$22000 Auto Loan – Bowling Green Kentucky, Credit Rating Of 848
- Experian: 858 – They had an excellent Experian score
- Transunion: 836 – Jeffry had an excellent credit rating with Transunion.
- Equifax: Jeffry’s Experian score was 848, which is an excellent credit score on the Experian scale.
Jeffry’s Transunion score was changed by the auto loan loan, changing to 836 from 848, which is typical in our experience.
Previous requests on Jeffry’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$35540.00||5||6.2%||$690.4||Stock Yards Bank & Trust Company||April 21, 2010|
|$36270.00||8||10.4%||$558.07||Farmers Deposit Bank of Brandenburg||August 6, 2010|
|$35660.00||5||11.4%||$782.47||Citizens Bank||December 22, 2010|
|$36420.00||5||5.1%||$688.96||Citizens Bank & Trust Company, Burgin, Kentucky||May 26, 2013|
Paraphrased and Standardized Quote from Jeffry for this auto loan of $22000, provided by National City Bank, Bowling Green
Hi, I am Jeffry and my hometown is Bowling Green in Kentucky. Warren, county is where I grew up, and now I need a auto loan in Kentucky for $22000 to buy a car. It wasn’t easy, but National City Bank, Bowling Green really came through for me with this loan for 10.2% interest APR and a term of 4 years. I will repay the loan over the 4 year term, including interest. A big thanks to National City Bank, Bowling Green for trusting me and my excellent credit. It look me 9 years to create my credit to 848, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.
Personal Loan for a tour guide named Jeffry in Bowling Green, Kentucky to Pay Off Navy Federal Credit Union goRewards MasterCard
Jeffry had a tonne of credit card debt on their Toyota Employee Credit Union Visa Cards and their The B.A.S.E. Camp Children’s Cancer Foundation Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Jeffry’s job as a tour guide, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
8 Months Ago, Jeffry Tried to Find a High Risk Loan for $42,000.00, and it was Hard
There is an existing struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Jeffry. Jeffry chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit clients. Individuals with credit ratings as low as 306 can inquire for a high risk loan and possibly can be approved.
Jeffry has a very low current gross income, but has a high number of prospects
Jeffry has always wanted to be an electronics engineer, but would need attend Multnomah University again to achieve it. Jeffry has other possibilities as well, including math professor, missionary worker, and photogrammetric engineer, which pay $51,000 through to $107,000 per year, on average. For this reason, we believe that Jeffry can pay for this auto loan of $22000.
Signature Loan acquired in Bowling Green, Kentucky for $22000 with excellent credit by Jeffry
A lot of clients struggle with finding signature loans in Bowling Green, Kentucky, and Jeffry is not an exception. Jeffry went to 8 lenders or more before settling on National City Bank, Bowling Green, who offered Jeffry a signature loan for $22000. Typical signature loans simply need a client, like Jeffry’s signature to obtain them, up to $23,000 in some cases. Jeffry was able to get $22000 as a auto loan, which is very high for an auto loan. Because signature loans don’t require collateral, they tend to require improved credit, as high as 702
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $22,000.00 to $53,000.00. They are mainly used to pay off existing high interest loans like credit cards. Jeffry needed a debt consolidation loan to pay for their existing auto loan and their loan shark loan. Jeffry was able to find a auto loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 3.0%.
Multiple other requests for credit have been made by Jeffry in the past, including one from Congaree State Bank in Bowling Green, Kentucky before Jeffry was accepted for the $22000 by National City Bank, Bowling Green
Jeffry made 6 previous attempts to obtain an auto loan, 2 of which were with Congaree State Bank, a lender in Bowling Green, Kentucky known to specialize in auto loans specifically. Prior to finding National City Bank, Bowling Green, Jeffry was concerned due to their inexperience and excellent credit rating.
- Full name (Changed if requested): Jeffry Awong
- Current Credit: loans.hit.utils.Fico@37a71e93
- Current City: Bowling Green
- State: Kentucky
- Zip code: 42102
- Yearly income: $39,000
- Current Job: tour guide
- Current County: Warren
- Goal Yearly Income: $92,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Before applying for this auto loan, Jeffry had an Experian score of 858, which is excellent, so National City Bank, Bowling Green probably cannot provide Jeffry an auto loan
Contact Details for National City Bank, Bowling Green, the provider of this auto loan
- National City Bank, Bowling Green
- City: Bowling Green
- State: Kentucky
- Address: 922 State Street
- County: Warren
- Zip code: 42101
When Jeffry was 22, they tried to obtain a student loan from 7 different banks, which damaged their credit rating. Below is a list of Jeffry’s previous attempts at finding a student loan:
- Attempt 1) Loan for $32,000.00 on March 6, 2012
- Attempt 2) Loan for $24,000.00 on April 23, 2011
- Attempt 3) Loan for $38,000.00 on August 15, 2013
- Attempt 4) Loan for $39,000.00 on September 13, 2009
- Attempt 5) Loan for $33,000.00 on September 13, 2010
- Attempt 6) Loan for $29,000.00 on April 5, 2014
- Attempt 7) Loan for $39,000.00 on September 23, 2009
Installment loan for Jeffry, a graduate of Multnomah University and a tour guide working for over $65,000 per year
Jeffry, an alumnus at Multnomah University and a tour guide in Bowling Green, Kentucky needs an auto loan to purchase something frivolous. Jeffry has instead chosen to get an installment loan for $22,000 and is currently seeking lenders like Commercial Bank to provide it.
Fast Loans for Jeffry in Bowling Green, Kentucky to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Bowling Green, Kentucky aren’t actually that difficult to obtain, particularly if you have some finesse like Jeffry. Jeffry was able to find a fast loan for $22000 from Farmers Deposit Bank of Brandenburg and Auburn Banking Company, but turned down both offers in favor of their auto loan from National City Bank, Bowling Green. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. Much better if you are in a time sensitive situation.
Jeffry’s Overall FICO score at the time of acceptance for an auto loan, taking into account their tour guide job and their future career as an electronics engineer
Jeffry was not approved by Kentucky National Bank of Pendleton County 7 times before being approved by National City Bank, Bowling Green at 922 State Street
On April 15, 2011, Jeffry inquired about borrowing $41,000 from The Bank of Whitesburg with Brittany, their in law from just outside Bowling Green, and even with the co-signer, Jeffry was rejected for this auto loan. With excellent credit, it can be a challenge to procure funding, even with collateral and a co-signer.
Conclusion of Jeffry’s auto loan
In the end, Jeffry was able to find an auto loan for $22000 with an interest rate of 5.7% interest APR from National City Bank, Bowling Green in Bowling Green, Kentucky repayable over 4 years from today.