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Emergency Loan With Low APR In San Francisco County, California

$26000 Emergency Loan – San Francisco California, Credit Score Of 600

  • Experian: 610 – This individual had a good Experian score
  • Transunion: 582 – Bulah had a good credit rating with Transunion.
  • Equifax: Bulah’s Experian score was 600, which is a good credit score with the Experian rating scheme.

When Bulah was 20, they tried to obtain a student loan from 6 different banks, which harmed their credit score. Below is a list of Bulah’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on April 2, 2010
  • Attempt 2) Loan for $32,000.00 on May 24, 2013
  • Attempt 3) Loan for $30,000.00 on April 5, 2013
  • Attempt 4) Loan for $30,000.00 on May 18, 2009
  • Attempt 5) Loan for $31,000.00 on June 19, 2012
  • Attempt 6) Loan for $22,000.00 on December 2, 2010

Personal Loan for a printmaker named Bulah in San Francisco, California to Pay Off Atlanta Braves BankAmericard Cash Rewards MasterCard

Bulah had a tonne of credit card debt on their KJAZZ 88.1 FM Visa Platinum Rewards Card and their FirstBank Business Visa Credit Card, and they were starting to get in over their heads. Despite Bulah’s job as a printmaker, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

8 Months in the Past, Bulah Tried Finding a High Risk Loan for $47,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Bulah. Bulah chose not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Individuals with credit ratings as low as 597 can apply for a high risk loan and have a chance to be accepted.

Bulah’s Transunion score was changed by the emergency loan loan, changing to 582 from 600, which is typical in our experience.

Transunion Score: 582

Bulah has a low current gross income, but has several of prospects

Bulah has always wanted to be a sales promoter, but would have to attend Miles Community College again to become one. Bulah has other prospects as well, including cost estimator, administrative service manager, and industrial arts teacher, which pay $50,000 through to $101,000 per year, on average. For this reason, we believe that Bulah can pay for this emergency loan of $26000.

Signature Loan easily acquired in San Francisco, California for $26000 with good credit by Bulah

Many borrowers struggle with finding signature loans in San Francisco, California, and Bulah is the same. Bulah went to 4 lending institutions or more prior to settling on New Resource Bank, who offered Bulah a signature loan for $26000. Most signature loans simply require a client, like Bulah’s signature to get them, up to $23,000 in some cases. Bulah was able to get $26000 as a emergency loan, which is very high for an emergency loan. Since signature loans do not need a cosigner, they generally need higher credit, as high as 704

Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $20,000.00 to $41,000.00. They are typically used to pay off existing high interest loans like credit cards. Bulah needed a debt consolidation loan to pay for their existing emergency loan and their loan shark loan. Bulah was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your dirty, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.8%.

Contact Details for New Resource Bank, the provider of this emergency loan

  • New Resource Bank
  • City: San Francisco
  • State: California
  • Address: 255 California Street, Suite 600
  • County: San Francisco
  • Zip code: 94111

Multiple other requests for credit have been made by Bulah in the past, including one from First Tennessee Bank, Jackson, Tennessee in San Francisco, California before Bulah was accepted for the $26000 by New Resource Bank

Bulah made 6 prior attempts to obtain an emergency loan, 2 of which were with First Tennessee Bank, Jackson, Tennessee, a lender in San Francisco, California known to specialize in emergency loans specifically. Prior to finding New Resource Bank, Bulah was desperate due to their inexperience and good credit rating.

Previous requests on Bulah’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$71560.00 3 5.1% $2147.93 Santa Monica Bank January 8, 2010
$71590.00 7 5.7% $1035.56 Farmers and Merchants Bank of Long Beach January 24, 2010
$71570.00 5 11.8% $1584.81 First Interstate Bank of California April 9, 2010
$72340.00 11 8.5% $845.39 Union Bank December 13, 2010

Before applying for this emergency loan, Bulah had an Experian score of 610, which is good, so New Resource Bank most likely cannot provide Bulah an emergency loan

Experian Score: 610

Paraphrased and Standardized Quote from Bulah for this emergency loan of $26000, provided by New Resource Bank

Hi, I am Bulah and my hometown is San Francisco in California. San Francisco, county is where I grew up, and now I need a emergency loan in California for $26000 to pay bills. It wasn’t easy, but New Resource Bank really came through for me with this loan for 11.2% interest APR and a term of 6 years. I can repay the loan over the 6 year term, including interest. A big thanks to New Resource Bank for giving me a chance and my good credit. It look me 5 years to build my credit to 600, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.

Bulah’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their printmaker job and their future job as a sales promoter

Fico Score: 600

Fast Loans for Bulah in San Francisco, California to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in San Francisco, California aren’t actually that difficult to obtain, especially if you have some finesse like Bulah. Bulah was able to find a fast loan for $26000 from The First National Bank of Orange County and First Interstate Bank of California, but declined both offers in favor of their emergency loan from New Resource Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. An improvement in the case that a borrower is in a time sensitive situation.

Client Profile: Bulah Whittle of San Francisco, California
  • Full name (Changed if requested): Bulah Whittle
  • Current Credit: loans.hit.utils.Fico@b1bc7ed
  • Current City: San Francisco
  • State: California
  • Zip code: 94116
  • Yearly income: $52,000
  • Current Job: printmaker
  • Current County: San Francisco
  • Goal Yearly Income: $141,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Bulah was rejected by Union Bank 5 times prior to being approved by New Resource Bank at 255 California Street, Suite 600

On January 7, 2009, Bulah applied about borrowing $2,000 from Farmers & Merchants Bank of Central California with Ricki, their friend from just outside San Francisco, and even with the co-signer, Bulah was rejected for this emergency loan. With good credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Installment loan for Bulah, a graduate of Miles Community College and a printmaker working for over $72,000 per year

Bulah, an alumnus at Miles Community College and a printmaker in San Francisco, California needs an emergency loan to purchase a house. Bulah has instead chosen to get an installment loan for $23,000 and is at present seeking lenders like Farmers and Merchants Bank of Long Beach to provide it.

Conclusion of Bulah’s emergency loan

In the end, Bulah was able to find an emergency loan for $26000 with an interest rate of 6.4% interest APR from New Resource Bank in San Francisco, California repayable over 6 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.