$6000 Direct Loan – Harker Heights Texas, Credit Score Of 682
- Experian: 701 – This client had a good Experian score
- Transunion: 669 – Jeanne had a good credit score with Transunion.
- Equifax: Jeanne’s Experian score was 682, which is a good credit score on the Experian system.
When Jeanne was 20, they tried to obtain a student loan from 5 alternate banks, which damaged their credit rating. Below is a list of Jeanne’s prior attempts at finding a student loan:
- Attempt 1) Loan for $22,000.00 on August 22, 2012
- Attempt 2) Loan for $25,000.00 on December 3, 2008
- Attempt 3) Loan for $33,000.00 on June 20, 2012
- Attempt 4) Loan for $27,000.00 on December 9, 2008
- Attempt 5) Loan for $27,000.00 on August 17, 2009
Fast Loans for Jeanne in Harker Heights, Texas to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Harker Heights, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Jeanne. Jeanne was able to find a fast loan for $6000 from Brownfield State Bank & Trust Co. and First State Bank of Mathis, but turned down both offers in favor of their direct loan from Heights Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference in the case that a client is on the go.
Previous requests on Jeanne’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$94430.00||4||6.8%||$2252.49||Comerica Bank||October 27, 2011|
|$93690.00||3||11.8%||$3102.91||First Star Bank, S.S.B.||November 21, 2011|
|$94210.00||4||6.6%||$2238.53||Brownfield State Bank & Trust Co.||October 25, 2014|
|$94350.00||9||7.7%||$1213.69||First Bank & Trust, Bryan, Texas||February 15, 2015|
|$93890.00||3||5.1%||$2818.18||First Bank & Trust of Clarendon||July 25, 2015|
Installment loan for Jeanne, a graduate of Concordia University and a sports agent working for over $78,000 per year
Jeanne, an alumnus at Concordia University and a sports agent in Harker Heights, Texas needs a direct loan to purchase something frivolous. Jeanne has instead decided to obtain an installment loan for $21,000 and is at present seeking lenders like Comerica Bank to process their request.
Jeanne has a low current total income, but has several of prospects
Jeanne has always wanted to be an insurance underwriter, but would have to attend Concordia University again to become one. Jeanne has other possibilities as well, including automotive body repairer, operations management analyst, and middle school administrator, which pay $59,000 through to $100,000 per year, on average. Because of this, we believe that Jeanne can afford this direct loan of $6000.
Many past requests for credit have been made by Jeanne in the past, including one from First National Bank of Millstadt in Harker Heights, Texas before Jeanne was approved for the $6000 by Heights Bank
Jeanne made 5 previous tries to obtain a direct loan, 2 of which were with First National Bank of Millstadt, a bank in Harker Heights, Texas known to specialize in direct loans specifically. Prior to finding Heights Bank, Jeanne was desperate due to their inexperience and good credit score.
Personal Loan for a sports agent named Jeanne in Harker Heights, Texas to Pay Off Fifth Third Bank Responsible MasterCard
Jeanne had a lot of credit card debt on their P.C. Richard & Son Credit Card and their Arvest Elite Corporate Visa, and they were starting to get in over their heads. Despite Jeanne’s job as a sports agent, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
- Full name (Changed if requested): Jeanne Bambacigno
- Current Credit: loans.hit.utils.Fico@1b2c6ec2
- Current City: Harker Heights
- State: Texas
- Zip code: 76542
- Yearly income: $50,000
- Current Job: sports agent
- Current County: Bell
- Goal Yearly Income: $115,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Jeanne’s Overall FICO score at the time of acceptance for a direct loan, taking into account their sports agent job and their future job as an insurance underwriter
Paraphrased and Standardized Quote from Jeanne for this direct loan of $6000, provided by Heights Bank
Hello, I am Jeanne and my hometown is Harker Heights in Texas. Bell, county is where I grew up, and now I need a direct loan in Texas for $6000 to avoid bankruptcy. It wasn’t easy, but Heights Bank really came through for me with this loan for 9.8% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to Heights Bank for trusting me and my good credit. It look me 5 years to create my credit to 682, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.
Jeanne’s Transunion score was altered by the direct loan loan, changing to 669 from 682, which is normal in our experience.
Jeanne was not approved by First Community Bank San Antonio, National Association 7 times before being granted funding by Heights Bank at 901 South Ann Boulevard
On October 22, 2010, Jeanne applied about borrowing $3,000 from The Roscoe State Bank with Lupe, their in law from just outside Harker Heights, and even with the co-signer, Jeanne was rejected for this direct loan. With good credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Signature Loan acquired in Harker Heights, Texas for $6000 with good credit by Jeanne
A lot of borrowers have difficulty with finding signature loans in Harker Heights, Texas, and Jeanne is no different. Jeanne went to 4 lenders or more before settling on Heights Bank, who offered Jeanne a signature loan for $6000. Most signature loans simply need a client, like Jeanne’s signature to get them, up to $23,000 in some cases. Jeanne was able to get $6000 as a direct loan, which is very high for a direct loan. Because signature loans don’t require a cosigner, they tend to require improved credit, as high as 764
Before applying for this direct loan, Jeanne had an Experian score of 701, which is good, so Heights Bank most likely cannot provide Jeanne a direct loan
Contact Details for Heights Bank, the provider of this direct loan
- Heights Bank
- City: Harker Heights
- State: Texas
- Address: 901 South Ann Boulevard
- County: Bell
- Zip code: 76541
Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans range from $29,000.00 to $48,000.00. They are normally used to pay off existing high interest loans like credit cards. Jeanne needed a debt consolidation loan to pay for their existing direct loan and their loan shark loan. Jeanne was able to find a direct loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your dirty, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.7%.
8 Months Ago, Jeanne Tried Finding a High Risk Loan for $30,000.00, and it was Easy
It is an existing struggle for clients to get high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Jeanne. Jeanne chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit individuals. Individuals with credit scores as low as 376 can inquire for a high risk loan and have a chance to be approved.
Conclusion of Jeanne’s direct loan
In the end, Jeanne was able to find a direct loan for $6000 with an interest rate of 10.5% interest APR from Heights Bank in Harker Heights, Texas repayable over 23 years from today.