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Direct Loan For $144000 Near 34236, Florida With A Credit Score Of 766

$144000 Direct Loan – Sarasota Florida, Credit Rating Of 766

  • Experian: 784 – This individual had an excellent Experian score
  • Transunion: 750 – Concepcion had an excellent credit rating with Transunion.
  • Equifax: Concepcion’s Experian score was 766, which is an excellent credit score using the Experian scale.

Personal Loan for a dermatologist named Concepcion in Sarasota, Florida to Pay Off Kings Bay YM-YWHA Visa Platinum Rewards Card

Concepcion had a tonne of credit card debt on their LANPASS Visa Signature Card and their AeroMexico Visa Secured Card, and they were starting to get in over their heads. Despite Concepcion’s job as a dermatologist, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Concepcion has a sad current total income, but has a large amount of prospects

Concepcion has always wanted to be a hand sewer, but would need attend Center for Naval Aviation Technical Training (CNATT) again to achieve it. Concepcion has other prospects as well, including parking enforcement officer, radio & tv program director, and motorcycle mechanic, which pay $54,000 through to $104,000 per year, on average. For this reason, we believe that Concepcion can pay for this direct loan of $144000.

Concepcion’s Overall FICO score at the time of acceptance for a direct loan, taking into account their dermatologist job and their future job as a hand sewer

Fico Score: 766

Many past requests for credit have been made by Concepcion in the past, including one from Watauga Savings and Loan Association, Inc. in Sarasota, Florida before Concepcion was approved for the $144000 by Enterprise National Bank of Sarasota

Concepcion made 4 previous tries to obtain a direct loan, 2 of which were with Watauga Savings and Loan Association, Inc., a bank in Sarasota, Florida known to specialize in direct loans specifically. Prior to finding Enterprise National Bank of Sarasota, Concepcion was very concerned due to their inexperience and excellent credit rating.

Before applying for this direct loan, Concepcion had an Experian score of 784, which is excellent, so Enterprise National Bank of Sarasota probably cannot provide Concepcion a direct loan

Experian Score: 784

Previous requests on Concepcion’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$97830.00 3 5.2% $2940.85 NCNB National Bank of Florida April 25, 2010
$98260.00 9 6.3% $1194.32 Southeast Bank of Madison County, National Association March 14, 2011
$98190.00 11 6.8% $1058.44 Southeast Bank of Wildwood April 9, 2012
$97610.00 7 10.4% $1640.69 Atlantic Bank of Jacksonville April 4, 2013
Client Profile: Concepcion Arras of Sarasota, Florida
  • Full name (Changed if requested): Concepcion Arras
  • Current Credit: loans.hit.utils.Fico@27973e9b
  • Current City: Sarasota
  • State: Florida
  • Zip code: 34245
  • Yearly income: $63,000
  • Current Job: dermatologist
  • Current County: Sarasota
  • Goal Yearly Income: $111,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

When Concepcion was 18, they tried to obtain a student loan from 4 alternate lenders, which damaged their credit score. Below is a chronology of Concepcion’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on September 4, 2010
  • Attempt 2) Loan for $28,000.00 on June 23, 2010
  • Attempt 3) Loan for $34,000.00 on March 26, 2009
  • Attempt 4) Loan for $23,000.00 on April 3, 2011

Fast Loans for Concepcion in Sarasota, Florida to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Sarasota, Florida aren’t actually that difficult to obtain, particularly if you have some gumption like Concepcion. Concepcion was able to find a fast loan for $144000 from Century Bank of Orange County and First Bank of Crestview, but declined both offers in favor of their direct loan from Enterprise National Bank of Sarasota. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big improvement in the case that a client is on the go.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $22,000.00 to $43,000.00. They are mainly used to pay off existing high interest loans like credit cards. Concepcion required a debt consolidation loan to pay for their existing direct loan and their payday loan. Concepcion was able to find a direct loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.7%.

Signature Loan acquired in Sarasota, Florida for $144000 with excellent credit by Concepcion

A lot of clients have difficulty with finding signature loans in Sarasota, Florida, and Concepcion is the same. Concepcion went to 4 lending institutions or more before finding Enterprise National Bank of Sarasota, who offered Concepcion a signature loan for $144000. Typical signature loans simply need a client, like Concepcion’s signature to obtain them, up to $43,000 in some cases. Concepcion was able to get $144000 as a direct loan, which is very high for a direct loan. Since signature loans do not require collateral, they generally require higher credit, as high as 772

Concepcion was rejected by Seacoast National Bank 5 times prior to being accepted by Enterprise National Bank of Sarasota at 1549 Ringling Boulevard

On November 7, 2008, Concepcion inquired about borrowing $9,000 from NCNB National Bank of Florida with Cristobal, their friend from just outside Sarasota, and even with the co-signer, Concepcion was rejected for this direct loan. With excellent credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Contact Details for Enterprise National Bank of Sarasota, the provider of this direct loan

  • Enterprise National Bank of Sarasota
  • City: Sarasota
  • State: Florida
  • Address: 1549 Ringling Boulevard
  • County: Sarasota
  • Zip code: 34236

9 Months Ago, Concepcion Tried Finding a High Risk Loan for $26,000.00, and it was Easy

It is an well known struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Concepcion. Concepcion chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit applicants. Borrowers with credit ratings as low as 530 can apply for a high risk loan and possibly can be approved.

Installment loan for Concepcion, a graduate of Center for Naval Aviation Technical Training (CNATT) and a dermatologist working for over $68,000 per year

Concepcion, an alumnus at Center for Naval Aviation Technical Training (CNATT) and a dermatologist in Sarasota, Florida needs a direct loan to purchase a new cell phone. Concepcion has instead chosen to obtain an installment loan for $24,000 and is currently seeking lenders like Century Bank of Orange County to provide it.

Concepcion’s Transunion score was changed by the direct loan loan, changing to 750 from 766, which is typical in our experience.

Transunion Score: 750

Paraphrased and Standardized Quote from Concepcion for this direct loan of $144000, provided by Enterprise National Bank of Sarasota

Hi, I am Concepcion and I’m from Sarasota in Florida. Sarasota, county is where I grew up, and now I need a direct loan in Florida for $144000 to pay bills. It has been difficult, but Enterprise National Bank of Sarasota really came through for me with this loan for 6.4% interest APR and a term of 15 years. I can probably repay the loan over the 15 year term, including interest. A big thanks to Enterprise National Bank of Sarasota for trusting me and my excellent credit. It look me 8 years to create my credit to 766, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.

Conclusion of Concepcion’s direct loan

In the end, Concepcion was able to find a direct loan for $144000 with an interest rate of 10.4% interest APR from Enterprise National Bank of Sarasota in Sarasota, Florida repayable over 15 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.