$117000 No Collateral Loan – Clearwater Florida, Credit Rating Of 482
- Experian: 494 – They had a bad Experian score
- Transunion: 468 – Carlee had a bad credit score with Transunion.
- Equifax: Carlee’s Experian score was 482, which is a bad credit score with the Experian scale.
Fast Loans for Carlee in Clearwater, Florida to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Clearwater, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Carlee. Carlee was able to find a fast loan for $117000 from Sun Bank of Osceola County and Hialeah-Miami Springs First State Bank, but declined both offers in favor of their no collateral loan from Great American Bank of Pinellas. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better if you are in a pinch.
9 Months in the Past, Carlee Attempted to Find a High Risk Loan for $42,000.00, and it was Hard
It is an well known struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Carlee. Carlee decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit individuals. Individuals with credit scores as low as 561 can inquire for a high risk loan and may be be accepted.
Signature Loan found in Clearwater, Florida for $117000 with bad credit by Carlee
Many clients struggle with finding signature loans in Clearwater, Florida, and Carlee is no exception. Carlee went to 5 lending institutions or more prior to finding Great American Bank of Pinellas, who offered Carlee a signature loan for $117000. Most signature loans simply require a client, like Carlee’s signature to get them, up to $28,000 in some cases. Carlee was able to get $117000 as a no collateral loan, which is very high for a no collateral loan. Because signature loans do not require collateral, they generally require higher credit, as high as 703
Before applying for this no collateral loan, Carlee had an Experian score of 494, which is bad, so Great American Bank of Pinellas most likely cannot provide Carlee a no collateral loan
Paraphrased and Standardized Quote from Carlee for this no collateral loan of $117000, provided by Great American Bank of Pinellas
Hi, I am Carlee and I am from Clearwater in Florida. Pinellas, county is where I grew up, and now I need a no collateral loan in Florida for $117000 to renovate my home. It has been difficult, but Great American Bank of Pinellas really came through for me with this loan for 8.3% interest APR and a term of 7 years. I can repay the loan over the 7 year term, including interest. A big thanks to Great American Bank of Pinellas for trusting me and my bad credit. It look me 8 years to build my credit to 482, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.
Previous requests on Carlee’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$102760.00||9||6.7%||$1269.59||NCNB National Bank of Florida||July 24, 2013|
|$103440.00||7||7.4%||$1581.49||Southeast Bank of Madison County, National Association||October 24, 2014|
|$103310.00||11||10.6%||$1328.75||Southeast Bank of Wildwood||December 8, 2014|
|$103140.00||3||7.6%||$3213.03||Atlantic Bank of Jacksonville||January 5, 2015|
Personal Loan for an artists agent named Carlee in Clearwater, Florida to Pay Off Virgin Atlantic World Elite White Card MasterCard
Carlee had a lot of credit card debt on their ESL Visa Secured Credit Card and their KingSize Credit Card, and they were starting to get in over their heads. Despite Carlee’s job as an artists agent, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Carlee was rejected by Hialeah-Miami Springs First State Bank 4 times prior to being approved by Great American Bank of Pinellas at 1610 South Missouri Avenue
On September 14, 2012, Carlee inquired about borrowing $5,000 from SunTrust Bank, Northwest, Florida with Tiesha, their friend from just outside Clearwater, and even with the co-signer, Carlee was rejected for this no collateral loan. With bad credit, it can be challenging to procure financing, even with collateral and a co-signer.
Carlee has a very low current yearly income, but has several of prospects
Carlee has always wanted to be a plant breeder, but would have to attend University of Florida again to become one. Carlee has other possibilities as well, including property assessor, fashion coordinator, and parking enforcement officer, which pay $56,000 through to $95,000 per year, at least. For this reason, we think that Carlee can afford this no collateral loan of $117000.
When Carlee was 21, they attempted to obtain a student loan from 6 alternate banks, which damaged their credit score. Below is a list of Carlee’s previous attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on January 10, 2012
- Attempt 2) Loan for $21,000.00 on December 18, 2013
- Attempt 3) Loan for $27,000.00 on December 4, 2011
- Attempt 4) Loan for $29,000.00 on June 15, 2011
- Attempt 5) Loan for $22,000.00 on February 20, 2014
- Attempt 6) Loan for $32,000.00 on January 28, 2009
Installment loan for Carlee, a graduate of University of Florida and an artists agent working for over $71,000 per year
Carlee, an alumnus at University of Florida and an artists agent in Clearwater, Florida wants a no collateral loan to purchase a new cell phone. Carlee has instead chosen to obtain an installment loan for $5,000 and is at present seeking lenders like The First Bankers of Polk County to provide it.
Contact Details for Great American Bank of Pinellas, the provider of this no collateral loan
- Great American Bank of Pinellas
- City: Clearwater
- State: Florida
- Address: 1610 South Missouri Avenue
- County: Pinellas
- Zip code: 33517
- Full name (Changed if requested): Carlee Vanmeter
- Current Credit: loans.hit.utils.Fico@17a7cec2
- Current City: Clearwater
- State: Florida
- Zip code: 33521
- Yearly income: $35,000
- Current Job: artists agent
- Current County: Pinellas
- Goal Yearly Income: $80,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Carlee’s Transunion score was altered by the no collateral loan loan, changing to 468 from 482, which is typical in our experience.
Several other requests for credit have been made by Carlee in the past, including one from West Central Georgia Bank in Clearwater, Florida before Carlee was approved for the $117000 by Great American Bank of Pinellas
Carlee made 7 previous tries to obtain a no collateral loan, 2 of which were with West Central Georgia Bank, a bank in Clearwater, Florida known to specialize in no collateral loans specifically. Prior to finding Great American Bank of Pinellas, Carlee was concerned due to their inexperience and bad credit score.
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans vary from $32,000.00 to $44,000.00. They are normally used to pay off existing high interest loans like credit cards. Carlee required a debt consolidation loan to pay for their existing no collateral loan and their loan shark loan. Carlee was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your bad, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.5%.
Carlee’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their artists agent job and their future career as a plant breeder
Conclusion of Carlee’s no collateral loan
In the end, Carlee was able to find a no collateral loan for $117000 with an interest rate of 9.3% interest APR from Great American Bank of Pinellas in Clearwater, Florida repayable over 7 years from today.