$135000 Student Loan – Canadian Texas, Credit Rating Of 414
- Experian: 424 – This individual had a bad Experian score
- Transunion: 400 – Eustolia had a bad credit rating with Transunion.
- Equifax: Eustolia’s Experian score was 414, which is a bad credit rating on the Experian system.
Eustolia’s Transunion score was altered by the student loan loan, changing to 400 from 414, which is normal in our experience.
7 Months Ago, Eustolia Tried to Find a High Risk Loan for $20,000.00, and it was Easy
There is an ongoing struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Eustolia. Eustolia decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Individuals with credit ratings as low as 485 can inquire for a high risk loan and possibly can be approved.
When Eustolia was 19, they tried to obtain a student loan from 5 different lenders, which damaged their credit score. Below is a list of Eustolia’s previous attempts at finding a student loan:
- Attempt 1) Loan for $34,000.00 on November 8, 2009
- Attempt 2) Loan for $25,000.00 on April 5, 2010
- Attempt 3) Loan for $22,000.00 on April 27, 2011
- Attempt 4) Loan for $33,000.00 on November 11, 2011
- Attempt 5) Loan for $30,000.00 on August 9, 2010
Paraphrased and Standardized Quote from Eustolia for this student loan of $135000, provided by First State Bank of Canadian
Hi, I am Eustolia and I am from Canadian in Texas. Hemphill, county is where I grew up, and now I need a student loan in Texas for $135000 to pay bills. It has been difficult, but First State Bank of Canadian really came through for me with this loan for 9.3% interest APR and a term of 5 years. I can repay the loan over the 5 year term, including interest. A big thanks to First State Bank of Canadian for giving me a chance and my bad credit. It look me 4 years to build my credit to 414, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.
Eustolia’s Overall FICO score at the time of acceptance for a student loan, taking into account their loan officer job and their future career as a physician’s office nurse
Signature Loan acquired in Canadian, Texas for $135000 with bad credit by Eustolia
Many borrowers struggle with finding signature loans in Canadian, Texas, and Eustolia is not an exception. Eustolia went to 5 lending institutions or more before finding First State Bank of Canadian, who offered Eustolia a signature loan for $135000. Typical signature loans simply need a client, like Eustolia’s signature to obtain them, up to $42,000 in some cases. Eustolia was able to get $135000 as a student loan, which is very high for a student loan. Because signature loans do not require collateral, these loans tend to need higher credit, as high as 798
Installment loan for Eustolia, a graduate of Johns Hopkins University and a loan officer working for over $79,000 per year
Eustolia, an alumnus at Johns Hopkins University and a loan officer in Canadian, Texas needs a student loan to purchase a house. Eustolia has instead chosen to get an installment loan for $18,000 and is currently seeking lenders like Commercial State Bank to provide it.
Eustolia was not approved by Comerica Bank 6 times prior to being accepted by First State Bank of Canadian at 115 Main Street
On November 5, 2010, Eustolia inquired about borrowing $16,000 from Farmers State Bank of Shiro, Texas with Alia, their friend from just outside Canadian, and even with the co-signer, Eustolia was rejected for this student loan. With bad credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Multiple past requests for credit have been made by Eustolia in the past, including one from Citizens State Bank in Canadian, Texas before Eustolia was accepted for the $135000 by First State Bank of Canadian
Eustolia made 5 prior attempts to obtain a student loan, 2 of which were with Citizens State Bank, a lending institution in Canadian, Texas known to specialize in student loans specifically. Before finding First State Bank of Canadian, Eustolia was concerned due to their inexperience and bad credit rating.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $30,000.00 to $55,000.00. They are normally used to pay off existing high interest loans like credit cards. Eustolia needed a debt consolidation loan to pay for their existing student loan and their payday loan. Eustolia was able to find a student loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.5%.
- Full name (Changed if requested): Eustolia Morsey
- Current Credit: loans.hit.utils.Fico@49097b5d
- Current City: Canadian
- State: Texas
- Zip code: 79021
- Yearly income: $37,000
- Current Job: loan officer
- Current County: Hemphill
- Goal Yearly Income: $127,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Fast Loans for Eustolia in Canadian, Texas to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Canadian, Texas aren’t actually that difficult to obtain, particularly if you have some gumption like Eustolia. Eustolia was able to find a fast loan for $135000 from Silsbee State Bank and Guaranty Bank & Trust Company, but turned down both offers in favor of their student loan from First State Bank of Canadian. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big difference in the case that you are in a time sensitive situation.
Eustolia has a disappointing current gross income, but has several of prospects
Eustolia has always wanted to be a physician’s office nurse, but would have to attend Johns Hopkins University again to become one. Eustolia has other possibilities as well, including photographic equipment mechanic, instrument technician, and postal service mail sorter, which pay $52,000 through to $98,000 per year, on average. Because of this, we believe that Eustolia can pay for this student loan of $135000.
Before applying for this student loan, Eustolia had an Experian score of 424, which is bad, so First State Bank of Canadian most likely cannot provide Eustolia a student loan
Personal Loan for a loan officer named Eustolia in Canadian, Texas to Pay Off Teachers FCU Visa Secured Classic
Eustolia had a lot of credit card debt on their Jeff Bank Visa Business Card and their M&T Bank Visa Business Bonus Rewards PLUS Card, and they were starting to get in over their heads. Despite Eustolia’s job as a loan officer, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Previous requests on Eustolia’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$29210.00||7||10.1%||$486.43||Comerica Bank||May 29, 2013|
|$28830.00||6||9.4%||$525.42||First Star Bank, S.S.B.||September 1, 2014|
|$29140.00||5||5.5%||$556.61||Brownfield State Bank & Trust Co.||March 20, 2015|
|$29420.00||7||8.4%||$464.43||First Bank & Trust, Bryan, Texas||April 27, 2015|
Contact Details for First State Bank of Canadian, the provider of this student loan
- First State Bank of Canadian
- City: Canadian
- State: Texas
- Address: 115 Main Street
- County: Hemphill
- Zip code: 79014
Conclusion of Eustolia’s student loan
In the end, Eustolia was able to find a student loan for $135000 with an interest rate of 10.5% interest APR from First State Bank of Canadian in Canadian, Texas repayable over 5 years from today.