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Debt Consolidation Loan Of $96000 For Good Credit Pennsylvania Resident

$96000 Debt Consolidation Loan – Pittsburgh Pennsylvania, Credit Score Of 615

  • Experian: 625 – They had a good Experian score
  • Transunion: 603 – Harland had a good credit rating with Transunion.
  • Equifax: Harland’s Experian score was 615, which is a good credit score on the Experian scale.

Harland’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their broadcast news analyst job and their future job as a personnel administrator

Fico Score: 615

Contact Details for Workingmens Savings Bank, the provider of this debt consolidation loan

  • Workingmens Savings Bank
  • City: Pittsburgh
  • State: Pennsylvania
  • Address: Foreland Street At Middle Street
  • County: Allegheny
  • Zip code: 15212

Signature Loan easily acquired in Pittsburgh, Pennsylvania for $96000 with good credit by Harland

Many prospective borrowers struggle with obtaining signature loans in Pittsburgh, Pennsylvania, and Harland is not an exception. Harland went to 4 lenders or more before finding Workingmens Savings Bank, who offered Harland a signature loan for $96000. Typical signature loans simply need a client, like Harland’s signature to obtain them, up to $42,000 in some cases. Harland was able to get $96000 as a debt consolidation loan, which is very high for a debt consolidation loan. Because signature loans don’t require collateral, these loans generally require better credit, as high as 761

Many other requests for credit have been made by Harland in the past, including one from First State Bank Iowa in Pittsburgh, Pennsylvania before Harland was approved for the $96000 by Workingmens Savings Bank

Harland made 6 prior attempts to obtain a debt consolidation loan, 2 of which were with First State Bank Iowa, a lending institution in Pittsburgh, Pennsylvania known to specialize in debt consolidation loans specifically. Prior to finding Workingmens Savings Bank, Harland was very concerned due to their inexperience and good credit rating.

When Harland was 23, they attempted to obtain a student loan from 7 different banks, which damaged their credit rating. Below is a chronology of Harland’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on September 26, 2011
  • Attempt 2) Loan for $22,000.00 on December 18, 2009
  • Attempt 3) Loan for $28,000.00 on January 19, 2009
  • Attempt 4) Loan for $25,000.00 on December 8, 2013
  • Attempt 5) Loan for $20,000.00 on July 29, 2012
  • Attempt 6) Loan for $20,000.00 on December 9, 2008
  • Attempt 7) Loan for $33,000.00 on December 18, 2008

Harland has a low current yearly income, but has several of prospects

Harland has always wanted to be a personnel administrator, but would need attend Mineral County Technical Center again to become one. Harland has other possibilities as well, including alcohol & drug abuse assistance coordinator, logging worker supervisor, and fashion designer, which pay $50,000 through to $108,000 per year, on average. For this reason, we believe that Harland can pay for this debt consolidation loan of $96000.

Harland was rejected by Penn Security Bank and Trust Company 7 times prior to being accepted by Workingmens Savings Bank at Foreland Street At Middle Street

On January 15, 2011, Harland applied about borrowing $17,000 from Green Ridge Bank with Tenesha, their in law from just outside Pittsburgh, and even with the co-signer, Harland was rejected for this debt consolidation loan. With good credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Before applying for this debt consolidation loan, Harland had an Experian score of 625, which is good, so Workingmens Savings Bank probably cannot provide Harland a debt consolidation loan

Experian Score: 625

Harland’s Transunion score was changed by the debt consolidation loan loan, changing to 603 from 615, which is typical in our experience.

Transunion Score: 603

Paraphrased and Standardized Quote from Harland for this debt consolidation loan of $96000, provided by Workingmens Savings Bank

Hello, I am Harland and I’m from Pittsburgh in Pennsylvania. Allegheny, county is where I grew up, and now I need a debt consolidation loan in Pennsylvania for $96000 to pay bills. It has been difficult, but Workingmens Savings Bank really came through for me with this loan for 11.1% interest APR and a term of 9 years. I can repay the loan over the 9 year term, including interest. A big thanks to Workingmens Savings Bank for giving me a chance and my good credit. It look me 6 years to create my credit to 615, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.

Personal Loan for a broadcast news analyst named Harland in Pittsburgh, Pennsylvania to Pay Off Elks Platinum Visa Credit Card

Harland had a lot of credit card debt on their Western Union Gold Card Prepaid Visa and their Building Industry Association of Southern California Baldy View Chapter Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Harland’s job as a broadcast news analyst, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Fast Loans for Harland in Pittsburgh, Pennsylvania to prevent bankruptcy or harm from debt collectors.

Fast loans in Pittsburgh, Pennsylvania aren’t actually that difficult to obtain, especially if you have some finesse like Harland. Harland was able to find a fast loan for $96000 from First Columbia Bank & Trust Co. and Merchants Bank (North), but declined both offers in favor of their debt consolidation loan from Workingmens Savings Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big difference in the case that a client is in a pinch.

Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $32,000.00 to $58,000.00. They are typically used to pay off existing high interest loans like credit cards. Harland required a debt consolidation loan to pay for their existing debt consolidation loan and their payday loan. Harland was able to find a debt consolidation loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.3%.

9 Months in the Past, Harland Attempted Finding a High Risk Loan for $20,000.00, and it was Hard

There is an well known struggle for clients to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Harland. Harland decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Borrowers with credit scores as low as 327 can apply for a high risk loan and have a chance to be approved.

Installment loan for Harland, a graduate of Mineral County Technical Center and a broadcast news analyst working for over $77,000 per year

Harland, an alumnus at Mineral County Technical Center and a broadcast news analyst in Pittsburgh, Pennsylvania needs a debt consolidation loan to purchase a house. Harland has instead chosen to get an installment loan for $14,000 and is at present seeking lenders like First Lehigh Bank to process their request.

Previous requests on Harland’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$108730.00 6 9.3% $1976.14 The People’s Bank of Oxford March 14, 2010
$108780.00 10 10.1% $1443.57 First Lehigh Bank April 17, 2011
$109290.00 9 6.7% $1350.26 SunBank April 4, 2013
$109420.00 3 5.4% $3299.1 Merchants Bank (North) April 7, 2014
$109260.00 4 9.2% $2729.33 Green Ridge Bank May 23, 2015
Client Profile: Harland Vandre of Pittsburgh, Pennsylvania
  • Full name (Changed if requested): Harland Vandre
  • Current Credit: loans.hit.utils.Fico@5b6f7412
  • Current City: Pittsburgh
  • State: Pennsylvania
  • Zip code: 15215
  • Yearly income: $40,000
  • Current Job: broadcast news analyst
  • Current County: Allegheny
  • Goal Yearly Income: $89,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Conclusion of Harland’s debt consolidation loan

In the end, Harland was able to find a debt consolidation loan for $96000 with an interest rate of 11.2% interest APR from Workingmens Savings Bank in Pittsburgh, Pennsylvania repayable over 9 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.