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Debt Consolidation Loan With Low APR In Tulsa County, Oklahoma

$129000 Debt Consolidation Loan – Tulsa Oklahoma, Credit Rating Of 647

  • Experian: 659 – This individual had a good Experian rating
  • Transunion: 630 – Brady had a good credit rating with Transunion.
  • Equifax: Brady’s Experian score was 647, which is a good credit rating using the Experian rating scheme.

7 Months Ago, Brady Tried Finding a High Risk Loan for $47,000.00, and it was Hard

There is an well known struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Brady. Brady decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit individuals. Clients with credit scores as low as 343 can apply for a high risk loan and possibly can be accepted.

Installment loan for Brady, a graduate of Ashtabula County Technical and Career Campus and a telecommunications technician working for over $64,000 per year

Brady, an alumnus at Ashtabula County Technical and Career Campus and a telecommunications technician in Tulsa, Oklahoma wants a debt consolidation loan to purchase a car. Brady has instead chosen to get an installment loan for $23,000 and is currently seeking lenders like The Bank of Red Oak to process their request.

Brady has a very low current total income, but has a large amount of prospects

Brady has always wanted to be a traffic agent, but would have to attend Ashtabula County Technical and Career Campus again to achieve it. Brady has other possibilities as well, including sales promoter, artillery and missile crew member, and materials scientist, which pay $58,000 through to $92,000 per year, on average. Because of this, we believe that Brady can pay for this debt consolidation loan of $129000.

Before applying for this debt consolidation loan, Brady had an Experian score of 659, which is good, so Freedom Bank of Oklahoma likely cannot provide Brady a debt consolidation loan

Experian Score: 659

When Brady was 18, they tried to obtain a student loan from 4 alternate lenders, which damaged their credit score. Below is a list of Brady’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $22,000.00 on December 26, 2010
  • Attempt 2) Loan for $24,000.00 on January 4, 2014
  • Attempt 3) Loan for $21,000.00 on January 10, 2009
  • Attempt 4) Loan for $35,000.00 on November 3, 2010

Brady’s Transunion score was changed by the debt consolidation loan loan, changing to 630 from 647, which is normal in our experience.

Transunion Score: 630

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans vary from $33,000.00 to $41,000.00. They are normally used to pay off existing high interest loans like credit cards. Brady required a debt consolidation loan to pay for their existing debt consolidation loan and their credit card. Brady was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.8%.

Fast Loans for Brady in Tulsa, Oklahoma to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Tulsa, Oklahoma aren’t actually that difficult to obtain, especially if you have some finesse like Brady. Brady was able to find a fast loan for $129000 from Clayton State Bank and The Morris State Bank, but turned down both offers in favor of their debt consolidation loan from Freedom Bank of Oklahoma. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big difference in the case that a borrower is in a time sensitive situation.

Signature Loan easily acquired in Tulsa, Oklahoma for $129000 with good credit by Brady

A lot of clients struggle with finding signature loans in Tulsa, Oklahoma, and Brady is no exception. Brady went to 4 lenders or more prior to finding Freedom Bank of Oklahoma, who offered Brady a signature loan for $129000. Most signature loans simply require a client, like Brady’s signature to obtain them, up to $22,000 in some cases. Brady was able to get $129000 as a debt consolidation loan, which is very high for a debt consolidation loan. Because signature loans don’t require a cosigner, these loans tend to need better credit, as high as 729

Personal Loan for a telecommunications technician named Brady in Tulsa, Oklahoma to Pay Off Sears Card

Brady had a tonne of credit card debt on their RBC Shoppers Optimum MasterCard and their Berkshire Municipal Bank Cash Rewards American Express Card, and they were starting to get in over their heads. Despite Brady’s job as a telecommunications technician, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Multiple past requests for credit have been made by Brady in the past, including one from First National Bank in Fredonia in Tulsa, Oklahoma before Brady was approved for the $129000 by Freedom Bank of Oklahoma

Brady made 4 prior attempts to obtain a debt consolidation loan, 2 of which were with First National Bank in Fredonia, a lender in Tulsa, Oklahoma known to specialize in debt consolidation loans specifically. Before finding Freedom Bank of Oklahoma, Brady was very concerned due to their inexperience and good credit score.

Paraphrased and Standardized Quote from Brady for this debt consolidation loan of $129000, provided by Freedom Bank of Oklahoma

Hi, I am Brady and I am from Tulsa in Oklahoma. Tulsa, county is where I grew up, and now I need a debt consolidation loan in Oklahoma for $129000 to buy a car. It has been difficult, but Freedom Bank of Oklahoma really came through for me with this loan for 6.3% interest APR and a term of 5 years. I can repay the loan over the 5 year term, including interest. A big thanks to Freedom Bank of Oklahoma for trusting me and my good credit. It look me 9 years to create my credit to 647, and I won’t harm it any future. I am happy with Find Texas Loans for assisting me this far.

Contact Details for Freedom Bank of Oklahoma, the provider of this debt consolidation loan

  • Freedom Bank of Oklahoma
  • City: Tulsa
  • State: Oklahoma
  • Address: 6555 North Peoria Street
  • County: Tulsa
  • Zip code: 74156

Brady was rejected by Bank of Vici 6 times before being granted funding by Freedom Bank of Oklahoma at 6555 North Peoria Street

On May 11, 2014, Brady applied about borrowing $4,000 from Security First National Bank of Hugo with Huey, their in law from just outside Tulsa, and even with the co-signer, Brady was rejected for this debt consolidation loan. With good credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Previous requests on Brady’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$87160.00 8 10.8% $1359.76 The First State Bank February 4, 2011
$87200.00 9 9.3% $1194.85 Security Bank and Trust Company April 12, 2011
$87200.00 7 5.4% $1248.93 The First State Bank, Willow, Okla. June 21, 2012
$86750.00 7 6.5% $1288.19 Sooner State Bank March 13, 2013
Client Profile: Brady Bowlen of Tulsa, Oklahoma
  • Full name (Changed if requested): Brady Bowlen
  • Current Credit: loans.hit.utils.Fico@31221be2
  • Current City: Tulsa
  • State: Oklahoma
  • Zip code: 74161
  • Yearly income: $58,000
  • Current Job: telecommunications technician
  • Current County: Tulsa
  • Goal Yearly Income: $105,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Brady’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their telecommunications technician job and their future career as a traffic agent

Fico Score: 647

Conclusion of Brady’s debt consolidation loan

In the end, Brady was able to find a debt consolidation loan for $129000 with an interest rate of 6.0% interest APR from Freedom Bank of Oklahoma in Tulsa, Oklahoma repayable over 5 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.