$123000 Private Loan – Cincinnati Ohio, Credit Score Of 681
- Experian: 700 – The client had a good Experian rating
- Transunion: 667 – Akilah had a good credit score with Transunion.
- Equifax: Akilah’s Experian score was 681, which is a good credit score with the Experian rating scheme.
Akilah has a sad current total income, but has a large amount of prospects
Akilah has always wanted to be an urban and regional planner, but would need attend University of Arkansas at Little Rock again to achieve it. Akilah has other possibilities as well, including standards engineer, sales representative, and agricultural crop farm manager, which pay $58,000 through to $108,000 per year, on average. Because of this, we believe that Akilah can pay for this private loan of $123000.
Akilah’s Overall FICO score at the time of acceptance for a private loan, taking into account their costume attendant job and their future job as an urban and regional planner
Akilah’s Transunion score was changed by the private loan loan, changing to 667 from 681, which is normal in our experience.
Fast Loans for Akilah in Cincinnati, Ohio to prevent bankruptcy or harm from debt collectors.
Fast loans in Cincinnati, Ohio aren’t actually that difficult to obtain, especially if you have some gumption like Akilah. Akilah was able to find a fast loan for $123000 from The Fifth Third Bank and Minster Bank, but turned down both offers in favor of their private loan from Citizens Fidelity (Ohio), National Association. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better if you are in a time sensitive situation.
When Akilah was 24, they attempted to obtain a student loan from 5 different banks, which harmed their credit score. Below is a list of Akilah’s prior attempts at finding a student loan:
- Attempt 1) Loan for $25,000.00 on November 13, 2008
- Attempt 2) Loan for $32,000.00 on February 23, 2013
- Attempt 3) Loan for $33,000.00 on August 30, 2010
- Attempt 4) Loan for $30,000.00 on April 15, 2013
- Attempt 5) Loan for $32,000.00 on October 22, 2010
Contact Details for Citizens Fidelity (Ohio), National Association, the provider of this private loan
- Citizens Fidelity (Ohio), National Association
- City: Cincinnati
- State: Ohio
- Address: 3 East Fourth Street
- County: Hamilton
- Zip code: 45201
Personal Loan for a costume attendant named Akilah in Cincinnati, Ohio to Pay Off Alabama Central Credit Union Gold VISA Card
Akilah had a tonne of credit card debt on their Express Credit Card and their KeyBank Business Rewards MasterCard Credit Card, and they were starting to get in over their heads. Despite Akilah’s job as a costume attendant, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
- Full name (Changed if requested): Akilah Satz
- Current Credit: loans.hit.utils.Fico@3d494fbf
- Current City: Cincinnati
- State: Ohio
- Zip code: 45205
- Yearly income: $59,000
- Current Job: costume attendant
- Current County: Hamilton
- Goal Yearly Income: $132,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Before applying for this private loan, Akilah had an Experian score of 700, which is good, so Citizens Fidelity (Ohio), National Association likely cannot provide Akilah a private loan
Previous requests on Akilah’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$136790.00||7||8.4%||$2159.4||The Vinton Banking Company||November 12, 2012|
|$137430.00||6||9.7%||$2525.26||The Ohio Valley Bank Company||May 17, 2014|
|$137440.00||9||6.2%||$1663.7||The Citizens Bank||November 4, 2014|
|$137440.00||10||6.6%||$1567.61||The Peoples Bank||December 17, 2014|
Installment loan for Akilah, a graduate of University of Arkansas at Little Rock and a costume attendant working for over $78,000 per year
Akilah, an alumnus at University of Arkansas at Little Rock and a costume attendant in Cincinnati, Ohio needs a private loan to purchase a house. Akilah has instead decided to obtain an installment loan for $8,000 and is currently seeking lenders like JPMorgan Chase Bank, National Association to provide it.
Signature Loan found in Cincinnati, Ohio for $123000 with good credit by Akilah
Most clients have difficulty with obtaining signature loans in Cincinnati, Ohio, and Akilah is not an exception. Akilah went to 7 lenders or more before finding Citizens Fidelity (Ohio), National Association, who offered Akilah a signature loan for $123000. Most signature loans simply require a client, like Akilah’s signature to get them, up to $33,000 in some cases. Akilah was able to get $123000 as a private loan, which is very high for a private loan. Since signature loans don’t need a cosigner, these loans generally need higher credit, as high as 799
Many previous requests for credit have been made by Akilah in the past, including one from Union Planters Bank of the Tennessee Valley in Cincinnati, Ohio before Akilah was approved for the $123000 by Citizens Fidelity (Ohio), National Association
Akilah made 9 previous attempts to obtain a private loan, 2 of which were with Union Planters Bank of the Tennessee Valley, a lender in Cincinnati, Ohio known to specialize in private loans specifically. Before finding Citizens Fidelity (Ohio), National Association, Akilah was very concerned due to their inexperience and good credit score.
Paraphrased and Standardized Quote from Akilah for this private loan of $123000, provided by Citizens Fidelity (Ohio), National Association
Hello, I am Akilah and I’m from Cincinnati in Ohio. Hamilton, county is where I grew up, and now I need a private loan in Ohio for $123000 to avoid bankruptcy. It wasn’t easy, but Citizens Fidelity (Ohio), National Association really came through for me with this loan for 8.6% interest APR and a term of 14 years. I can probably repay the loan over the 14 year term, including interest. A big thanks to Citizens Fidelity (Ohio), National Association for giving me a chance and my good credit. It look me 6 years to create my credit to 681, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.
6 Months in the Past, Akilah Attempted to Find a High Risk Loan for $30,000.00, and it was Hard
There is an ongoing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Akilah. Akilah decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Individuals with credit ratings as low as 541 can apply for a high risk loan and may be be accepted.
Akilah was rejected by ShoreBank 7 times prior to being accepted by Citizens Fidelity (Ohio), National Association at 3 East Fourth Street
On June 17, 2010, Akilah inquired about borrowing $16,000 from The Provident Bank with Kenda, their friend from just outside Cincinnati, and even with the co-signer, Akilah was rejected for this private loan. With good credit, it can be a challenge to procure financing, even with collateral and a co-signer.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $37,000.00 to $48,000.00. They are typically used to pay off existing high interest loans like credit cards. Akilah required a debt consolidation loan to pay for their existing private loan and their credit card. Akilah was able to find a private loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.3%.
Conclusion of Akilah’s private loan
In the end, Akilah was able to find a private loan for $123000 with an interest rate of 11.5% interest APR from Citizens Fidelity (Ohio), National Association in Cincinnati, Ohio repayable over 14 years from today.