$60000 Emergency Loan – Evansville Indiana, Credit Rating Of 605
- Experian: 617 – This individual had a good Experian score
- Transunion: 593 – Willy had a good credit rating with Transunion.
- Equifax: Willy’s Experian score was 605, which is a good credit score on the Experian system.
- Full name (Changed if requested): Willy Headington
- Current Credit: loans.hit.utils.Fico@300ffa5d
- Current City: Evansville
- State: Indiana
- Zip code: 47714
- Yearly income: $33,000
- Current Job: windows – draperies treatment specialist
- Current County: Vanderburgh
- Goal Yearly Income: $98,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Before applying for this emergency loan, Willy had an Experian score of 617, which is good, so Union Federal Savings Bank most likely cannot provide Willy an emergency loan
Signature Loan easily acquired in Evansville, Indiana for $60000 with good credit by Willy
Many borrowers struggle with obtaining signature loans in Evansville, Indiana, and Willy is no different. Willy went to 4 lending institutions or more before settling on Union Federal Savings Bank, who offered Willy a signature loan for $60000. Most signature loans simply require a client, like Willy’s signature to obtain them, up to $42,000 in some cases. Willy was able to get $60000 as a emergency loan, which is very high for an emergency loan. Because signature loans don’t require collateral, they tend to require better credit, as high as 747
Multiple other requests for credit have been made by Willy in the past, including one from First Louisiana Bank in Evansville, Indiana before Willy was accepted for the $60000 by Union Federal Savings Bank
Willy made 8 previous tries to obtain an emergency loan, 2 of which were with First Louisiana Bank, a bank in Evansville, Indiana known to specialize in emergency loans specifically. Before finding Union Federal Savings Bank, Willy was concerned due to their inexperience and good credit rating.
Previous requests on Willy’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$149370.00||4||9.2%||$3731.28||The Citizens Exchange Bank||March 26, 2009|
|$149320.00||10||10.6%||$2023.22||Alliance Bank||June 9, 2009|
|$148680.00||9||10.3%||$2117.45||Farmers State Bank||August 7, 2010|
|$148630.00||7||7.8%||$2301.8||First United Bank, National Association||October 1, 2011|
Installment loan for Willy, a graduate of Bridgewater College and a windows – draperies treatment specialist working for over $77,000 per year
Willy, an alumnus at Bridgewater College and a windows – draperies treatment specialist in Evansville, Indiana needs an emergency loan to purchase something frivolous. Willy has instead decided to get an installment loan for $1,000 and is currently seeking lenders like First United Bank, National Association to provide it.
Paraphrased and Standardized Quote from Willy for this emergency loan of $60000, provided by Union Federal Savings Bank
Hi, I am Willy and I am from Evansville in Indiana. Vanderburgh, county is where I grew up, and now I need a emergency loan in Indiana for $60000 to buy a big ticket item. It wasn’t easy, but Union Federal Savings Bank really came through for me with this loan for 6.5% interest APR and a term of 18 years. I will repay the loan over the 18 year term, including interest. A big thanks to Union Federal Savings Bank for giving me a chance and my good credit. It look me 4 years to build my credit to 605, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.
Personal Loan for a windows – draperies treatment specialist named Willy in Evansville, Indiana to Pay Off NetSpend Prepaid Visa or MasterCard
Willy had a lot of credit card debt on their The Carmel High School Band Boosters Visa Platinum Rewards Card and their Fulton Bank of New Jersey Secured Visa Card, and they were starting to get in over their heads. Despite Willy’s job as a windows – draperies treatment specialist, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Willy was rejected by Fowler State Bank 6 times prior to being approved by Union Federal Savings Bank at 501 Main Street
On July 18, 2011, Willy applied about borrowing $42,000 from State Bank of Lizton with Hildegard, their in law from just outside Evansville, and even with the co-signer, Willy was rejected for this emergency loan. With good credit, it can be difficult to procure financing, even with collateral and a co-signer.
Contact Details for Union Federal Savings Bank, the provider of this emergency loan
- Union Federal Savings Bank
- City: Evansville
- State: Indiana
- Address: 501 Main Street
- County: Vanderburgh
- Zip code: 47708
Willy’s Transunion score was changed by the emergency loan loan, changing to 593 from 605, which is normal in our experience.
Willy’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their windows – draperies treatment specialist job and their future job as a nurse’s aide
When Willy was 18, they tried to obtain a student loan from 6 alternate banks, which harmed their credit score. Below is a list of Willy’s previous attempts at finding a student loan:
- Attempt 1) Loan for $38,000.00 on December 23, 2011
- Attempt 2) Loan for $39,000.00 on January 6, 2012
- Attempt 3) Loan for $31,000.00 on April 29, 2009
- Attempt 4) Loan for $36,000.00 on April 9, 2012
- Attempt 5) Loan for $20,000.00 on September 20, 2009
- Attempt 6) Loan for $38,000.00 on August 14, 2009
Willy has a sad current gross income, but has a large amount of prospects
Willy has always wanted to be a nurse’s aide, but would have to attend Bridgewater College again to achieve it. Willy has other possibilities as well, including historical archivist, civil drafter, and telecommunications maintenance worker, which pay $54,000 through to $95,000 per year, on average. Because of this, we believe that Willy can pay for this emergency loan of $60000.
Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans range from $29,000.00 to $47,000.00. They are typically used to pay off existing high interest loans like credit cards. Willy needed a debt consolidation loan to pay for their existing emergency loan and their payday loan. Willy was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your dirty, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.3%.
Fast Loans for Willy in Evansville, Indiana to prevent bankruptcy or harm from debt collectors.
Fast loans in Evansville, Indiana aren’t actually that difficult to obtain, especially if you have some gumption like Willy. Willy was able to find a fast loan for $60000 from Tri-County Bank & Trust Company and Farmers State Bank Rush County, but turned down both offers in favor of their emergency loan from Union Federal Savings Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big difference if a borrower is on the go.
6 Months Ago, Willy Tried to Find a High Risk Loan for $48,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Willy. Willy decided not to get a high risk loan this time. High Risk loans are given to terrible credit borrowers. Individuals with credit scores as low as 435 can inquire for a high risk loan and possibly can be accepted.
Conclusion of Willy’s emergency loan
In the end, Willy was able to find an emergency loan for $60000 with an interest rate of 8.5% interest APR from Union Federal Savings Bank in Evansville, Indiana repayable over 18 years from today.