$34000 Debt Consolidation Loan – Clara City Minnesota, Credit Rating Of 836
- Experian: 847 – This individual had an excellent Experian score
- Transunion: 822 – Lottie had an excellent credit rating with Transunion.
- Equifax: Lottie’s Experian score was 836, which is an excellent credit score on the Experian rating scheme.
Fast Loans for Lottie in Clara City, Minnesota to prevent bankruptcy or harm from debt collectors.
Fast loans in Clara City, Minnesota aren’t actually that difficult to obtain, particularly if you have some gumption like Lottie. Lottie was able to find a fast loan for $34000 from Clinton State Bank and O’Connor Bros. State Bank of Renville, but declined both offers in favor of their debt consolidation loan from Americana State Bank of Clara City. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if a client is on the go.
Previous requests on Lottie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$82190.00||9||9.1%||$1117.45||Marquette Bank Cannon Falls||July 19, 2009|
|$82210.00||8||9.4%||$1221.52||Root River State Bank||October 17, 2010|
|$82240.00||3||11.2%||$2700.23||Clinton State Bank||December 19, 2011|
|$82490.00||7||5.8%||$1197.17||Peoples State Bank of Plainview||May 28, 2012|
7 Months Ago, Lottie Attempted Finding a High Risk Loan for $25,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Lottie. Lottie chose not to get a high risk loan this time. High Risk loans are given to bad credit clients. Borrowers with credit ratings as low as 311 can inquire for a high risk loan and may be be accepted.
Lottie has a sad current gross income, but has several of prospects
Lottie has always wanted to be a real estate broker, but would have to attend Hinton Barber and Beauty College again to become one. Lottie has other possibilities as well, including harbor master, soil conservationist, and controller, which pay $57,000 through to $102,000 per year, at least. For this reason, we believe that Lottie can afford this debt consolidation loan of $34000.
Paraphrased and Standardized Quote from Lottie for this debt consolidation loan of $34000, provided by Americana State Bank of Clara City
Hello, I am Lottie and I’m from Clara City in Minnesota. Chippewa, county is where I grew up, and now I need a debt consolidation loan in Minnesota for $34000 to buy a car. It has been difficult, but Americana State Bank of Clara City really came through for me with this loan for 6.4% interest APR and a term of 1 years. I can probably repay the loan over the 1 year term, including interest. A big thanks to Americana State Bank of Clara City for trusting me and my excellent credit. It look me 4 years to build my credit to 836, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.
Signature Loan acquired in Clara City, Minnesota for $34000 with excellent credit by Lottie
Many borrowers struggle with obtaining signature loans in Clara City, Minnesota, and Lottie is no exception. Lottie went to 4 lenders or more before finding Americana State Bank of Clara City, who offered Lottie a signature loan for $34000. Typical signature loans simply need a client, like Lottie’s signature to obtain them, up to $20,000 in some cases. Lottie was able to get $34000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans do not need collateral, these loans generally need better credit, as high as 717
Lottie’s Transunion score was altered by the debt consolidation loan loan, changing to 822 from 836, which is typical in our experience.
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $23,000.00 to $46,000.00. They are mainly used to pay off existing high interest loans like credit cards. Lottie required a debt consolidation loan to pay for their existing debt consolidation loan and their loan shark loan. Lottie was able to find a debt consolidation loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.6%.
Contact Details for Americana State Bank of Clara City, the provider of this debt consolidation loan
- Americana State Bank of Clara City
- City: Clara City
- State: Minnesota
- Address: 116 North Main Street
- County: Chippewa
- Zip code: 56222
Lottie was rejected by Citizens State Bank of Green Isle 5 times prior to being approved by Americana State Bank of Clara City at 116 North Main Street
On August 23, 2011, Lottie inquired about borrowing $31,000 from Citizens State Bank of Gaylord with Sherryl, their in law from just outside Clara City, and even with the co-signer, Lottie was rejected for this debt consolidation loan. With excellent credit, it can be challenging to procure funding, even with collateral and a co-signer.
When Lottie was 21, they tried to obtain a student loan from 4 different lenders, which harmed their credit rating. Below is a chronology of Lottie’s previous attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on May 27, 2011
- Attempt 2) Loan for $29,000.00 on March 14, 2010
- Attempt 3) Loan for $35,000.00 on July 4, 2011
- Attempt 4) Loan for $24,000.00 on February 5, 2012
Many previous requests for credit have been made by Lottie in the past, including one from Sun Bank/Citrus County, National Association in Clara City, Minnesota before Lottie was accepted for the $34000 by Americana State Bank of Clara City
Lottie made 7 previous tries to obtain a debt consolidation loan, 2 of which were with Sun Bank/Citrus County, National Association, a lender in Clara City, Minnesota known to specialize in debt consolidation loans specifically. Prior to finding Americana State Bank of Clara City, Lottie was desperate due to their inexperience and excellent credit rating.
Installment loan for Lottie, a graduate of Hinton Barber and Beauty College and a pilot working for over $68,000 per year
Lottie, an alumnus at Hinton Barber and Beauty College and a pilot in Clara City, Minnesota needs a debt consolidation loan to purchase something frivolous. Lottie has instead decided to obtain an installment loan for $27,000 and is currently seeking lenders like Norwest Bank Sauk Rapids, National Association to provide it.
Lottie’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their pilot job and their future career as a real estate broker
Before applying for this debt consolidation loan, Lottie had an Experian score of 847, which is excellent, so Americana State Bank of Clara City likely cannot provide Lottie a debt consolidation loan
Personal Loan for a pilot named Lottie in Clara City, Minnesota to Pay Off Merrill Lynch Business Signature Rewards
Lottie had a lot of credit card debt on their AAA Visa Signature Card with WorldPoints Rewards and their Quantas, and they were starting to get in over their heads. Despite Lottie’s job as a pilot, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
- Full name (Changed if requested): Lottie Reha
- Current Credit: loans.hit.utils.Fico@37bba400
- Current City: Clara City
- State: Minnesota
- Zip code: 56226
- Yearly income: $58,000
- Current Job: pilot
- Current County: Chippewa
- Goal Yearly Income: $112,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Conclusion of Lottie’s debt consolidation loan
In the end, Lottie was able to find a debt consolidation loan for $34000 with an interest rate of 5.2% interest APR from Americana State Bank of Clara City in Clara City, Minnesota repayable over 1 years from today.