$9000 Auto Loan – Sandy Oregon, Credit Rating Of 516
- Experian: 531 – They had a fair Experian rating
- Transunion: 502 – Danita had a fair credit score with Transunion.
- Equifax: Danita’s Experian score was 516, which is a fair credit rating on the Experian scale.
Before applying for this auto loan, Danita had an Experian score of 531, which is fair, so The Independent Bank of Sandy likely cannot provide Danita an auto loan
Danita’s Overall FICO score at the time of acceptance for an auto loan, taking into account their die cutter operator job and their future job as an area
- Full name (Changed if requested): Danita Bazin
- Current Credit: loans.hit.utils.Fico@728938a9
- Current City: Sandy
- State: Oregon
- Zip code: 97063
- Yearly income: $44,000
- Current Job: die cutter operator
- Current County: Clackamas
- Goal Yearly Income: $85,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Signature Loan easily acquired in Sandy, Oregon for $9000 with fair credit by Danita
Many prospective borrowers struggle with obtaining signature loans in Sandy, Oregon, and Danita is the same. Danita went to 6 lending institutions or more before finding The Independent Bank of Sandy, who offered Danita a signature loan for $9000. Most signature loans simply require a client, like Danita’s signature to obtain them, up to $22,000 in some cases. Danita was able to get $9000 as a auto loan, which is very high for an auto loan. Since signature loans do not need a cosigner, they tend to need higher credit, as high as 786
When Danita was 19, they tried to obtain a student loan from 5 different lenders, which harmed their credit rating. Below is a list of Danita’s prior attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on October 29, 2013
- Attempt 2) Loan for $30,000.00 on December 11, 2013
- Attempt 3) Loan for $35,000.00 on August 27, 2010
- Attempt 4) Loan for $22,000.00 on November 18, 2010
- Attempt 5) Loan for $38,000.00 on September 23, 2012
Fast Loans for Danita in Sandy, Oregon to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Sandy, Oregon aren’t actually that difficult to obtain, especially if you have some finesse like Danita. Danita was able to find a fast loan for $9000 from The Valley National Bank of Oregon and The Oregon Bank, but declined both offers in favor of their auto loan from The Independent Bank of Sandy. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference in the case that a borrower is in a time sensitive situation.
Installment loan for Danita, a graduate of Louisiana College and a die cutter operator working for over $76,000 per year
Danita, an alumnus at Louisiana College and a die cutter operator in Sandy, Oregon needs an auto loan to purchase something frivolous. Danita has instead decided to get an installment loan for $26,000 and is currently seeking lenders like Citizens Bank of Oregon to process their request.
Danita was declined by First National Bank of Harrisburg 7 times prior to being accepted by The Independent Bank of Sandy at 38561 Proctor Avenue
On November 25, 2011, Danita applied about borrowing $37,000 from United States National Bank of Oregon with Marietta, their in law from just outside Sandy, and even with the co-signer, Danita was rejected for this auto loan. With fair credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Danita has a disappointing current yearly income, but has a high number of prospects
Danita has always wanted to be an area, but would have to attend Louisiana College again to achieve it. Danita has other prospects as well, including hospital nurse, vocational education instructors college, and clinical psychologist, which pay $54,000 through to $95,000 per year, on average. Because of this, we believe that Danita can pay for this auto loan of $9000.
Multiple previous requests for credit have been made by Danita in the past, including one from Algoma Savings and Loan Association in Sandy, Oregon before Danita was approved for the $9000 by The Independent Bank of Sandy
Danita made 8 previous tries to obtain an auto loan, 2 of which were with Algoma Savings and Loan Association, a bank in Sandy, Oregon known to specialize in auto loans specifically. Before finding The Independent Bank of Sandy, Danita was concerned due to their inexperience and fair credit rating.
Contact Details for The Independent Bank of Sandy, the provider of this auto loan
- The Independent Bank of Sandy
- City: Sandy
- State: Oregon
- Address: 38561 Proctor Avenue
- County: Clackamas
- Zip code: 97055
Personal Loan for a die cutter operator named Danita in Sandy, Oregon to Pay Off PNC Bank Travel Rewards Visa Business Credit Card
Danita had a lot of credit card debt on their Arizona Basset Hound Rescue Visa Card and their MetroPCS Prepaid Visa Card, and they were starting to get in over their heads. Despite Danita’s job as a die cutter operator, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Paraphrased and Standardized Quote from Danita for this auto loan of $9000, provided by The Independent Bank of Sandy
Hello, I am Danita and my hometown is Sandy in Oregon. Clackamas, county is where I grew up, and now I need a auto loan in Oregon for $9000 to renovate my home. It wasn’t easy, but The Independent Bank of Sandy really came through for me with this loan for 9.5% interest APR and a term of 15 years. I will repay the loan over the 15 year term, including interest. A big thanks to The Independent Bank of Sandy for trusting me and my fair credit. It look me 5 years to create my credit to 516, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.
Danita’s Transunion score was altered by the auto loan loan, changing to 502 from 516, which is typical in our experience.
Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $22,000.00 to $43,000.00. They are normally used to pay off existing high interest loans like credit cards. Danita needed a debt consolidation loan to pay for their existing auto loan and their credit card. Danita was able to find a auto loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your bad, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.7%.
7 Months in the Past, Danita Attempted Finding a High Risk Loan for $42,000.00, and it was Easy
It is an well known struggle for borrowers to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Danita. Danita decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit individuals. Borrowers with credit ratings as low as 539 can apply for a high risk loan and possibly can be approved.
Previous requests on Danita’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$36470.00||10||9.5%||$471.91||Polk County State Bank||March 27, 2011|
|$36120.00||11||7.4%||$400.75||Pacific Western Bank||March 28, 2013|
|$35830.00||4||8.1%||$876.4||West Coast Bank||October 12, 2014|
|$35690.00||10||6.8%||$410.72||The Valley National Bank of Oregon||March 8, 2015|
|$36350.00||3||6.5%||$1114.09||Umpqua National Bank||May 16, 2015|
Conclusion of Danita’s auto loan
In the end, Danita was able to find an auto loan for $9000 with an interest rate of 9.1% interest APR from The Independent Bank of Sandy in Sandy, Oregon repayable over 15 years from today.