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Direct Loan For $22000 Near 54552, Wisconsin With A Credit Score Of 704

$22000 Direct Loan – Park Falls Wisconsin, Credit Rating Of 704

  • Experian: 720 – This individual had a good Experian score
  • Transunion: 689 – Huey had a good credit score with Transunion.
  • Equifax: Huey’s Experian score was 704, which is a good credit rating using the Experian rating scheme.

When Huey was 21, they attempted to obtain a student loan from 7 alternate banks, which harmed their credit score. Below is a list of Huey’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on November 12, 2010
  • Attempt 2) Loan for $29,000.00 on March 31, 2011
  • Attempt 3) Loan for $34,000.00 on November 28, 2010
  • Attempt 4) Loan for $23,000.00 on March 26, 2012
  • Attempt 5) Loan for $22,000.00 on November 23, 2011
  • Attempt 6) Loan for $27,000.00 on July 7, 2010
  • Attempt 7) Loan for $38,000.00 on December 1, 2010

Contact Details for Park Falls State Bank, the provider of this direct loan

  • Park Falls State Bank
  • City: Park Falls
  • State: Wisconsin
  • Address: Third Avenue And First Street
  • County: Price
  • Zip code: 54552

Signature Loan found in Park Falls, Wisconsin for $22000 with good credit by Huey

Most prospective borrowers struggle with obtaining signature loans in Park Falls, Wisconsin, and Huey is no different. Huey went to 8 lending institutions or more before finding Park Falls State Bank, who offered Huey a signature loan for $22000. Most signature loans simply require a client, like Huey’s signature to obtain them, up to $39,000 in some cases. Huey was able to get $22000 as a direct loan, which is very high for a direct loan. Since signature loans do not need a cosigner, they tend to need improved credit, as high as 737

Before applying for this direct loan, Huey had an Experian score of 720, which is good, so Park Falls State Bank most likely cannot provide Huey a direct loan

Experian Score: 720

Personal Loan for a surgical technician/technologist named Huey in Park Falls, Wisconsin to Pay Off AeroMexico Visa Card

Huey had a lot of credit card debt on their Navy FCU Visa Signature Flagship Rewards Credit Card and their Cleveland Browns NFL Extra Points Visa Signature Card, and they were starting to get in over their heads. Despite Huey’s job as a surgical technician/technologist, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans vary from $37,000.00 to $58,000.00. They are normally used to pay off existing high interest loans like credit cards. Huey required a debt consolidation loan to pay for their existing direct loan and their payday loan. Huey was able to find a direct loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.7%.

Fast Loans for Huey in Park Falls, Wisconsin to prevent bankruptcy or harm from debt collectors.

Fast loans in Park Falls, Wisconsin aren’t actually that difficult to obtain, especially if you have some gumption like Huey. Huey was able to find a fast loan for $22000 from Wisconsin Marine Bank and Burlington Marine Bank, but turned down both offers in favor of their direct loan from Park Falls State Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement if a client is in a time sensitive situation.

7 Months in the Past, Huey Tried to Find a High Risk Loan for $46,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Huey. Huey decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Borrowers with credit scores as low as 466 can apply for a high risk loan and have a chance to be approved.

Client Profile: Huey Tsang of Park Falls, Wisconsin
  • Full name (Changed if requested): Huey Tsang
  • Current Credit: loans.hit.utils.Fico@5d099f62
  • Current City: Park Falls
  • State: Wisconsin
  • Zip code: 54561
  • Yearly income: $31,000
  • Current Job: surgical technician/technologist
  • Current County: Price
  • Goal Yearly Income: $83,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Huey was rejected by Baylake Bank 5 times before being granted funding by Park Falls State Bank at Third Avenue And First Street

On April 26, 2009, Huey applied about borrowing $10,000 from Wisconsin Marine Bank with Dulcie, their friend from just outside Park Falls, and even with the co-signer, Huey was rejected for this direct loan. With good credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Huey has a very low current total income, but has several of prospects

Huey has always wanted to be an aircraft launch and recovery specialist, but would have to attend Elite Beauty College – Westminster again to achieve it. Huey has other prospects as well, including fashion model, bulldozer / grader operator, and aeronautical & aerospace engineer, which pay $52,000 through to $101,000 per year, at least. Because of this, we think that Huey can afford this direct loan of $22000.

Paraphrased and Standardized Quote from Huey for this direct loan of $22000, provided by Park Falls State Bank

Hi, I am Huey and I’m from Park Falls in Wisconsin. Price, county is where I grew up, and now I need a direct loan in Wisconsin for $22000 to pay bills. It wasn’t easy, but Park Falls State Bank really came through for me with this loan for 5.4% interest APR and a term of 14 years. I can probably repay the loan over the 14 year term, including interest. A big thanks to Park Falls State Bank for trusting me and my good credit. It look me 7 years to build my credit to 704, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.

Multiple past requests for credit have been made by Huey in the past, including one from MBank in Park Falls, Wisconsin before Huey was approved for the $22000 by Park Falls State Bank

Huey made 4 prior attempts to obtain a direct loan, 2 of which were with MBank, a lending institution in Park Falls, Wisconsin known to specialize in direct loans specifically. Prior to finding Park Falls State Bank, Huey was concerned due to their inexperience and good credit rating.

Installment loan for Huey, a graduate of Elite Beauty College – Westminster and a surgical technician/technologist working for over $74,000 per year

Huey, an alumnus at Elite Beauty College – Westminster and a surgical technician/technologist in Park Falls, Wisconsin wants a direct loan to purchase a house. Huey has instead chosen to obtain an installment loan for $3,000 and is currently seeking lenders like Associated Bank Milwaukee to process their request.

Huey’s Transunion score was changed by the direct loan loan, changing to 689 from 704, which is typical in our experience.

Transunion Score: 689

Huey’s Overall FICO score at the time of acceptance for a direct loan, taking into account their surgical technician/technologist job and their future career as an aircraft launch and recovery specialist

Fico Score: 704

Previous requests on Huey’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$30240.00 3 7.1% $935.11 M&I Bank of Burlington January 18, 2011
$29650.00 7 7.6% $456.24 M&I Marshall and Ilsley Bank February 22, 2011
$30120.00 10 7.1% $351.27 Continental Bank & Trust Co. August 15, 2014
$30220.00 5 8.1% $614.2 Clare Bank, National Association June 19, 2015

Conclusion of Huey’s direct loan

In the end, Huey was able to find a direct loan for $22000 with an interest rate of 10.2% interest APR from Park Falls State Bank in Park Falls, Wisconsin repayable over 14 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.