$82000 Debt Consolidation Loan – Harahan Louisiana, Credit Rating Of 653
- Experian: 671 – The client had a good Experian score
- Transunion: 639 – Alishia had a good credit rating with Transunion.
- Equifax: Alishia’s Experian score was 653, which is a good credit rating with the Experian scale.
Installment loan for Alishia, a graduate of Knox Theological Seminary and a plant breeder working for over $73,000 per year
Alishia, an alumnus at Knox Theological Seminary and a plant breeder in Harahan, Louisiana needs a debt consolidation loan to purchase a house. Alishia has instead chosen to obtain an installment loan for $20,000 and is at present seeking lenders like City National Bank of Baton Rouge to process their request.
Fast Loans for Alishia in Harahan, Louisiana to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Harahan, Louisiana aren’t actually that difficult to obtain, particularly if you have some gumption like Alishia. Alishia was able to find a fast loan for $82000 from The Premier Bank of South Louisiana and Bank of Grand Cane, but declined both offers in favor of their debt consolidation loan from Elmwood Federal Savings and Loan Association. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement if you are in a pinch.
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans vary from $35,000.00 to $59,000.00. They are typically used to pay off existing high interest loans like credit cards. Alishia needed a debt consolidation loan to pay for their existing debt consolidation loan and their payday loan. Alishia was able to find a debt consolidation loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.3%.
Previous requests on Alishia’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$102810.00||6||5.4%||$1674.89||Bank of Zachary||May 19, 2010|
|$102840.00||7||11.7%||$1798.95||Landmark Bank||October 19, 2010|
|$103150.00||6||8.4%||$1828.77||Bank of Gonzales||August 13, 2012|
|$102830.00||11||10.6%||$1322.58||The Highlands Bank||December 26, 2012|
Alishia’s Transunion score was changed by the debt consolidation loan loan, changing to 639 from 653, which is typical in our experience.
Alishia was not approved by City National Bank of Baton Rouge 6 times before being accepted by Elmwood Federal Savings and Loan Association at 5360 Mounes Street
On September 9, 2011, Alishia applied about borrowing $30,000 from Bank of Gonzales with Tyson, their in law from just outside Harahan, and even with the co-signer, Alishia was rejected for this debt consolidation loan. With good credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Alishia has a low current gross income, but has several of prospects
Alishia has always wanted to be an insurance agent, but would have to attend Knox Theological Seminary again to achieve it. Alishia has other prospects as well, including motorcycle mechanic, field health officer, and sales representative, which pay $53,000 through to $94,000 per year, on average. For this reason, we believe that Alishia can afford this debt consolidation loan of $82000.
When Alishia was 18, they tried to obtain a student loan from 5 different banks, which harmed their credit rating. Below is a list of Alishia’s previous attempts at finding a student loan:
- Attempt 1) Loan for $25,000.00 on June 28, 2010
- Attempt 2) Loan for $36,000.00 on April 24, 2009
- Attempt 3) Loan for $20,000.00 on October 8, 2009
- Attempt 4) Loan for $31,000.00 on July 21, 2010
- Attempt 5) Loan for $28,000.00 on September 3, 2011
Paraphrased and Standardized Quote from Alishia for this debt consolidation loan of $82000, provided by Elmwood Federal Savings and Loan Association
Hello, I am Alishia and my hometown is Harahan in Louisiana. Jefferson, county is where I grew up, and now I need a debt consolidation loan in Louisiana for $82000 to buy a car. It has been difficult, but Elmwood Federal Savings and Loan Association really came through for me with this loan for 7.7% interest APR and a term of 1 years. I will repay the loan over the 1 year term, including interest. A big thanks to Elmwood Federal Savings and Loan Association for giving me a chance and my good credit. It look me 9 years to create my credit to 653, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.
Several other requests for credit have been made by Alishia in the past, including one from Citizens First Bank in Harahan, Louisiana before Alishia was accepted for the $82000 by Elmwood Federal Savings and Loan Association
Alishia made 9 previous attempts to obtain a debt consolidation loan, 2 of which were with Citizens First Bank, a lending institution in Harahan, Louisiana known to specialize in debt consolidation loans specifically. Before finding Elmwood Federal Savings and Loan Association, Alishia was desperate due to their inexperience and good credit score.
7 Months Ago, Alishia Tried to Find a High Risk Loan for $45,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Alishia. Alishia chose not to obtain a high risk loan this time. High Risk loans are given to bad credit applicants. Borrowers with credit ratings as low as 323 can apply for a high risk loan and have a chance to be approved.
Before applying for this debt consolidation loan, Alishia had an Experian score of 671, which is good, so Elmwood Federal Savings and Loan Association probably cannot provide Alishia a debt consolidation loan
Signature Loan easily acquired in Harahan, Louisiana for $82000 with good credit by Alishia
A lot of clients have difficulty with finding signature loans in Harahan, Louisiana, and Alishia is no different. Alishia went to 8 lenders or more prior to finding Elmwood Federal Savings and Loan Association, who offered Alishia a signature loan for $82000. Typical signature loans simply require a client, like Alishia’s signature to obtain them, up to $32,000 in some cases. Alishia was able to get $82000 as a debt consolidation loan, which is very high for a debt consolidation loan. Because signature loans do not need collateral, these loans generally need better credit, as high as 740
- Full name (Changed if requested): Alishia Binkerd
- Current Credit: loans.hit.utils.Fico@50040f0c
- Current City: Harahan
- State: Louisiana
- Zip code: 70129
- Yearly income: $56,000
- Current Job: plant breeder
- Current County: Jefferson
- Goal Yearly Income: $116,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Alishia’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their plant breeder job and their future career as an insurance agent
Contact Details for Elmwood Federal Savings and Loan Association, the provider of this debt consolidation loan
- Elmwood Federal Savings and Loan Association
- City: Harahan
- State: Louisiana
- Address: 5360 Mounes Street
- County: Jefferson
- Zip code: 70123
Personal Loan for a plant breeder named Alishia in Harahan, Louisiana to Pay Off Alabama Central Credit Union MasterCard
Alishia had a lot of credit card debt on their Legal Immigrant Association Visa Platinum Rewards Card and their P.C. Richard & Son Credit Card, and they were starting to get in over their heads. Despite Alishia’s job as a plant breeder, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Conclusion of Alishia’s debt consolidation loan
In the end, Alishia was able to find a debt consolidation loan for $82000 with an interest rate of 7.6% interest APR from Elmwood Federal Savings and Loan Association in Harahan, Louisiana repayable over 1 years from now.