$12000 Signature Loan – Marietta Georgia, Credit Score Of 815
- Experian: 830 – The client had an excellent Experian rating
- Transunion: 799 – Apolonia had an excellent credit score with Transunion.
- Equifax: Apolonia’s Experian score was 815, which is an excellent credit rating on the Experian rating scheme.
Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans vary from $22,000.00 to $53,000.00. They are mainly used to pay off existing high interest loans like credit cards. Apolonia required a debt consolidation loan to pay for their existing signature loan and their payday loan. Apolonia was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 2.0%.
Apolonia’s Transunion score was altered by the signature loan loan, changing to 799 from 815, which is normal in our experience.
Apolonia’s Overall FICO score at the time of acceptance for a signature loan, taking into account their cartographer job and their future career as a medical records technician
Contact Details for Cobb Federal Savings Bank, the provider of this signature loan
- Cobb Federal Savings Bank
- City: Marietta
- State: Georgia
- Address: 51 Henderson Street, Sw
- County: Cobb
- Zip code: 30064
Several other requests for credit have been made by Apolonia in the past, including one from Home Savings Bank in Marietta, Georgia before Apolonia was accepted for the $12000 by Cobb Federal Savings Bank
Apolonia made 9 prior attempts to obtain a signature loan, 2 of which were with Home Savings Bank, a bank in Marietta, Georgia known to specialize in signature loans specifically. Prior to finding Cobb Federal Savings Bank, Apolonia was concerned due to their inexperience and excellent credit rating.
Signature Loan acquired in Marietta, Georgia for $12000 with excellent credit by Apolonia
Most borrowers have difficulty with finding signature loans in Marietta, Georgia, and Apolonia is no exception. Apolonia went to 8 lenders or more prior to finding Cobb Federal Savings Bank, who offered Apolonia a signature loan for $12000. Typical signature loans simply need a client, like Apolonia’s signature to obtain them, up to $26,000 in some cases. Apolonia was able to get $12000 as a signature loan, which is very high for a signature loan. Because signature loans don’t require a cosigner, these loans tend to require higher credit, as high as 761
Paraphrased and Standardized Quote from Apolonia for this signature loan of $12000, provided by Cobb Federal Savings Bank
Hi, I am Apolonia and my hometown is Marietta in Georgia. Cobb, county is where I grew up, and now I need a signature loan in Georgia for $12000 to avoid bankruptcy. It wasn’t easy, but Cobb Federal Savings Bank really came through for me with this loan for 10.6% interest APR and a term of 18 years. I can probably repay the loan over the 18 year term, including interest. A big thanks to Cobb Federal Savings Bank for giving me a chance and my excellent credit. It look me 4 years to create my credit to 815, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.
8 Months Ago, Apolonia Attempted to Find a High Risk Loan for $40,000.00, but They Didn’t Find What They were Expecting
There is an ongoing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Apolonia. Apolonia chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit applicants. Borrowers with credit ratings as low as 498 can inquire for a high risk loan and possibly can be accepted.
Apolonia was declined by The Citizens and Southern Bank of Thomaston 6 times before being accepted by Cobb Federal Savings Bank at 51 Henderson Street, Sw
On February 27, 2009, Apolonia applied about borrowing $19,000 from Coffee County Bank with Kyle, their friend from just outside Marietta, and even with the co-signer, Apolonia was rejected for this signature loan. With excellent credit, it can be difficult to procure financing, even with collateral and a co-signer.
Previous requests on Apolonia’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $36520.00 | 11 | 9.3% | $442.88 | NationsBank of Florida, National Association | July 10, 2009 |
| $36610.00 | 9 | 10.6% | $527.39 | Century Bank and Trust | October 9, 2010 |
| $37460.00 | 11 | 5.5% | $378.87 | Bank of Madison | October 6, 2011 |
| $36900.00 | 11 | 10.4% | $470.37 | Bank of Hazlehurst | October 26, 2011 |
| $36540.00 | 4 | 5.7% | $853.13 | The Citizens and Southern Bank of Dublin | November 24, 2011 |
Personal Loan for a cartographer named Apolonia in Marietta, Georgia to Pay Off Fulton Bank of New Jersey College Rewards Visa Card
Apolonia had a tonne of credit card debt on their Good Sam Club Visa Signature card with REC REWARDS and their BankAmericard Basic Visa Card, and they were starting to get in over their heads. Despite Apolonia’s job as a cartographer, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
- Full name (Changed if requested): Apolonia Graughard
- Current Credit: loans.hit.utils.Fico@1b2c6ec2
- Current City: Marietta
- State: Georgia
- Zip code: 30067
- Yearly income: $48,000
- Current Job: cartographer
- Current County: Cobb
- Goal Yearly Income: $127,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
When Apolonia was 18, they attempted to obtain a student loan from 7 different banks, which damaged their credit rating. Below is a list of Apolonia’s previous attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on April 12, 2009
- Attempt 2) Loan for $33,000.00 on August 16, 2009
- Attempt 3) Loan for $35,000.00 on October 23, 2010
- Attempt 4) Loan for $35,000.00 on October 27, 2008
- Attempt 5) Loan for $38,000.00 on July 23, 2012
- Attempt 6) Loan for $39,000.00 on April 12, 2010
- Attempt 7) Loan for $28,000.00 on December 17, 2012
Fast Loans for Apolonia in Marietta, Georgia to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Marietta, Georgia aren’t actually that difficult to obtain, especially if you have some finesse like Apolonia. Apolonia was able to find a fast loan for $12000 from The Citizens Bank and Century Bank and Trust, but turned down both offers in favor of their signature loan from Cobb Federal Savings Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. An improvement if you are in a pinch.
Before applying for this signature loan, Apolonia had an Experian score of 830, which is excellent, so Cobb Federal Savings Bank most likely cannot provide Apolonia a signature loan
Installment loan for Apolonia, a graduate of Nationwide Beauty Academy and a cartographer working for over $67,000 per year
Apolonia, an alumnus at Nationwide Beauty Academy and a cartographer in Marietta, Georgia needs a signature loan to purchase a car. Apolonia has instead decided to get an installment loan for $22,000 and is currently seeking lenders like Peoples Bank of Bartow County to process their request.
Apolonia has a very low current yearly income, but has several of prospects
Apolonia has always wanted to be a medical records technician, but would need attend Nationwide Beauty Academy again to achieve it. Apolonia has other possibilities as well, including agricultural product sorter, aircraft mechanic, and armored assault vehicle officer, which pay $53,000 through to $90,000 per year, on average. Because of this, we believe that Apolonia can afford this signature loan of $12000.
Conclusion of Apolonia’s signature loan
In the end, Apolonia was able to find a signature loan for $12000 with an interest rate of 5.5% interest APR from Cobb Federal Savings Bank in Marietta, Georgia repayable over 18 years from today.
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