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Dian Needed A Private Loan For $60000, Clute, Texas

$60000 Private Loan – Clute Texas, Credit Score Of 811

  • Experian: 826 – This client had an excellent Experian score
  • Transunion: 796 – Dian had an excellent credit score with Transunion.
  • Equifax: Dian’s Experian score was 811, which is an excellent credit rating using the Experian rating scheme.

Dian has a very low current yearly income, but has several of prospects

Dian has always wanted to be a safety inspector, but would have to attend Montana State University – Bozeman again to become one. Dian has other prospects as well, including psychology professor, airline flight attendant, and home economics teacher, which pay $55,000 through to $102,000 per year, on average. For this reason, we think that Dian can afford this private loan of $60000.

Paraphrased and Standardized Quote from Dian for this private loan of $60000, provided by Chemical National Bank

Hi, I am Dian and my hometown is Clute in Texas. Brazoria, county is where I grew up, and now I need a private loan in Texas for $60000 to renovate my home. It wasn’t easy, but Chemical National Bank really came through for me with this loan for 11.0% interest APR and a term of 8 years. I will repay the loan over the 8 year term, including interest. A big thanks to Chemical National Bank for giving me a chance and my excellent credit. It look me 4 years to create my credit to 811, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.

Fast Loans for Dian in Clute, Texas to prevent bankruptcy or harm from debt collectors.

Fast loans in Clute, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Dian. Dian was able to find a fast loan for $60000 from Comerica Bank and The Roscoe State Bank, but turned down both offers in favor of their private loan from Chemical National Bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement if you are in a time sensitive situation.

Dian was declined by First City Bank of Richardson 6 times prior to being accepted by Chemical National Bank at 1030 Dixie Drive

On June 21, 2012, Dian inquired about borrowing $39,000 from First RepublicBank Clifton with Tony, their in law from just outside Clute, and even with the co-signer, Dian was rejected for this private loan. With excellent credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $36,000.00 to $48,000.00. They are typically used to pay off existing high interest loans like credit cards. Dian needed a debt consolidation loan to pay for their existing private loan and their loan shark loan. Dian was able to find a private loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your bad, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.4%.

6 Months in the Past, Dian Tried to Find a High Risk Loan for $22,000.00, and it was Hard

There is an existing struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Dian. Dian decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit applicants. Borrowers with credit scores as low as 367 can apply for a high risk loan and have a chance to be accepted.

Contact Details for Chemical National Bank, the provider of this private loan

  • Chemical National Bank
  • City: Clute
  • State: Texas
  • Address: 1030 Dixie Drive
  • County: Brazoria
  • Zip code: 77531

Before applying for this private loan, Dian had an Experian score of 826, which is excellent, so Chemical National Bank most likely cannot provide Dian a private loan

Experian Score: 826

When Dian was 22, they attempted to obtain a student loan from 7 different lenders, which harmed their credit rating. Below is a chronology of Dian’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on April 9, 2011
  • Attempt 2) Loan for $34,000.00 on May 15, 2010
  • Attempt 3) Loan for $27,000.00 on May 3, 2013
  • Attempt 4) Loan for $20,000.00 on October 22, 2011
  • Attempt 5) Loan for $36,000.00 on July 6, 2012
  • Attempt 6) Loan for $39,000.00 on April 6, 2013
  • Attempt 7) Loan for $34,000.00 on April 25, 2012

Dian’s Transunion score was changed by the private loan loan, changing to 796 from 811, which is typical in our experience.

Transunion Score: 796

Installment loan for Dian, a graduate of Montana State University – Bozeman and a missionary worker working for over $70,000 per year

Dian, an alumnus at Montana State University – Bozeman and a missionary worker in Clute, Texas wants a private loan to purchase a car. Dian has instead decided to get an installment loan for $3,000 and is currently seeking lenders like Commercial Bank of Texas, National Association to process their request.

Client Profile: Dian Rhodus of Clute, Texas
  • Full name (Changed if requested): Dian Rhodus
  • Current Credit: loans.hit.utils.Fico@5e9f23b4
  • Current City: Clute
  • State: Texas
  • Zip code: 77535
  • Yearly income: $51,000
  • Current Job: missionary worker
  • Current County: Brazoria
  • Goal Yearly Income: $87,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Signature Loan easily acquired in Clute, Texas for $60000 with excellent credit by Dian

Most borrowers struggle with obtaining signature loans in Clute, Texas, and Dian is no exception. Dian went to 7 lending institutions or more prior to finding Chemical National Bank, who offered Dian a signature loan for $60000. Most signature loans simply require a client, like Dian’s signature to obtain them, up to $48,000 in some cases. Dian was able to get $60000 as a private loan, which is very high for a private loan. Because signature loans do not require collateral, they generally need improved credit, as high as 784

Previous requests on Dian’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$61240.00 8 5.4% $787.01 Comerica Bank February 18, 2013
$61310.00 4 9.4% $1537.37 First Star Bank, S.S.B. March 9, 2013
$61150.00 3 11.2% $2007.77 Brownfield State Bank & Trust Co. June 14, 2013
$61460.00 11 5.4% $618.52 First Bank & Trust, Bryan, Texas September 3, 2013
$61210.00 5 5.8% $1177.68 First Bank & Trust of Clarendon January 28, 2014

Dian’s Overall FICO score at the time of acceptance for a private loan, taking into account their missionary worker job and their future career as a safety inspector

Fico Score: 811

Several other requests for credit have been made by Dian in the past, including one from North Adams State Bank in Clute, Texas before Dian was approved for the $60000 by Chemical National Bank

Dian made 5 previous tries to obtain a private loan, 2 of which were with North Adams State Bank, a bank in Clute, Texas known to specialize in private loans specifically. Before finding Chemical National Bank, Dian was desperate due to their inexperience and excellent credit score.

Personal Loan for a missionary worker named Dian in Clute, Texas to Pay Off Reach Out and Read Visa Platinum Rewards Card

Dian had a tonne of credit card debt on their Pottery Barn Credit Card and their Arhaus Credit Card, and they were starting to get in over their heads. Despite Dian’s job as a missionary worker, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Conclusion of Dian’s private loan

In the end, Dian was able to find a private loan for $60000 with an interest rate of 10.6% interest APR from Chemical National Bank in Clute, Texas repayable over 8 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.