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Auto Loan Of $138000 For Good Credit Florida Resident

$138000 Auto Loan – Pensacola Florida, Credit Score Of 701

  • Experian: 711 – This individual had a good Experian rating
  • Transunion: 688 – Euna had a good credit rating with Transunion.
  • Equifax: Euna’s Experian score was 701, which is a good credit rating with the Experian rating scheme.

Euna was declined by SunTrust Bank, Tampa Bay 7 times prior to being granted funding by The Bank of West Florida at 8890 Pensacola Boulevard

On October 2, 2011, Euna inquired about borrowing $4,000 from Century Bank of Orange County with Kara, their friend from just outside Pensacola, and even with the co-signer, Euna was rejected for this auto loan. With good credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

Euna has a very low current yearly income, but has a high number of prospects

Euna has always wanted to be a radiation protection engineer, but would need attend Keiser Career College – Port St. Lucie again to become one. Euna has other prospects as well, including patent agent, printmaker, and exhibit designer, which pay $54,000 through to $108,000 per year, on average. Because of this, we believe that Euna can pay for this auto loan of $138000.

Euna’s Transunion score was changed by the auto loan loan, changing to 688 from 701, which is normal in our experience.

Transunion Score: 688

When Euna was 22, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a list of Euna’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $21,000.00 on January 1, 2012
  • Attempt 2) Loan for $36,000.00 on August 25, 2013
  • Attempt 3) Loan for $30,000.00 on November 29, 2011
  • Attempt 4) Loan for $29,000.00 on August 23, 2011
  • Attempt 5) Loan for $25,000.00 on October 12, 2011
  • Attempt 6) Loan for $37,000.00 on November 2, 2008
  • Attempt 7) Loan for $31,000.00 on April 21, 2013
Client Profile: Euna Gentis of Pensacola, Florida
  • Full name (Changed if requested): Euna Gentis
  • Current Credit: loans.hit.utils.Fico@20ad9418
  • Current City: Pensacola
  • State: Florida
  • Zip code: 32512
  • Yearly income: $48,000
  • Current Job: military analyst
  • Current County: Escambia
  • Goal Yearly Income: $130,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Installment loan for Euna, a graduate of Keiser Career College – Port St. Lucie and a military analyst working for over $77,000 per year

Euna, an alumnus at Keiser Career College – Port St. Lucie and a military analyst in Pensacola, Florida wants an auto loan to purchase a car. Euna has instead decided to get an installment loan for $13,000 and is currently seeking lenders like Century Bank of Orange County to provide it.

Paraphrased and Standardized Quote from Euna for this auto loan of $138000, provided by The Bank of West Florida

Hi, I am Euna and I am from Pensacola in Florida. Escambia, county is where I grew up, and now I need a auto loan in Florida for $138000 to renovate my home. It has been difficult, but The Bank of West Florida really came through for me with this loan for 11.0% interest APR and a term of 16 years. I can probably repay the loan over the 16 year term, including interest. A big thanks to The Bank of West Florida for trusting me and my good credit. It look me 9 years to create my credit to 701, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $36,000.00 to $56,000.00. They are mainly used to pay off existing high interest loans like credit cards. Euna required a debt consolidation loan to pay for their existing auto loan and their payday loan. Euna was able to find a auto loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your bad, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.5%.

Personal Loan for a military analyst named Euna in Pensacola, Florida to Pay Off Woman Within Platinum Card

Euna had a tonne of credit card debt on their KJAZZ 88.1 FM Visa Platinum Rewards Card and their US Squash Rewards Visa, and they were starting to get in over their heads. Despite Euna’s job as a military analyst, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Before applying for this auto loan, Euna had an Experian score of 711, which is good, so The Bank of West Florida likely cannot provide Euna an auto loan

Experian Score: 711

Multiple previous requests for credit have been made by Euna in the past, including one from Piedmont Federal Savings Association in Pensacola, Florida before Euna was accepted for the $138000 by The Bank of West Florida

Euna made 6 prior attempts to obtain an auto loan, 2 of which were with Piedmont Federal Savings Association, a lending institution in Pensacola, Florida known to specialize in auto loans specifically. Prior to finding The Bank of West Florida, Euna was very concerned due to their inexperience and good credit score.

Signature Loan easily acquired in Pensacola, Florida for $138000 with good credit by Euna

A lot of clients have difficulty with finding signature loans in Pensacola, Florida, and Euna is no different. Euna went to 7 lenders or more before finding The Bank of West Florida, who offered Euna a signature loan for $138000. Typical signature loans simply require a client, like Euna’s signature to obtain them, up to $28,000 in some cases. Euna was able to get $138000 as a auto loan, which is very high for an auto loan. Because signature loans do not require collateral, they generally need better credit, as high as 735

Euna’s Overall FICO score at the time of acceptance for an auto loan, taking into account their military analyst job and their future job as a radiation protection engineer

Fico Score: 701

Fast Loans for Euna in Pensacola, Florida to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Pensacola, Florida aren’t actually that difficult to obtain, particularly if you have some gumption like Euna. Euna was able to find a fast loan for $138000 from The Perkins State Bank and Southeast Bank of Madison County, National Association, but declined both offers in favor of their auto loan from The Bank of West Florida. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better if a client is in a time sensitive situation.

Previous requests on Euna’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$14840.00 6 9.7% $272.68 NCNB National Bank of Florida May 13, 2011
$15350.00 7 10.2% $256.42 Southeast Bank of Madison County, National Association December 4, 2012
$15200.00 4 6.1% $357.67 Southeast Bank of Wildwood August 7, 2013
$15370.00 5 5.8% $295.72 Atlantic Bank of Jacksonville August 13, 2013
$14620.00 9 11.1% $214.64 Century National Bank of Broward October 13, 2013

7 Months Ago, Euna Attempted to Find a High Risk Loan for $27,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Euna. Euna decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Borrowers with credit scores as low as 346 can inquire for a high risk loan and have a chance to be approved.

Contact Details for The Bank of West Florida, the provider of this auto loan

  • The Bank of West Florida
  • City: Pensacola
  • State: Florida
  • Address: 8890 Pensacola Boulevard
  • County: Escambia
  • Zip code: 32504

Conclusion of Euna’s auto loan

In the end, Euna was able to find an auto loan for $138000 with an interest rate of 9.6% interest APR from The Bank of West Florida in Pensacola, Florida repayable over 16 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.