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Candida Wanted A Quick Loan For $24000, New Castle, Indiana

$24000 Quick Loan – New Castle Indiana, Credit Score Of 473

  • Experian: 484 – The client had a bad Experian score
  • Transunion: 455 – Candida had a bad credit score with Transunion.
  • Equifax: Candida’s Experian score was 473, which is a bad credit score on the Experian rating scheme.

Installment loan for Candida, a graduate of Southern Utah University and a merchandise displayer working for over $72,000 per year

Candida, an alumnus at Southern Utah University and a merchandise displayer in New Castle, Indiana wants a quick loan to purchase a car. Candida has instead decided to obtain an installment loan for $24,000 and is at present seeking lenders like Tri-County Bank & Trust Company to provide it.

Candida has a sad current gross income, but has a high number of prospects

Candida has always wanted to be a costume attendant, but would need attend Southern Utah University again to achieve it. Candida has other prospects as well, including dispatcher, exercise physiologist, and parking lot attendant, which pay $55,000 through to $93,000 per year, on average. For this reason, we think that Candida can pay for this quick loan of $24000.

9 Months in the Past, Candida Attempted to Find a High Risk Loan for $46,000.00, and it was Hard

It is an ongoing struggle for borrowers to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Candida. Candida decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit applicants. Clients with credit scores as low as 415 can apply for a high risk loan and have a chance to be accepted.

Client Profile: Candida Chiappinelli of New Castle, Indiana
  • Full name (Changed if requested): Candida Chiappinelli
  • Current Credit: loans.hit.utils.Fico@5d099f62
  • Current City: New Castle
  • State: Indiana
  • Zip code: 47365
  • Yearly income: $39,000
  • Current Job: merchandise displayer
  • Current County: Henry
  • Goal Yearly Income: $116,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Before applying for this quick loan, Candida had an Experian score of 484, which is bad, so Citizens State Bank of New Castle, Indiana most likely can provide Candida a quick loan

Experian Score: 484

Candida’s Transunion score was altered by the quick loan loan, changing to 455 from 473, which is typical in our experience.

Transunion Score: 455

Personal Loan for a merchandise displayer named Candida in New Castle, Indiana to Pay Off ESL Visa Credit Card

Candida had a lot of credit card debt on their Atlantic Stewardship Bank Visa Platinum Card and their KeyBank Platinum MasterCard Credit Card, and they were starting to get in over their heads. Despite Candida’s job as a merchandise displayer, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Previous requests on Candida’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$105180.00 11 6.6% $1122.85 The Citizens Exchange Bank March 20, 2012
$104580.00 3 8.2% $3286.81 Alliance Bank March 21, 2013
$104790.00 6 6.5% $1761.51 Farmers State Bank April 22, 2013
$104720.00 3 10.4% $3398.72 First United Bank, National Association February 22, 2014

Contact Details for Citizens State Bank of New Castle, Indiana, the provider of this quick loan

  • Citizens State Bank of New Castle, Indiana
  • City: New Castle
  • State: Indiana
  • Address: 1238 Broad Street
  • County: Henry
  • Zip code: 47362

Several other requests for credit have been made by Candida in the past, including one from Commerce Bank of Plano in New Castle, Indiana before Candida was accepted for the $24000 by Citizens State Bank of New Castle, Indiana

Candida made 4 prior attempts to obtain a quick loan, 2 of which were with Commerce Bank of Plano, a bank in New Castle, Indiana known to specialize in quick loans specifically. Prior to finding Citizens State Bank of New Castle, Indiana, Candida was concerned due to their inexperience and bad credit score.

Fast Loans for Candida in New Castle, Indiana to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in New Castle, Indiana aren’t actually that difficult to obtain, especially if you have some finesse like Candida. Candida was able to find a fast loan for $24000 from Orange County Bank and American State Bank, but declined both offers in favor of their quick loan from Citizens State Bank of New Castle, Indiana. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement if a client is in a time sensitive situation.

When Candida was 23, they attempted to obtain a student loan from 4 different lenders, which harmed their credit rating. Below is a chronology of Candida’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on December 2, 2008
  • Attempt 2) Loan for $21,000.00 on March 29, 2009
  • Attempt 3) Loan for $24,000.00 on December 25, 2011
  • Attempt 4) Loan for $21,000.00 on September 26, 2010

Candida was rejected by Farmers State Bank Rush County 6 times prior to being granted funding by Citizens State Bank of New Castle, Indiana at 1238 Broad Street

On October 18, 2011, Candida inquired about borrowing $13,000 from Farmers Loan and Trust Company with Kara, their in law from just outside New Castle, and even with the co-signer, Candida was rejected for this quick loan. With bad credit, it can be difficult to procure financing, even with collateral and a co-signer.

Signature Loan easily acquired in New Castle, Indiana for $24000 with bad credit by Candida

Many clients have difficulty with finding signature loans in New Castle, Indiana, and Candida is no exception. Candida went to 8 lenders or more prior to finding Citizens State Bank of New Castle, Indiana, who offered Candida a signature loan for $24000. Typical signature loans simply need a client, like Candida’s signature to obtain them, up to $34,000 in some cases. Candida was able to get $24000 as a quick loan, which is very high for a quick loan. Because signature loans don’t require a cosigner, these loans tend to require higher credit, as high as 781

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $38,000.00 to $47,000.00. They are mainly used to pay off existing high interest loans like credit cards. Candida required a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Candida was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 4.0%.

Paraphrased and Standardized Quote from Candida for this quick loan of $24000, provided by Citizens State Bank of New Castle, Indiana

Hello, I am Candida and I’m from New Castle in Indiana. Henry, county is where I grew up, and now I need a quick loan in Indiana for $24000 to pay bills. It has been difficult, but Citizens State Bank of New Castle, Indiana really came through for me with this loan for 11.8% interest APR and a term of 18 years. I can probably repay the loan over the 18 year term, including interest. A big thanks to Citizens State Bank of New Castle, Indiana for giving me a chance and my bad credit. It look me 4 years to create my credit to 473, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.

Candida’s Overall FICO score at the time of acceptance for a quick loan, taking into account their merchandise displayer job and their future career as a costume attendant

Fico Score: 473

Conclusion of Candida’s quick loan

In the end, Candida was able to find a quick loan for $24000 with an interest rate of 6.4% interest APR from Citizens State Bank of New Castle, Indiana in New Castle, Indiana repayable over 18 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.