Do you have over $10,000 in Debt? Get Help now.

Debt Consolidation Loan Of $22000 For Fair Credit Texas Resident

$22000 Debt Consolidation Loan – Port Arthur Texas, Credit Score Of 569

  • Experian: 581 – This individual had a fair Experian score
  • Transunion: 556 – Macie had a fair credit rating with Transunion.
  • Equifax: Macie’s Experian score was 569, which is a fair credit rating on the Experian system.

Fast Loans for Macie in Port Arthur, Texas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Port Arthur, Texas aren’t actually that difficult to obtain, particularly if you have some gumption like Macie. Macie was able to find a fast loan for $22000 from First Star Bank, S.S.B. and Austin Bank, Rusk, Texas, but turned down both offers in favor of their debt consolidation loan from First Interstate Bank of Port Arthur. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better in the case that a client is on the go.

9 Months in the Past, Macie Attempted Finding a High Risk Loan for $29,000.00, and it was Hard

It is an existing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Macie. Macie chose not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Individuals with credit scores as low as 347 can inquire for a high risk loan and possibly can be accepted.

Macie has a sad current yearly income, but has a large amount of prospects

Macie has always wanted to be a casino cashier, but would need attend Research College of Nursing again to achieve it. Macie has other possibilities as well, including facilities planner, construction laborer, and construction manager, which pay $55,000 through to $92,000 per year, on average. For this reason, we think that Macie can pay for this debt consolidation loan of $22000.

Client Profile: Macie Eberle of Port Arthur, Texas
  • Full name (Changed if requested): Macie Eberle
  • Current Credit: loans.hit.utils.Fico@2e0fa5d3
  • Current City: Port Arthur
  • State: Texas
  • Zip code: 77649
  • Yearly income: $69,000
  • Current Job: ornamental-metalwork designer
  • Current County: Jefferson
  • Goal Yearly Income: $141,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Personal Loan for an ornamental-metalwork designer named Macie in Port Arthur, Texas to Pay Off Key Bank Young Adult MasterCard

Macie had a tonne of credit card debt on their Genisys Credit Union College Rewards Visa Card and their Trek Credit Card, and they were starting to get in over their heads. Despite Macie’s job as an ornamental-metalwork designer, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Many other requests for credit have been made by Macie in the past, including one from First American Savings Bank, SSB in Port Arthur, Texas before Macie was approved for the $22000 by First Interstate Bank of Port Arthur

Macie made 7 previous tries to obtain a debt consolidation loan, 2 of which were with First American Savings Bank, SSB, a bank in Port Arthur, Texas known to specialize in debt consolidation loans specifically. Prior to finding First Interstate Bank of Port Arthur, Macie was desperate due to their inexperience and fair credit rating.

When Macie was 18, they tried to obtain a student loan from 4 alternate lenders, which harmed their credit rating. Below is a chronology of Macie’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $34,000.00 on December 14, 2012
  • Attempt 2) Loan for $23,000.00 on July 24, 2013
  • Attempt 3) Loan for $32,000.00 on April 25, 2012
  • Attempt 4) Loan for $36,000.00 on April 23, 2013

Installment loan for Macie, a graduate of Research College of Nursing and an ornamental-metalwork designer working for over $74,000 per year

Macie, an alumnus at Research College of Nursing and an ornamental-metalwork designer in Port Arthur, Texas wants a debt consolidation loan to purchase a car. Macie has instead decided to get an installment loan for $9,000 and is currently seeking lenders like MBank Greenville, National Association to provide it.

Contact Details for First Interstate Bank of Port Arthur, the provider of this debt consolidation loan

  • First Interstate Bank of Port Arthur
  • City: Port Arthur
  • State: Texas
  • Address: 441 Austin Avenue
  • County: Jefferson
  • Zip code: 77640

Signature Loan easily acquired in Port Arthur, Texas for $22000 with fair credit by Macie

A lot of borrowers struggle with obtaining signature loans in Port Arthur, Texas, and Macie is no exception. Macie went to 5 lenders or more before settling on First Interstate Bank of Port Arthur, who offered Macie a signature loan for $22000. Most signature loans simply need a client, like Macie’s signature to get them, up to $23,000 in some cases. Macie was able to get $22000 as a debt consolidation loan, which is very high for a debt consolidation loan. Because signature loans don’t need collateral, these loans generally require improved credit, as high as 720

Macie’s Transunion score was altered by the debt consolidation loan loan, changing to 556 from 569, which is typical in our experience.

Transunion Score: 556

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $20,000.00 to $47,000.00. They are typically used to pay off existing high interest loans like credit cards. Macie needed a debt consolidation loan to pay for their existing debt consolidation loan and their loan shark loan. Macie was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.4%.

Previous requests on Macie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$70480.00 10 11.5% $990.92 Comerica Bank March 14, 2009
$70120.00 4 7.4% $1692.15 First Star Bank, S.S.B. March 29, 2013
$69880.00 3 5.4% $2106.94 Brownfield State Bank & Trust Co. October 28, 2013
$70460.00 7 6.5% $1046.29 First Bank & Trust, Bryan, Texas December 15, 2013

Macie was not approved by Guaranty Bank & Trust, N.A. 5 times before being accepted by First Interstate Bank of Port Arthur at 441 Austin Avenue

On April 22, 2009, Macie inquired about borrowing $17,000 from First Bank & Trust of Clarendon with Edelmira, their friend from just outside Port Arthur, and even with the co-signer, Macie was rejected for this debt consolidation loan. With fair credit, it can be challenging to procure funding, even with collateral and a co-signer.

Macie’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their ornamental-metalwork designer job and their future career as a casino cashier

Fico Score: 569

Paraphrased and Standardized Quote from Macie for this debt consolidation loan of $22000, provided by First Interstate Bank of Port Arthur

Hello, I am Macie and I’m from Port Arthur in Texas. Jefferson, county is where I grew up, and now I need a debt consolidation loan in Texas for $22000 to buy a car. It wasn’t easy, but First Interstate Bank of Port Arthur really came through for me with this loan for 7.5% interest APR and a term of 7 years. I can probably repay the loan over the 7 year term, including interest. A big thanks to First Interstate Bank of Port Arthur for trusting me and my fair credit. It look me 6 years to create my credit to 569, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.

Before applying for this debt consolidation loan, Macie had an Experian score of 581, which is fair, so First Interstate Bank of Port Arthur likely cannot provide Macie a debt consolidation loan

Experian Score: 581

Conclusion of Macie’s debt consolidation loan

In the end, Macie was able to find a debt consolidation loan for $22000 with an interest rate of 10.7% interest APR from First Interstate Bank of Port Arthur in Port Arthur, Texas repayable over 7 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.