosigner, these loans tend to require improved credit, as high as 706
Fast Loans for Manda in Windsor, California to prevent bankruptcy or harm from debt collectors.
Fast loans in Windsor, California aren’t actually that difficult to obtain, particularly if you have some finesse like Manda. Manda was able to find a fast loan for $93000 from National Bank of Agriculture and Citizens State Bank of Santa Paula, but turned down both offers in favor of their fast loan from Golden Pacific Savings and Loan Association, A Federal Savings and Loan. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. An improvement if a borrower is in a pinch.
Installment loan for Manda, a graduate of Joseph?s College of Cosmetology – Beatrice and a chaplain working for over $76,000 per year
Manda, an alumnus at Joseph?s College of Cosmetology – Beatrice and a chaplain in Windsor, California needs a fast loan to purchase a house. Manda has instead decided to obtain an installment loan for $26,000 and is currently seeking lenders like Central Bank to provide it.
Conclusion of Manda’s fast loan
In the end, Manda was able to find a fast loan for $93000 with an interest rate of 11.1% interest APR from Golden Pacific Savings and Loan Association, A Federal Savings and Loan in Windsor, California repayable over 8 years from now.