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Christie Needed A Private Loan For $64000, Cement, Oklahoma

$64000 Private Loan – Cement Oklahoma, Credit Score Of 758

  • Experian: 774 – This client had an excellent Experian rating
  • Transunion: 739 – Christie had an excellent credit score with Transunion.
  • Equifax: Christie’s Experian score was 758, which is an excellent credit rating with the Experian rating scheme.

Before applying for this private loan, Christie had an Experian score of 774, which is excellent, so Cement Bank probably cannot provide Christie a private loan

Experian Score: 774

Many past requests for credit have been made by Christie in the past, including one from NBD Glenbrook Bank in Cement, Oklahoma before Christie was accepted for the $64000 by Cement Bank

Christie made 9 previous attempts to obtain a private loan, 2 of which were with NBD Glenbrook Bank, a lending institution in Cement, Oklahoma known to specialize in private loans specifically. Before finding Cement Bank, Christie was desperate due to their inexperience and excellent credit rating.

Paraphrased and Standardized Quote from Christie for this private loan of $64000, provided by Cement Bank

Hello, I am Christie and I am from Cement in Oklahoma. Caddo, county is where I grew up, and now I need a private loan in Oklahoma for $64000 to avoid bankruptcy. It wasn’t easy, but Cement Bank really came through for me with this loan for 6.2% interest APR and a term of 19 years. I will repay the loan over the 19 year term, including interest. A big thanks to Cement Bank for giving me a chance and my excellent credit. It look me 9 years to build my credit to 758, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $33,000.00 to $47,000.00. They are mainly used to pay off existing high interest loans like credit cards. Christie required a debt consolidation loan to pay for their existing private loan and their payday loan. Christie was able to find a private loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your dirty, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 4.8%.

Installment loan for Christie, a graduate of University of Wisconsin – Madison and a medical administrative assistant working for over $71,000 per year

Christie, an alumnus at University of Wisconsin – Madison and a medical administrative assistant in Cement, Oklahoma needs a private loan to purchase a new cell phone. Christie has instead chosen to obtain an installment loan for $9,000 and is at present seeking lenders like The Liberty State Bank of Tahlequah, Oklahoma to provide it.

6 Months in the Past, Christie Attempted Finding a High Risk Loan for $36,000.00, and it was Hard

There is an well known struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Christie. Christie chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Clients with credit scores as low as 536 can inquire for a high risk loan and may be be accepted.

Christie’s Transunion score was changed by the private loan loan, changing to 739 from 758, which is typical in our experience.

Transunion Score: 739

Christie was declined by Clayton State Bank 6 times prior to being approved by Cement Bank at 317 North Main Street

On March 22, 2011, Christie inquired about borrowing $34,000 from The Morris State Bank with Darius, their friend from just outside Cement, and even with the co-signer, Christie was rejected for this private loan. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Signature Loan found in Cement, Oklahoma for $64000 with excellent credit by Christie

Most borrowers have difficulty with finding signature loans in Cement, Oklahoma, and Christie is no exception. Christie went to 7 lending institutions or more prior to finding Cement Bank, who offered Christie a signature loan for $64000. Typical signature loans simply need a client, like Christie’s signature to obtain them, up to $49,000 in some cases. Christie was able to get $64000 as a private loan, which is very high for a private loan. Since signature loans don’t require collateral, these loans generally require better credit, as high as 783

Christie has a low current gross income, but has a high number of prospects

Christie has always wanted to be a medical equipment preparer, but would need attend University of Wisconsin – Madison again to become one. Christie has other prospects as well, including ship master, missionary worker, and camp director, which pay $56,000 through to $103,000 per year, at least. For this reason, we think that Christie can afford this private loan of $64000.

Christie’s Overall FICO score at the time of acceptance for a private loan, taking into account their medical administrative assistant job and their future career as a medical equipment preparer

Fico Score: 758

Fast Loans for Christie in Cement, Oklahoma to prevent bankruptcy or harm from debt collectors.

Fast loans in Cement, Oklahoma aren’t actually that difficult to obtain, especially if you have some finesse like Christie. Christie was able to find a fast loan for $64000 from The First State Bank and Clayton State Bank, but turned down both offers in favor of their private loan from Cement Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. An improvement if you are in a time sensitive situation.

Previous requests on Christie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$133450.00 9 6.4% $1628.69 The First State Bank August 18, 2013
$132900.00 7 8.6% $2111.36 Security Bank and Trust Company September 5, 2014
$133480.00 11 8.8% $1581.82 The First State Bank, Willow, Okla. May 20, 2015
$132820.00 5 10.8% $2874.6 Sooner State Bank July 29, 2015
$133160.00 9 9.6% $1846.0 The Farmers State Bank September 7, 2015

Contact Details for Cement Bank, the provider of this private loan

  • Cement Bank
  • City: Cement
  • State: Oklahoma
  • Address: 317 North Main Street
  • County: Caddo
  • Zip code: 73017
Client Profile: Christie Hayhurst of Cement, Oklahoma
  • Full name (Changed if requested): Christie Hayhurst
  • Current Credit: loans.hit.utils.Fico@439f5b3d
  • Current City: Cement
  • State: Oklahoma
  • Zip code: 73021
  • Yearly income: $44,000
  • Current Job: medical administrative assistant
  • Current County: Caddo
  • Goal Yearly Income: $131,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Personal Loan for a medical administrative assistant named Christie in Cement, Oklahoma to Pay Off The Great Lakes Rabbit Sanctuary Visa Platinum Rewards Card

Christie had a lot of credit card debt on their First Niagara Pinnacle WORLD MasterCard and their Zions Bank Low Rate Visa Platinum Card, and they were starting to get in over their heads. Despite Christie’s job as a medical administrative assistant, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

When Christie was 22, they attempted to obtain a student loan from 7 different banks, which damaged their credit rating. Below is a list of Christie’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $33,000.00 on August 28, 2011
  • Attempt 2) Loan for $26,000.00 on February 19, 2010
  • Attempt 3) Loan for $22,000.00 on July 8, 2009
  • Attempt 4) Loan for $21,000.00 on January 18, 2009
  • Attempt 5) Loan for $27,000.00 on October 19, 2009
  • Attempt 6) Loan for $38,000.00 on February 10, 2013
  • Attempt 7) Loan for $24,000.00 on April 28, 2010

Conclusion of Christie’s private loan

In the end, Christie was able to find a private loan for $64000 with an interest rate of 7.8% interest APR from Cement Bank in Cement, Oklahoma repayable over 19 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.