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Consolidation Loan Of $36000 For Fair Credit Kentucky Resident

$36000 Consolidation Loan – Mount Sterling Kentucky, Credit Score Of 548

  • Experian: 559 – This individual had a fair Experian score
  • Transunion: 532 – Eartha had a fair credit score with Transunion.
  • Equifax: Eartha’s Experian score was 548, which is a fair credit rating using the Experian rating scheme.

Multiple other requests for credit have been made by Eartha in the past, including one from La Marque Bank in Mount Sterling, Kentucky before Eartha was accepted for the $36000 by Mount Sterling Bank

Eartha made 7 previous tries to obtain a consolidation loan, 2 of which were with La Marque Bank, a lending institution in Mount Sterling, Kentucky known to specialize in consolidation loans specifically. Prior to finding Mount Sterling Bank, Eartha was concerned due to their inexperience and fair credit rating.

6 Months in the Past, Eartha Tried Finding a High Risk Loan for $30,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Eartha. Eartha decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Individuals with credit ratings as low as 432 can apply for a high risk loan and may be be approved.

Eartha was not approved by The First State Bank of Pineville 6 times before being approved by Mount Sterling Bank at 30 West Main Street

On February 14, 2011, Eartha inquired about borrowing $17,000 from Southern Deposit Bank with Darwin, their in law from just outside Mount Sterling, and even with the co-signer, Eartha was rejected for this consolidation loan. With fair credit, it can be challenging to obtain financing, even with collateral and a co-signer.

Contact Details for Mount Sterling Bank, the provider of this consolidation loan

  • Mount Sterling Bank
  • City: Mount Sterling
  • State: Kentucky
  • Address: 30 West Main Street
  • County: Montgomery
  • Zip code: 40353

Fast Loans for Eartha in Mount Sterling, Kentucky to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Mount Sterling, Kentucky aren’t actually that difficult to obtain, especially if you have some finesse like Eartha. Eartha was able to find a fast loan for $36000 from West Side Savings Bank and Bank of Danville and Trust Company, but declined both offers in favor of their consolidation loan from Mount Sterling Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference if a client is in a time sensitive situation.

When Eartha was 21, they attempted to obtain a student loan from 7 different lenders, which harmed their credit rating. Below is a list of Eartha’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on April 20, 2010
  • Attempt 2) Loan for $20,000.00 on December 8, 2010
  • Attempt 3) Loan for $23,000.00 on July 11, 2010
  • Attempt 4) Loan for $29,000.00 on November 13, 2013
  • Attempt 5) Loan for $38,000.00 on August 25, 2010
  • Attempt 6) Loan for $23,000.00 on October 24, 2011
  • Attempt 7) Loan for $31,000.00 on September 2, 2009

Paraphrased and Standardized Quote from Eartha for this consolidation loan of $36000, provided by Mount Sterling Bank

Hello, I am Eartha and I am from Mount Sterling in Kentucky. Montgomery, county is where I grew up, and now I need a consolidation loan in Kentucky for $36000 to pay bills. It has been difficult, but Mount Sterling Bank really came through for me with this loan for 9.5% interest APR and a term of 1 years. I can probably repay the loan over the 1 year term, including interest. A big thanks to Mount Sterling Bank for trusting me and my fair credit. It look me 4 years to create my credit to 548, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.

Installment loan for Eartha, a graduate of Itasca Community College and a motion picture director working for over $77,000 per year

Eartha, an alumnus at Itasca Community College and a motion picture director in Mount Sterling, Kentucky needs a consolidation loan to purchase a new cell phone. Eartha has instead decided to obtain an installment loan for $21,000 and is at present seeking lenders like Farmers Deposit Bank to process their request.

Eartha’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their motion picture director job and their future job as a textile designer

Fico Score: 548

Client Profile: Eartha Cappas of Mount Sterling, Kentucky
  • Full name (Changed if requested): Eartha Cappas
  • Current Credit: loans.hit.utils.Fico@9807454
  • Current City: Mount Sterling
  • State: Kentucky
  • Zip code: 40358
  • Yearly income: $44,000
  • Current Job: motion picture director
  • Current County: Montgomery
  • Goal Yearly Income: $128,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Previous requests on Eartha’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$17610.00 3 7.1% $544.55 Stock Yards Bank & Trust Company July 29, 2012
$18210.00 11 9.5% $222.87 Farmers Deposit Bank of Brandenburg August 3, 2012
$18190.00 7 7.3% $277.21 Citizens Bank April 19, 2014
$18170.00 11 10.4% $231.62 Citizens Bank & Trust Company, Burgin, Kentucky September 15, 2014

Signature Loan found in Mount Sterling, Kentucky for $36000 with fair credit by Eartha

Many prospective borrowers struggle with finding signature loans in Mount Sterling, Kentucky, and Eartha is not an exception. Eartha went to 4 lending institutions or more prior to settling on Mount Sterling Bank, who offered Eartha a signature loan for $36000. Most signature loans simply need a client, like Eartha’s signature to get them, up to $47,000 in some cases. Eartha was able to get $36000 as a consolidation loan, which is very high for a consolidation loan. Since signature loans do not need collateral, these loans tend to require higher credit, as high as 768

Before applying for this consolidation loan, Eartha had an Experian score of 559, which is fair, so Mount Sterling Bank probably cannot provide Eartha a consolidation loan

Experian Score: 559

Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $22,000.00 to $45,000.00. They are typically used to pay off existing high interest loans like credit cards. Eartha needed a debt consolidation loan to pay for their existing consolidation loan and their credit card. Eartha was able to find a consolidation loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your dirty, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.6%.

Eartha’s Transunion score was altered by the consolidation loan loan, changing to 532 from 548, which is normal in our experience.

Transunion Score: 532

Personal Loan for a motion picture director named Eartha in Mount Sterling, Kentucky to Pay Off Ace Rewards Visa Signature Card

Eartha had a tonne of credit card debt on their Albina Community Bank Loop Visa Card and their Marine Corps Association, and they were starting to get in over their heads. Despite Eartha’s job as a motion picture director, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Eartha has a disappointing current yearly income, but has a large amount of prospects

Eartha has always wanted to be a textile designer, but would have to attend Itasca Community College again to become one. Eartha has other prospects as well, including job development specialist, cardiopulmonary technologist, and retail customer service representative, which pay $53,000 through to $94,000 per year, on average. For this reason, we believe that Eartha can pay for this consolidation loan of $36000.

Conclusion of Eartha’s consolidation loan

In the end, Eartha was able to find a consolidation loan for $36000 with an interest rate of 10.7% interest APR from Mount Sterling Bank in Mount Sterling, Kentucky repayable over 1 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.