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Christeen Wanted A No Collateral Loan For $74000, Arlington, Texas

$74000 No Collateral Loan – Arlington Texas, Credit Rating Of 763

  • Experian: 778 – This individual had an excellent Experian score
  • Transunion: 748 – Christeen had an excellent credit rating with Transunion.
  • Equifax: Christeen’s Experian score was 763, which is an excellent credit score on the Experian rating scheme.

When Christeen was 24, they tried to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a list of Christeen’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on November 30, 2010
  • Attempt 2) Loan for $30,000.00 on February 8, 2011
  • Attempt 3) Loan for $23,000.00 on July 12, 2010
  • Attempt 4) Loan for $25,000.00 on June 27, 2012
  • Attempt 5) Loan for $24,000.00 on March 7, 2009
  • Attempt 6) Loan for $24,000.00 on July 17, 2010
  • Attempt 7) Loan for $36,000.00 on December 24, 2011

Installment loan for Christeen, a graduate of Harcum College and a broadcast technician working for over $63,000 per year

Christeen, an alumnus at Harcum College and a broadcast technician in Arlington, Texas needs a no collateral loan to purchase a new cell phone. Christeen has instead chosen to obtain an installment loan for $8,000 and is currently seeking lenders like Commercial State Bank to provide it.

9 Months in the Past, Christeen Attempted Finding a High Risk Loan for $41,000.00, and it was Hard

There is an ongoing struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Christeen. Christeen decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit borrowers. Clients with credit scores as low as 394 can apply for a high risk loan and possibly can be accepted.

Client Profile: Christeen Hollyfield of Arlington, Texas
  • Full name (Changed if requested): Christeen Hollyfield
  • Current Credit: loans.hit.utils.Fico@34c45dca
  • Current City: Arlington
  • State: Texas
  • Zip code: 76015
  • Yearly income: $67,000
  • Current Job: broadcast technician
  • Current County: Tarrant
  • Goal Yearly Income: $81,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Before applying for this no collateral loan, Christeen had an Experian score of 778, which is excellent, so First RepublicBank Arlington, National Association likely cannot provide Christeen a no collateral loan

Experian Score: 778

Fast Loans for Christeen in Arlington, Texas to prevent bankruptcy or harm from debt collectors.

Fast loans in Arlington, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Christeen. Christeen was able to find a fast loan for $74000 from First Financial Bank and The Bank and Trust, S.S.B., but declined both offers in favor of their no collateral loan from First RepublicBank Arlington, National Association. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. An improvement in the case that a client is in a pinch.

Personal Loan for a broadcast technician named Christeen in Arlington, Texas to Pay Off UMB Eco Rewards Visa Platinum

Christeen had a lot of credit card debt on their Alaska Airlines Visa Platinum Plus and their Taleris Credit Union Visa Platinum Card, and they were starting to get in over their heads. Despite Christeen’s job as a broadcast technician, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Contact Details for First RepublicBank Arlington, National Association, the provider of this no collateral loan

  • First RepublicBank Arlington, National Association
  • City: Arlington
  • State: Texas
  • Address: 700 106th Street
  • County: Tarrant
  • Zip code: 76011

Christeen’s Transunion score was altered by the no collateral loan loan, changing to 748 from 763, which is typical in our experience.

Transunion Score: 748

Multiple past requests for credit have been made by Christeen in the past, including one from B&L Bank in Arlington, Texas before Christeen was accepted for the $74000 by First RepublicBank Arlington, National Association

Christeen made 5 prior attempts to obtain a no collateral loan, 2 of which were with B&L Bank, a lender in Arlington, Texas known to specialize in no collateral loans specifically. Prior to finding First RepublicBank Arlington, National Association, Christeen was concerned due to their inexperience and excellent credit rating.

Paraphrased and Standardized Quote from Christeen for this no collateral loan of $74000, provided by First RepublicBank Arlington, National Association

Hi, I am Christeen and my hometown is Arlington in Texas. Tarrant, county is where I grew up, and now I need a no collateral loan in Texas for $74000 to pay bills. It has been difficult, but First RepublicBank Arlington, National Association really came through for me with this loan for 11.1% interest APR and a term of 21 years. I will repay the loan over the 21 year term, including interest. A big thanks to First RepublicBank Arlington, National Association for giving me a chance and my excellent credit. It look me 9 years to build my credit to 763, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.

Christeen was declined by First Star Bank, S.S.B. 4 times before being approved by First RepublicBank Arlington, National Association at 700 106th Street

On May 25, 2009, Christeen applied about borrowing $28,000 from The Huntsville National Bank with Shaquana, their friend from just outside Arlington, and even with the co-signer, Christeen was rejected for this no collateral loan. With excellent credit, it can be very hard to procure funding, even with collateral and a co-signer.

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $37,000.00 to $41,000.00. They are typically used to pay off existing high interest loans like credit cards. Christeen required a debt consolidation loan to pay for their existing no collateral loan and their loan shark loan. Christeen was able to find a no collateral loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.0%.

Christeen has a low current yearly income, but has several of prospects

Christeen has always wanted to be a heating, but would have to attend Harcum College again to achieve it. Christeen has other prospects as well, including travel writer, electronics technician, and customer service supervisor, which pay $51,000 through to $96,000 per year, at least. For this reason, we think that Christeen can pay for this no collateral loan of $74000.

Christeen’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their broadcast technician job and their future career as a heating

Fico Score: 763

Previous requests on Christeen’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$20120.00 3 5.1% $603.92 Comerica Bank July 8, 2011
$20300.00 4 9.7% $511.94 First Star Bank, S.S.B. June 7, 2013
$20410.00 8 10.6% $316.22 Brownfield State Bank & Trust Co. August 18, 2013
$19860.00 11 9.2% $239.74 First Bank & Trust, Bryan, Texas December 22, 2013

Signature Loan acquired in Arlington, Texas for $74000 with excellent credit by Christeen

Most prospective borrowers have difficulty with finding signature loans in Arlington, Texas, and Christeen is the same. Christeen went to 7 lenders or more prior to finding First RepublicBank Arlington, National Association, who offered Christeen a signature loan for $74000. Most signature loans simply require a client, like Christeen’s signature to obtain them, up to $44,000 in some cases. Christeen was able to get $74000 as a no collateral loan, which is very high for a no collateral loan. Since signature loans don’t need a cosigner, these loans generally need better credit, as high as 749

Conclusion of Christeen’s no collateral loan

In the end, Christeen was able to find a no collateral loan for $74000 with an interest rate of 10.5% interest APR from First RepublicBank Arlington, National Association in Arlington, Texas repayable over 21 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.