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Debt Consolidation Loan For $24000 Near 33518, Florida With A Credit Score Of 764

$24000 Debt Consolidation Loan – Clearwater Florida, Credit Rating Of 764

  • Experian: 777 – This individual had an excellent Experian rating
  • Transunion: 752 – Kittie had an excellent credit rating with Transunion.
  • Equifax: Kittie’s Experian score was 764, which is an excellent credit rating on the Experian rating scheme.

Before applying for this debt consolidation loan, Kittie had an Experian score of 777, which is excellent, so The Exchange Bank and Trust Company of Clearwater likely cannot provide Kittie a debt consolidation loan

Experian Score: 777

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans range from $39,000.00 to $59,000.00. They are mainly used to pay off existing high interest loans like credit cards. Kittie required a debt consolidation loan to pay for their existing debt consolidation loan and their loan shark loan. Kittie was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your bad, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.3%.

Contact Details for The Exchange Bank and Trust Company of Clearwater, the provider of this debt consolidation loan

  • The Exchange Bank and Trust Company of Clearwater
  • City: Clearwater
  • State: Florida
  • Address: 1640 Gulf-To-bay Boulevard
  • County: Pinellas
  • Zip code: 33518

Fast Loans for Kittie in Clearwater, Florida to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Clearwater, Florida aren’t actually that difficult to obtain, especially if you have some gumption like Kittie. Kittie was able to find a fast loan for $24000 from Southeast Bank of Wildwood and Century Bank of Orange County, but declined both offers in favor of their debt consolidation loan from The Exchange Bank and Trust Company of Clearwater. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. An improvement if a client is on the go.

Kittie’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their casino surveillance officer job and their future career as an oceanographic assistant

Fico Score: 764

Previous requests on Kittie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$53370.00 10 6.7% $611.45 NCNB National Bank of Florida June 25, 2011
$53180.00 8 10.6% $823.94 Southeast Bank of Madison County, National Association January 16, 2013
$52510.00 4 9.6% $1321.72 Southeast Bank of Wildwood September 1, 2014
$52550.00 8 11.5% $839.72 Atlantic Bank of Jacksonville March 27, 2015

Kittie was rejected by The Huntington National Bank of Lakeland 4 times before being granted funding by The Exchange Bank and Trust Company of Clearwater at 1640 Gulf-To-bay Boulevard

On February 20, 2013, Kittie applied about borrowing $14,000 from SunTrust Bank, Northwest, Florida with Kareem, their friend from just outside Clearwater, and even with the co-signer, Kittie was rejected for this debt consolidation loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Kittie has a very low current total income, but has several of prospects

Kittie has always wanted to be an oceanographic assistant, but would have to attend Clarkson College again to become one. Kittie has other possibilities as well, including platemakers, elementary school administrator, and funeral attendant, which pay $51,000 through to $109,000 per year, at least. For this reason, we think that Kittie can afford this debt consolidation loan of $24000.

Installment loan for Kittie, a graduate of Clarkson College and a casino surveillance officer working for over $76,000 per year

Kittie, an alumnus at Clarkson College and a casino surveillance officer in Clearwater, Florida needs a debt consolidation loan to purchase a car. Kittie has instead chosen to get an installment loan for $18,000 and is currently seeking lenders like The Broadway National Bank of Tampa to process their request.

Client Profile: Kittie Wisely of Clearwater, Florida
  • Full name (Changed if requested): Kittie Wisely
  • Current Credit: loans.hit.utils.Fico@433c675d
  • Current City: Clearwater
  • State: Florida
  • Zip code: 33523
  • Yearly income: $35,000
  • Current Job: casino surveillance officer
  • Current County: Pinellas
  • Goal Yearly Income: $89,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Kittie’s Transunion score was altered by the debt consolidation loan loan, changing to 752 from 764, which is normal in our experience.

Transunion Score: 752

Signature Loan easily acquired in Clearwater, Florida for $24000 with excellent credit by Kittie

Many clients have difficulty with obtaining signature loans in Clearwater, Florida, and Kittie is not an exception. Kittie went to 6 lending institutions or more before finding The Exchange Bank and Trust Company of Clearwater, who offered Kittie a signature loan for $24000. Most signature loans simply require a client, like Kittie’s signature to obtain them, up to $22,000 in some cases. Kittie was able to get $24000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans do not require collateral, they generally require better credit, as high as 792

Several previous requests for credit have been made by Kittie in the past, including one from Suburban Bank & Trust Company in Clearwater, Florida before Kittie was accepted for the $24000 by The Exchange Bank and Trust Company of Clearwater

Kittie made 8 prior attempts to obtain a debt consolidation loan, 2 of which were with Suburban Bank & Trust Company, a lending institution in Clearwater, Florida known to specialize in debt consolidation loans specifically. Before finding The Exchange Bank and Trust Company of Clearwater, Kittie was concerned due to their inexperience and excellent credit rating.

Paraphrased and Standardized Quote from Kittie for this debt consolidation loan of $24000, provided by The Exchange Bank and Trust Company of Clearwater

Hello, I am Kittie and I am from Clearwater in Florida. Pinellas, county is where I grew up, and now I need a debt consolidation loan in Florida for $24000 to renovate my home. It wasn’t easy, but The Exchange Bank and Trust Company of Clearwater really came through for me with this loan for 7.4% interest APR and a term of 14 years. I can probably repay the loan over the 14 year term, including interest. A big thanks to The Exchange Bank and Trust Company of Clearwater for trusting me and my excellent credit. It look me 4 years to create my credit to 764, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.

7 Months Ago, Kittie Attempted to Find a High Risk Loan for $47,000.00, and it was Hard

It is an existing struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Kittie. Kittie decided not to get a high risk loan this time. High Risk loans are given to very low credit individuals. Clients with credit ratings as low as 572 can inquire for a high risk loan and possibly can be approved.

When Kittie was 18, they attempted to obtain a student loan from 4 different banks, which harmed their credit rating. Below is a chronology of Kittie’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $36,000.00 on February 10, 2013
  • Attempt 2) Loan for $33,000.00 on January 9, 2013
  • Attempt 3) Loan for $26,000.00 on February 2, 2012
  • Attempt 4) Loan for $26,000.00 on January 20, 2013

Personal Loan for a casino surveillance officer named Kittie in Clearwater, Florida to Pay Off Shell Drive for Five Card

Kittie had a tonne of credit card debt on their Tioga State Bank Secured Visa Card and their San Francisco Renegades Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Kittie’s job as a casino surveillance officer, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Conclusion of Kittie’s debt consolidation loan

In the end, Kittie was able to find a debt consolidation loan for $24000 with an interest rate of 7.2% interest APR from The Exchange Bank and Trust Company of Clearwater in Clearwater, Florida repayable over 14 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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