$34000 Emergency Loan – Evansville Indiana, Credit Rating Of 765
- Experian: 776 – This client had an excellent Experian score
- Transunion: 752 – Hosea had an excellent credit rating with Transunion.
- Equifax: Hosea’s Experian score was 765, which is an excellent credit rating with the Experian system.
Personal Loan for a municipal fire fighting supervisor named Hosea in Evansville, Indiana to Pay Off Jeff Bank Visa Signature Bonus Rewards Card
Hosea had a lot of credit card debt on their Five Star Bank Visa Signature Bonus Rewards PLUS Card and their Association of Graduates U.S. Air Force Academy Credit Card, and they were starting to get in over their heads. Despite Hosea’s job as a municipal fire fighting supervisor, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Signature Loan acquired in Evansville, Indiana for $34000 with excellent credit by Hosea
Most borrowers have difficulty with finding signature loans in Evansville, Indiana, and Hosea is no exception. Hosea went to 4 lending institutions or more before settling on Old National Bank, who offered Hosea a signature loan for $34000. Most signature loans simply need a client, like Hosea’s signature to obtain them, up to $29,000 in some cases. Hosea was able to get $34000 as a emergency loan, which is very high for an emergency loan. Since signature loans do not require collateral, they generally need better credit, as high as 786
Previous requests on Hosea’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$109290.00||3||9.7%||$3511.11||The Citizens Exchange Bank||October 18, 2009|
|$108620.00||11||8.4%||$1263.46||Alliance Bank||October 9, 2011|
|$109180.00||11||10.7%||$1410.52||Farmers State Bank||December 8, 2012|
|$109140.00||7||10.8%||$1857.29||First United Bank, National Association||February 15, 2013|
|$109340.00||3||11.7%||$3616.01||Farmers State Bank||May 25, 2014|
- Full name (Changed if requested): Hosea Curnutt
- Current Credit: loans.hit.utils.Fico@6433a2
- Current City: Evansville
- State: Indiana
- Zip code: 47711
- Yearly income: $47,000
- Current Job: municipal fire fighting supervisor
- Current County: Vanderburgh
- Goal Yearly Income: $144,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Hosea has a sad current gross income, but has a large amount of prospects
Hosea has always wanted to be a customer service supervisor, but would have to attend George Washington University again to become one. Hosea has other prospects as well, including high school guidance counselor, pilot, and solid waste disposal administrator, which pay $54,000 through to $99,000 per year, at least. Because of this, we think that Hosea can pay for this emergency loan of $34000.
Hosea was declined by Farmers State Bank 5 times before being accepted by Old National Bank at 416-420 Main Street
On October 29, 2010, Hosea inquired about borrowing $1,000 from First United Bank, National Association with Lucia, their in law from just outside Evansville, and even with the co-signer, Hosea was rejected for this emergency loan. With excellent credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Hosea’s Transunion score was altered by the emergency loan loan, changing to 752 from 765, which is typical in our experience.
Installment loan for Hosea, a graduate of George Washington University and a municipal fire fighting supervisor working for over $66,000 per year
Hosea, an alumnus at George Washington University and a municipal fire fighting supervisor in Evansville, Indiana wants an emergency loan to purchase something frivolous. Hosea has instead chosen to get an installment loan for $17,000 and is currently seeking lenders like Citizens Banking Company to process their request.
When Hosea was 22, they attempted to obtain a student loan from 4 different lenders, which harmed their credit score. Below is a chronology of Hosea’s previous attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on May 6, 2014
- Attempt 2) Loan for $35,000.00 on June 17, 2013
- Attempt 3) Loan for $38,000.00 on May 15, 2009
- Attempt 4) Loan for $23,000.00 on July 12, 2010
Contact Details for Old National Bank, the provider of this emergency loan
- Old National Bank
- City: Evansville
- State: Indiana
- Address: 416-420 Main Street
- County: Vanderburgh
- Zip code: 47705
Paraphrased and Standardized Quote from Hosea for this emergency loan of $34000, provided by Old National Bank
Hello, I am Hosea and I’m from Evansville in Indiana. Vanderburgh, county is where I grew up, and now I need a emergency loan in Indiana for $34000 to buy a big ticket item. It has been difficult, but Old National Bank really came through for me with this loan for 6.2% interest APR and a term of 10 years. I can probably repay the loan over the 10 year term, including interest. A big thanks to Old National Bank for trusting me and my excellent credit. It look me 7 years to build my credit to 765, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.
7 Months Ago, Hosea Attempted Finding a High Risk Loan for $36,000.00, and it was Hard
There is an well known struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Hosea. Hosea chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Clients with credit scores as low as 476 can apply for a high risk loan and may be be approved.
Several previous requests for credit have been made by Hosea in the past, including one from State Bank of Standish in Evansville, Indiana before Hosea was approved for the $34000 by Old National Bank
Hosea made 5 prior attempts to obtain an emergency loan, 2 of which were with State Bank of Standish, a lending institution in Evansville, Indiana known to specialize in emergency loans specifically. Before finding Old National Bank, Hosea was desperate due to their inexperience and excellent credit rating.
Hosea’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their municipal fire fighting supervisor job and their future job as a customer service supervisor
Fast Loans for Hosea in Evansville, Indiana to prevent bankruptcy or harm from debt collectors.
Fast loans in Evansville, Indiana aren’t actually that difficult to obtain, especially if you have some finesse like Hosea. Hosea was able to find a fast loan for $34000 from Fayette Bank and Trust Company and Farmers State Bank Rush County, but turned down both offers in favor of their emergency loan from Old National Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big difference in the case that you are on the go.
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $25,000.00 to $47,000.00. They are typically used to pay off existing high interest loans like credit cards. Hosea needed a debt consolidation loan to pay for their existing emergency loan and their credit card. Hosea was able to find a emergency loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.6%.
Before applying for this emergency loan, Hosea had an Experian score of 776, which is excellent, so Old National Bank most likely can provide Hosea an emergency loan
Conclusion of Hosea’s emergency loan
In the end, Hosea was able to find an emergency loan for $34000 with an interest rate of 11.0% interest APR from Old National Bank in Evansville, Indiana repayable over 10 years from today.