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Consolidation Loan For $9000 Near 6492, Connecticut With A Credit Score Of 833

$9000 Consolidation Loan – Wallingford Connecticut, Credit Rating Of 833

  • Experian: 851 – The client had an excellent Experian score
  • Transunion: 816 – Bennett had an excellent credit score with Transunion.
  • Equifax: Bennett’s Experian score was 833, which is an excellent credit score using the Experian rating scheme.

Fast Loans for Bennett in Wallingford, Connecticut to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Wallingford, Connecticut aren’t actually that difficult to obtain, especially if you have some gumption like Bennett. Bennett was able to find a fast loan for $9000 from The National Bank of New England of East Haddam and The Putnam Trust Company, but declined both offers in favor of their consolidation loan from The Dime Savings Bank of Wallingford. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. An improvement if a client is in a time sensitive situation.

Bennett’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their nuclear engineer job and their future career as a bus driver

Fico Score: 833

Bennett has a disappointing current yearly income, but has a large amount of prospects

Bennett has always wanted to be a bus driver, but would need attend University of Texas Health Science San Antonio again to become one. Bennett has other prospects as well, including quarry worker, elementary school teacher, and excavating supervisor, which pay $55,000 through to $99,000 per year, at least. For this reason, we believe that Bennett can afford this consolidation loan of $9000.

Paraphrased and Standardized Quote from Bennett for this consolidation loan of $9000, provided by The Dime Savings Bank of Wallingford

Hello, I am Bennett and my hometown is Wallingford in Connecticut. New Haven, county is where I grew up, and now I need a consolidation loan in Connecticut for $9000 to buy a big ticket item. It wasn’t easy, but The Dime Savings Bank of Wallingford really came through for me with this loan for 7.0% interest APR and a term of 4 years. I can probably repay the loan over the 4 year term, including interest. A big thanks to The Dime Savings Bank of Wallingford for giving me a chance and my excellent credit. It look me 8 years to create my credit to 833, and I won’t harm it any future. I’m happy with Find Texas Loans for assisting me this far.

Previous requests on Bennett’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$61110.00 10 10.4% $821.17 Colonial Bank of Waterbury November 8, 2013
$60560.00 8 11.8% $977.63 The Canaan National Bank January 11, 2014
$61360.00 5 11.6% $1352.55 The Clinton National Bank December 16, 2014
$61450.00 4 11.8% $1612.19 Deep River Bank and Trust Company July 22, 2015
$61390.00 4 8.1% $1501.59 The National Bank of New England of East Haddam August 12, 2015

Bennett was rejected by The National Bank of New England of East Haddam 5 times prior to being accepted by The Dime Savings Bank of Wallingford at 2 North Main Street

On January 10, 2009, Bennett applied about borrowing $41,000 from Colonial Bank of Plainville with Jerold, their in law from just outside Wallingford, and even with the co-signer, Bennett was rejected for this consolidation loan. With excellent credit, it can be difficult to procure financing, even with collateral and a co-signer.

Installment loan for Bennett, a graduate of University of Texas Health Science San Antonio and a nuclear engineer working for over $61,000 per year

Bennett, an alumnus at University of Texas Health Science San Antonio and a nuclear engineer in Wallingford, Connecticut wants a consolidation loan to purchase something frivolous. Bennett has instead chosen to obtain an installment loan for $19,000 and is at present seeking lenders like The Terryville Trust Company to process their request.

When Bennett was 24, they attempted to obtain a student loan from 4 different banks, which damaged their credit score. Below is a chronology of Bennett’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on June 29, 2013
  • Attempt 2) Loan for $23,000.00 on August 1, 2010
  • Attempt 3) Loan for $35,000.00 on December 5, 2009
  • Attempt 4) Loan for $22,000.00 on May 22, 2013
Client Profile: Bennett Neubacher of Wallingford, Connecticut
  • Full name (Changed if requested): Bennett Neubacher
  • Current Credit: loans.hit.utils.Fico@2e817b38
  • Current City: Wallingford
  • State: Connecticut
  • Zip code: 6493
  • Yearly income: $63,000
  • Current Job: nuclear engineer
  • Current County: New Haven
  • Goal Yearly Income: $130,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Before applying for this consolidation loan, Bennett had an Experian score of 851, which is excellent, so The Dime Savings Bank of Wallingford probably can provide Bennett a consolidation loan

Experian Score: 851

Contact Details for The Dime Savings Bank of Wallingford, the provider of this consolidation loan

  • The Dime Savings Bank of Wallingford
  • City: Wallingford
  • State: Connecticut
  • Address: 2 North Main Street
  • County: New Haven
  • Zip code: 6492

Bennett’s Transunion score was altered by the consolidation loan loan, changing to 816 from 833, which is typical in our experience.

Transunion Score: 816

7 Months in the Past, Bennett Tried to Find a High Risk Loan for $49,000.00, but They Didn’t Find What They were Expecting

It is an well known struggle for borrowers to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Bennett. Bennett decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Clients with credit ratings as low as 349 can inquire for a high risk loan and may be be accepted.

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans range from $36,000.00 to $43,000.00. They are typically used to pay off existing high interest loans like credit cards. Bennett required a debt consolidation loan to pay for their existing consolidation loan and their payday loan. Bennett was able to find a consolidation loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.8%.

Personal Loan for a nuclear engineer named Bennett in Wallingford, Connecticut to Pay Off Partners Financial Federal Credit Union Visa

Bennett had a lot of credit card debt on their REI MasterCard and their USA Fit Rewards Visa Credit Card, and they were starting to get in over their heads. Despite Bennett’s job as a nuclear engineer, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Many past requests for credit have been made by Bennett in the past, including one from Civic Federal Savings Bank in Wallingford, Connecticut before Bennett was approved for the $9000 by The Dime Savings Bank of Wallingford

Bennett made 8 previous attempts to obtain a consolidation loan, 2 of which were with Civic Federal Savings Bank, a lender in Wallingford, Connecticut known to specialize in consolidation loans specifically. Before finding The Dime Savings Bank of Wallingford, Bennett was desperate due to their inexperience and excellent credit rating.

Signature Loan acquired in Wallingford, Connecticut for $9000 with excellent credit by Bennett

A lot of clients have difficulty with obtaining signature loans in Wallingford, Connecticut, and Bennett is no different. Bennett went to 7 lending institutions or more before finding The Dime Savings Bank of Wallingford, who offered Bennett a signature loan for $9000. Most signature loans simply need a client, like Bennett’s signature to obtain them, up to $48,000 in some cases. Bennett was able to get $9000 as a consolidation loan, which is very high for a consolidation loan. Because signature loans do not require a cosigner, they generally need better credit, as high as 777

Conclusion of Bennett’s consolidation loan

In the end, Bennett was able to find a consolidation loan for $9000 with an interest rate of 5.5% interest APR from The Dime Savings Bank of Wallingford in Wallingford, Connecticut repayable over 4 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.