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Consolidation Loan With Very Low APR In Dallas County, Texas

$129000 Consolidation Loan – De Soto Texas, Credit Rating Of 668

  • Experian: 685 – This individual had a good Experian score
  • Transunion: 649 – Corinna had a good credit rating with Transunion.
  • Equifax: Corinna’s Experian score was 668, which is a good credit score on the Experian system.

Paraphrased and Standardized Quote from Corinna for this consolidation loan of $129000, provided by First National Bank of DeSoto

Hello, I am Corinna and I am from De Soto in Texas. Dallas, county is where I grew up, and now I need a consolidation loan in Texas for $129000 to pay bills. It wasn’t easy, but First National Bank of DeSoto really came through for me with this loan for 9.5% interest APR and a term of 18 years. I can repay the loan over the 18 year term, including interest. A big thanks to First National Bank of DeSoto for trusting me and my good credit. It look me 7 years to build my credit to 668, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.

8 Months in the Past, Corinna Tried to Find a High Risk Loan for $41,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Corinna. Corinna chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Individuals with credit ratings as low as 513 can inquire for a high risk loan and have a chance to be accepted.

Before applying for this consolidation loan, Corinna had an Experian score of 685, which is good, so First National Bank of DeSoto most likely cannot provide Corinna a consolidation loan

Experian Score: 685

Signature Loan easily acquired in De Soto, Texas for $129000 with good credit by Corinna

Many borrowers have difficulty with finding signature loans in De Soto, Texas, and Corinna is the same. Corinna went to 7 lenders or more before settling on First National Bank of DeSoto, who offered Corinna a signature loan for $129000. Most signature loans simply need a client, like Corinna’s signature to obtain them, up to $42,000 in some cases. Corinna was able to get $129000 as a consolidation loan, which is very high for a consolidation loan. Because signature loans don’t require collateral, these loans tend to need better credit, as high as 734

Installment loan for Corinna, a graduate of Ivy Tech Community College of Indiana and a zoologist working for over $66,000 per year

Corinna, an alumnus at Ivy Tech Community College of Indiana and a zoologist in De Soto, Texas wants a consolidation loan to purchase a house. Corinna has instead chosen to get an installment loan for $14,000 and is currently seeking lenders like The Bank and Trust, S.S.B. to process their request.

When Corinna was 20, they tried to obtain a student loan from 7 different banks, which damaged their credit score. Below is a list of Corinna’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $35,000.00 on November 23, 2011
  • Attempt 2) Loan for $38,000.00 on April 20, 2012
  • Attempt 3) Loan for $30,000.00 on January 31, 2010
  • Attempt 4) Loan for $24,000.00 on June 29, 2011
  • Attempt 5) Loan for $28,000.00 on March 28, 2009
  • Attempt 6) Loan for $36,000.00 on July 26, 2010
  • Attempt 7) Loan for $29,000.00 on August 5, 2011

Corinna’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their zoologist job and their future job as a budget accountant

Fico Score: 668

Corinna was rejected by Farmers State Bank of Madisonville, Texas 6 times before being accepted by First National Bank of DeSoto at 911 North Hampton Road

On August 2, 2010, Corinna inquired about borrowing $44,000 from Citizens State Bank of Dalhart with Sherise, their friend from just outside De Soto, and even with the co-signer, Corinna was rejected for this consolidation loan. With good credit, it can be difficult to procure funding, even with collateral and a co-signer.

Corinna’s Transunion score was changed by the consolidation loan loan, changing to 649 from 668, which is normal in our experience.

Transunion Score: 649

Corinna has a disappointing current gross income, but has several of prospects

Corinna has always wanted to be a budget accountant, but would have to attend Ivy Tech Community College of Indiana again to achieve it. Corinna has other prospects as well, including music teacher, water pollution control inspector, and social service volunteer, which pay $54,000 through to $107,000 per year, on average. For this reason, we think that Corinna can afford this consolidation loan of $129000.

Many past requests for credit have been made by Corinna in the past, including one from Brookside State Bank in De Soto, Texas before Corinna was accepted for the $129000 by First National Bank of DeSoto

Corinna made 6 prior attempts to obtain a consolidation loan, 2 of which were with Brookside State Bank, a lending institution in De Soto, Texas known to specialize in consolidation loans specifically. Prior to finding First National Bank of DeSoto, Corinna was very concerned due to their inexperience and good credit rating.

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $20,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Corinna required a debt consolidation loan to pay for their existing consolidation loan and their loan shark loan. Corinna was able to find a consolidation loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 3.6%.

Client Profile: Corinna Violet of De Soto, Texas
  • Full name (Changed if requested): Corinna Violet
  • Current Credit: loans.hit.utils.Fico@70177ecd
  • Current City: De Soto
  • State: Texas
  • Zip code: 75121
  • Yearly income: $55,000
  • Current Job: zoologist
  • Current County: Dallas
  • Goal Yearly Income: $105,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Fast Loans for Corinna in De Soto, Texas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in De Soto, Texas aren’t actually that difficult to obtain, particularly if you have some gumption like Corinna. Corinna was able to find a fast loan for $129000 from First RepublicBank Forney and Commercial Bank of Texas, National Association, but turned down both offers in favor of their consolidation loan from First National Bank of DeSoto. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement if a client is on the go.

Personal Loan for a zoologist named Corinna in De Soto, Texas to Pay Off Meijer Platinum MasterCard Exclusive Benefits

Corinna had a tonne of credit card debt on their State Farm Rewards Visa Credit Card and their Toys ‘R Us Platinum Mastercard, and they were starting to get in over their heads. Despite Corinna’s job as a zoologist, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Previous requests on Corinna’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$110400.00 3 11.1% $3619.58 Comerica Bank October 25, 2009
$109900.00 11 5.5% $1111.52 First Star Bank, S.S.B. December 29, 2009
$109630.00 4 6.4% $2594.82 Brownfield State Bank & Trust Co. October 3, 2013
$110410.00 6 9.1% $1995.68 First Bank & Trust, Bryan, Texas May 10, 2014
$110150.00 6 7.2% $1888.54 First Bank & Trust of Clarendon January 23, 2015

Contact Details for First National Bank of DeSoto, the provider of this consolidation loan

  • First National Bank of DeSoto
  • City: De Soto
  • State: Texas
  • Address: 911 North Hampton Road
  • County: Dallas
  • Zip code: 75115

Conclusion of Corinna’s consolidation loan

In the end, Corinna was able to find a consolidation loan for $129000 with an interest rate of 7.6% interest APR from First National Bank of DeSoto in De Soto, Texas repayable over 18 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.