$108000 Debt Consolidation Loan – Bonaparte Iowa, Credit Rating Of 841
- Experian: 860 – This individual had an excellent Experian rating
- Transunion: 828 – Cassaundra had an excellent credit rating with Transunion.
- Equifax: Cassaundra’s Experian score was 841, which is an excellent credit score with the Experian system.
Previous requests on Cassaundra’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$139350.00||4||7.4%||$3362.83||Mills County Bank National Association||December 2, 2009|
|$139360.00||10||5.6%||$1519.34||Postville State Bank||October 26, 2010|
|$138690.00||9||11.8%||$2090.29||Washington State Bank||December 20, 2012|
|$139220.00||11||9.4%||$1696.09||Rippey Savings Bank||July 17, 2014|
Installment loan for Cassaundra, a graduate of Atlanta Technical College and a veterinary assistant working for over $73,000 per year
Cassaundra, an alumnus at Atlanta Technical College and a veterinary assistant in Bonaparte, Iowa wants a debt consolidation loan to purchase a house. Cassaundra has instead chosen to get an installment loan for $25,000 and is currently seeking lenders like Manson State Bank to process their request.
9 Months in the Past, Cassaundra Attempted to Find a High Risk Loan for $40,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Cassaundra. Cassaundra chose not to get a high risk loan this time. High Risk loans are given to bad credit individuals. Clients with credit ratings as low as 472 can inquire for a high risk loan and have a chance to be approved.
Signature Loan easily acquired in Bonaparte, Iowa for $108000 with excellent credit by Cassaundra
Many prospective borrowers struggle with obtaining signature loans in Bonaparte, Iowa, and Cassaundra is no different. Cassaundra went to 8 lending institutions or more before finding State Central Bank, who offered Cassaundra a signature loan for $108000. Typical signature loans simply require a client, like Cassaundra’s signature to obtain them, up to $43,000 in some cases. Cassaundra was able to get $108000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans do not require collateral, these loans tend to need higher credit, as high as 741
- Full name (Changed if requested): Cassaundra Bastida
- Current Credit: loans.hit.utils.Fico@2e0fa5d3
- Current City: Bonaparte
- State: Iowa
- Zip code: 52621
- Yearly income: $54,000
- Current Job: veterinary assistant
- Current County: Van Buren
- Goal Yearly Income: $146,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Many past requests for credit have been made by Cassaundra in the past, including one from First American Bank of Frederic in Bonaparte, Iowa before Cassaundra was approved for the $108000 by State Central Bank
Cassaundra made 8 prior attempts to obtain a debt consolidation loan, 2 of which were with First American Bank of Frederic, a lender in Bonaparte, Iowa known to specialize in debt consolidation loans specifically. Prior to finding State Central Bank, Cassaundra was desperate due to their inexperience and excellent credit rating.
Cassaundra’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their veterinary assistant job and their future career as a photo-optics technician
Before applying for this debt consolidation loan, Cassaundra had an Experian score of 860, which is excellent, so State Central Bank probably cannot provide Cassaundra a debt consolidation loan
Cassaundra has a very low current total income, but has a high number of prospects
Cassaundra has always wanted to be a photo-optics technician, but would need attend Atlanta Technical College again to achieve it. Cassaundra has other possibilities as well, including criminal justice professor, medical appliance technician, and insurance estate planner, which pay $54,000 through to $100,000 per year, on average. Because of this, we think that Cassaundra can pay for this debt consolidation loan of $108000.
Personal Loan for a veterinary assistant named Cassaundra in Bonaparte, Iowa to Pay Off Sears Card
Cassaundra had a tonne of credit card debt on their First National Bank Omaha Business Edition Visa and their Newport News Credit Card, and they were starting to get in over their heads. Despite Cassaundra’s job as a veterinary assistant, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $37,000.00 to $45,000.00. They are normally used to pay off existing high interest loans like credit cards. Cassaundra required a debt consolidation loan to pay for their existing debt consolidation loan and their payday loan. Cassaundra was able to find a debt consolidation loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.7%.
When Cassaundra was 20, they tried to obtain a student loan from 6 different lenders, which harmed their credit rating. Below is a chronology of Cassaundra’s prior attempts at finding a student loan:
- Attempt 1) Loan for $38,000.00 on November 29, 2010
- Attempt 2) Loan for $27,000.00 on November 3, 2009
- Attempt 3) Loan for $21,000.00 on June 3, 2011
- Attempt 4) Loan for $32,000.00 on April 12, 2009
- Attempt 5) Loan for $39,000.00 on April 28, 2013
- Attempt 6) Loan for $20,000.00 on April 5, 2012
Contact Details for State Central Bank, the provider of this debt consolidation loan
- State Central Bank
- City: Bonaparte
- State: Iowa
- Address: 612 1st Street
- County: Van Buren
- Zip code: 52620
Fast Loans for Cassaundra in Bonaparte, Iowa to prevent bankruptcy or harm from debt collectors.
Fast loans in Bonaparte, Iowa aren’t actually that difficult to obtain, especially if you have some finesse like Cassaundra. Cassaundra was able to find a fast loan for $108000 from Security State Bank and Community Bank, but declined both offers in favor of their debt consolidation loan from State Central Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement in the case that a client is in a time sensitive situation.
Cassaundra was declined by Norwest Bank Atlantic, National Association 5 times before being granted funding by State Central Bank at 612 1st Street
On June 12, 2009, Cassaundra inquired about borrowing $8,000 from The First Trust & Savings Bank with Geraldo, their friend from just outside Bonaparte, and even with the co-signer, Cassaundra was rejected for this debt consolidation loan. With excellent credit, it can be challenging to obtain financing, even with collateral and a co-signer.
Paraphrased and Standardized Quote from Cassaundra for this debt consolidation loan of $108000, provided by State Central Bank
Hello, I am Cassaundra and I am from Bonaparte in Iowa. Van Buren, county is where I grew up, and now I need a debt consolidation loan in Iowa for $108000 to avoid bankruptcy. It has been difficult, but State Central Bank really came through for me with this loan for 6.4% interest APR and a term of 21 years. I will repay the loan over the 21 year term, including interest. A big thanks to State Central Bank for giving me a chance and my excellent credit. It look me 5 years to create my credit to 841, and I won’t tarnish it any future. I am pleased with Find Texas Loans for helping me this far.
Cassaundra’s Transunion score was changed by the debt consolidation loan loan, changing to 828 from 841, which is normal in our experience.
Conclusion of Cassaundra’s debt consolidation loan
In the end, Cassaundra was able to find a debt consolidation loan for $108000 with an interest rate of 11.8% interest APR from State Central Bank in Bonaparte, Iowa repayable over 21 years from now.