Do you have over $10,000 in Debt? Get Help now.

Dorris Needed A Fast Loan For $36000, Tuscaloosa, Alabama

$36000 Fast Loan – Tuscaloosa Alabama, Credit Rating Of 583

  • Experian: 601 – The client had a fair Experian rating
  • Transunion: 568 – Dorris had a fair credit score with Transunion.
  • Equifax: Dorris’s Experian score was 583, which is a fair credit rating on the Experian rating scheme.

Installment loan for Dorris, a graduate of Salter College and a job analyst working for over $76,000 per year

Dorris, an alumnus at Salter College and a job analyst in Tuscaloosa, Alabama needs a fast loan to purchase something frivolous. Dorris has instead decided to get an installment loan for $17,000 and is at present seeking lenders like The Citizens Bank of Georgiana to provide it.

Dorris’s Overall FICO score at the time of acceptance for a fast loan, taking into account their job analyst job and their future career as an aircraft cargo handling supervisor

Fico Score: 583

Personal Loan for a job analyst named Dorris in Tuscaloosa, Alabama to Pay Off Five Star Bank Visa Signature Bonus Rewards Card

Dorris had a tonne of credit card debt on their Tampa Bay Rays World MasterCard with Extra Bases Rewards and their BankAmericard Visa Card, and they were starting to get in over their heads. Despite Dorris’s job as a job analyst, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Contact Details for Central Bank of Tuscaloosa, National Association, the provider of this fast loan

  • Central Bank of Tuscaloosa, National Association
  • City: Tuscaloosa
  • State: Alabama
  • Address: 901 Greensboro Avenue
  • County: Tuscaloosa
  • Zip code: 35401

Dorris’s Transunion score was altered by the fast loan loan, changing to 568 from 583, which is typical in our experience.

Transunion Score: 568

Signature Loan easily acquired in Tuscaloosa, Alabama for $36000 with fair credit by Dorris

Many clients struggle with obtaining signature loans in Tuscaloosa, Alabama, and Dorris is no exception. Dorris went to 5 lending institutions or more before finding Central Bank of Tuscaloosa, National Association, who offered Dorris a signature loan for $36000. Typical signature loans simply require a client, like Dorris’s signature to get them, up to $46,000 in some cases. Dorris was able to get $36000 as a fast loan, which is very high for a fast loan. Because signature loans don’t need collateral, these loans tend to require better credit, as high as 735

When Dorris was 22, they attempted to obtain a student loan from 7 different lenders, which damaged their credit score. Below is a list of Dorris’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on April 6, 2013
  • Attempt 2) Loan for $38,000.00 on January 17, 2013
  • Attempt 3) Loan for $35,000.00 on March 4, 2013
  • Attempt 4) Loan for $29,000.00 on April 10, 2012
  • Attempt 5) Loan for $23,000.00 on September 2, 2009
  • Attempt 6) Loan for $28,000.00 on July 7, 2013
  • Attempt 7) Loan for $21,000.00 on June 10, 2010

Previous requests on Dorris’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$16180.00 4 10.2% $411.92 AuburnBank June 7, 2009
$15560.00 10 7.1% $181.47 Bank of the South September 17, 2011
$16170.00 10 6.1% $180.33 Alabama City Bank of Gadsden, Alabama October 3, 2011
$15780.00 11 7.3% $174.24 The Exchange Bank, Attalla, Alabama February 17, 2013

7 Months in the Past, Dorris Attempted to Find a High Risk Loan for $48,000.00, and it was Easy

It is an existing struggle for clients to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Dorris. Dorris chose not to obtain a high risk loan this time. High Risk loans are given to bad credit individuals. Borrowers with credit scores as low as 379 can inquire for a high risk loan and possibly can be approved.

Dorris was declined by Traders & Farmers Bank 5 times before being approved by Central Bank of Tuscaloosa, National Association at 901 Greensboro Avenue

On September 13, 2010, Dorris inquired about borrowing $16,000 from Jacobs Bank with Millard, their friend from just outside Tuscaloosa, and even with the co-signer, Dorris was rejected for this fast loan. With fair credit, it can be difficult to procure funding, even with collateral and a co-signer.

Before applying for this fast loan, Dorris had an Experian score of 601, which is fair, so Central Bank of Tuscaloosa, National Association likely cannot provide Dorris a fast loan

Experian Score: 601

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $38,000.00 to $57,000.00. They are mainly used to pay off existing high interest loans like credit cards. Dorris needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Dorris was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your bad, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.2%.

Dorris has a low current yearly income, but has a high number of prospects

Dorris has always wanted to be an aircraft cargo handling supervisor, but would have to attend Salter College again to achieve it. Dorris has other possibilities as well, including bank examiner, casting director, and forensics psychologist, which pay $55,000 through to $99,000 per year, on average. For this reason, we think that Dorris can afford this fast loan of $36000.

Fast Loans for Dorris in Tuscaloosa, Alabama to prevent bankruptcy or harm from debt collectors.

Fast loans in Tuscaloosa, Alabama aren’t actually that difficult to obtain, especially if you have some gumption like Dorris. Dorris was able to find a fast loan for $36000 from Phenix-Girard Bank and Merchants Bank of Alabama, but turned down both offers in favor of their fast loan from Central Bank of Tuscaloosa, National Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement in the case that a client is in a pinch.

Client Profile: Dorris Caracci of Tuscaloosa, Alabama
  • Full name (Changed if requested): Dorris Caracci
  • Current Credit: loans.hit.utils.Fico@26a1ab54
  • Current City: Tuscaloosa
  • State: Alabama
  • Zip code: 35409
  • Yearly income: $67,000
  • Current Job: job analyst
  • Current County: Tuscaloosa
  • Goal Yearly Income: $110,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Paraphrased and Standardized Quote from Dorris for this fast loan of $36000, provided by Central Bank of Tuscaloosa, National Association

Hello, I am Dorris and I’m from Tuscaloosa in Alabama. Tuscaloosa, county is where I grew up, and now I need a fast loan in Alabama for $36000 to avoid bankruptcy. It has been difficult, but Central Bank of Tuscaloosa, National Association really came through for me with this loan for 5.7% interest APR and a term of 8 years. I can repay the loan over the 8 year term, including interest. A big thanks to Central Bank of Tuscaloosa, National Association for trusting me and my fair credit. It look me 4 years to create my credit to 583, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.

Several previous requests for credit have been made by Dorris in the past, including one from Cicero State Bank in Tuscaloosa, Alabama before Dorris was accepted for the $36000 by Central Bank of Tuscaloosa, National Association

Dorris made 8 previous attempts to obtain a fast loan, 2 of which were with Cicero State Bank, a lender in Tuscaloosa, Alabama known to specialize in fast loans specifically. Before finding Central Bank of Tuscaloosa, National Association, Dorris was concerned due to their inexperience and fair credit rating.

Conclusion of Dorris’s fast loan

In the end, Dorris was able to find a fast loan for $36000 with an interest rate of 5.5% interest APR from Central Bank of Tuscaloosa, National Association in Tuscaloosa, Alabama repayable over 8 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.