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Auto Loan For $96000 Near 53590, Wisconsin With A Credit Score Of 592

$96000 Auto Loan – Sun Prairie Wisconsin, Credit Rating Of 592

  • Experian: 607 – This client had a fair Experian score
  • Transunion: 573 – Jenell had a fair credit score with Transunion.
  • Equifax: Jenell’s Experian score was 592, which is a fair credit score on the Experian rating scheme.

When Jenell was 18, they tried to obtain a student loan from 7 different lenders, which harmed their credit rating. Below is a chronology of Jenell’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $21,000.00 on September 2, 2009
  • Attempt 2) Loan for $21,000.00 on April 18, 2011
  • Attempt 3) Loan for $22,000.00 on January 1, 2011
  • Attempt 4) Loan for $26,000.00 on March 29, 2011
  • Attempt 5) Loan for $27,000.00 on July 20, 2010
  • Attempt 6) Loan for $32,000.00 on February 10, 2012
  • Attempt 7) Loan for $23,000.00 on July 16, 2012

Installment loan for Jenell, a graduate of Cardinal Stritch University and a game runner working for over $74,000 per year

Jenell, an alumnus at Cardinal Stritch University and a game runner in Sun Prairie, Wisconsin needs an auto loan to purchase a house. Jenell has instead decided to get an installment loan for $26,000 and is at present seeking lenders like M&I Bay View State Bank to process their request.

Before applying for this auto loan, Jenell had an Experian score of 607, which is fair, so Valley Bank, Sun Prairie likely cannot provide Jenell an auto loan

Experian Score: 607

Signature Loan acquired in Sun Prairie, Wisconsin for $96000 with fair credit by Jenell

Many prospective borrowers struggle with finding signature loans in Sun Prairie, Wisconsin, and Jenell is not an exception. Jenell went to 8 lenders or more prior to settling on Valley Bank, Sun Prairie, who offered Jenell a signature loan for $96000. Most signature loans simply need a client, like Jenell’s signature to obtain them, up to $35,000 in some cases. Jenell was able to get $96000 as a auto loan, which is very high for an auto loan. Because signature loans don’t require collateral, these loans tend to need better credit, as high as 721

Jenell’s Overall FICO score at the time of acceptance for an auto loan, taking into account their game runner job and their future career as a market research analyst

Fico Score: 592

Jenell has a low current yearly income, but has a high number of prospects

Jenell has always wanted to be a market research analyst, but would have to attend Cardinal Stritch University again to achieve it. Jenell has other prospects as well, including delivery driver, compliance officer, and nuclear fuels research engineer, which pay $55,000 through to $102,000 per year, on average. Because of this, we believe that Jenell can afford this auto loan of $96000.

8 Months Ago, Jenell Tried Finding a High Risk Loan for $37,000.00, and it was Easy

There is an existing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Jenell. Jenell chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Clients with credit scores as low as 574 can apply for a high risk loan and may be be accepted.

Several previous requests for credit have been made by Jenell in the past, including one from The State Bank of Geneva in Sun Prairie, Wisconsin before Jenell was approved for the $96000 by Valley Bank, Sun Prairie

Jenell made 5 prior attempts to obtain an auto loan, 2 of which were with The State Bank of Geneva, a lending institution in Sun Prairie, Wisconsin known to specialize in auto loans specifically. Prior to finding Valley Bank, Sun Prairie, Jenell was desperate due to their inexperience and fair credit rating.

Personal Loan for a game runner named Jenell in Sun Prairie, Wisconsin to Pay Off New York & Company Credit Cards

Jenell had a lot of credit card debt on their Baltimore Orioles Extra Bases Credit Card and their Bowflex Credit Card, and they were starting to get in over their heads. Despite Jenell’s job as a game runner, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Previous requests on Jenell’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$109260.00 8 8.8% $1589.37 M&I Bank of Burlington September 27, 2011
$109430.00 9 11.7% $1643.15 M&I Marshall and Ilsley Bank June 3, 2014
$108900.00 9 8.3% $1434.73 Continental Bank & Trust Co. December 6, 2014
$109390.00 11 9.3% $1326.58 Clare Bank, National Association April 20, 2015
$109200.00 11 8.7% $1288.1 Norwest Bank Wisconsin East Central July 24, 2015

Paraphrased and Standardized Quote from Jenell for this auto loan of $96000, provided by Valley Bank, Sun Prairie

Hello, I am Jenell and I am from Sun Prairie in Wisconsin. Dane, county is where I grew up, and now I need a auto loan in Wisconsin for $96000 to buy a car. It wasn’t easy, but Valley Bank, Sun Prairie really came through for me with this loan for 7.2% interest APR and a term of 9 years. I will repay the loan over the 9 year term, including interest. A big thanks to Valley Bank, Sun Prairie for giving me a chance and my fair credit. It look me 9 years to create my credit to 592, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.

Fast Loans for Jenell in Sun Prairie, Wisconsin to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Sun Prairie, Wisconsin aren’t actually that difficult to obtain, especially if you have some finesse like Jenell. Jenell was able to find a fast loan for $96000 from M&I Bay View State Bank and Citizens State Bank, but turned down both offers in favor of their auto loan from Valley Bank, Sun Prairie. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement in the case that a client is in a pinch.

Client Profile: Jenell Faykosh of Sun Prairie, Wisconsin
  • Full name (Changed if requested): Jenell Faykosh
  • Current Credit: loans.hit.utils.Fico@5e9f23b4
  • Current City: Sun Prairie
  • State: Wisconsin
  • Zip code: 53591
  • Yearly income: $51,000
  • Current Job: game runner
  • Current County: Dane
  • Goal Yearly Income: $108,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Jenell was rejected by Continental Bank & Trust Co. 6 times prior to being granted funding by Valley Bank, Sun Prairie at 1140 West Main Street

On September 23, 2012, Jenell applied about borrowing $10,000 from S & C Bank, Chippewa with Jin, their in law from just outside Sun Prairie, and even with the co-signer, Jenell was rejected for this auto loan. With fair credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Contact Details for Valley Bank, Sun Prairie, the provider of this auto loan

  • Valley Bank, Sun Prairie
  • City: Sun Prairie
  • State: Wisconsin
  • Address: 1140 West Main Street
  • County: Dane
  • Zip code: 53590

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans vary from $33,000.00 to $44,000.00. They are normally used to pay off existing high interest loans like credit cards. Jenell required a debt consolidation loan to pay for their existing auto loan and their loan shark loan. Jenell was able to find a auto loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.7%.

Jenell’s Transunion score was altered by the auto loan loan, changing to 573 from 592, which is normal in our experience.

Transunion Score: 573

Conclusion of Jenell’s auto loan

In the end, Jenell was able to find an auto loan for $96000 with an interest rate of 9.0% interest APR from Valley Bank, Sun Prairie in Sun Prairie, Wisconsin repayable over 9 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.