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Evon Needed A Quick Loan For $99000, Ayer, Massachusetts

$99000 Quick Loan – Ayer Massachusetts, Credit Score Of 361

  • Experian: 378 – They had a terrible Experian score
  • Transunion: 343 – Evon had a terrible credit score with Transunion.
  • Equifax: Evon’s Experian score was 361, which is a terrible credit score using the Experian rating scheme.

Paraphrased and Standardized Quote from Evon for this quick loan of $99000, provided by North Middlesex Savings Bank

Hello, I am Evon and my hometown is Ayer in Massachusetts. Middlesex, county is where I grew up, and now I need a quick loan in Massachusetts for $99000 to renovate my home. It has been difficult, but North Middlesex Savings Bank really came through for me with this loan for 11.7% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to North Middlesex Savings Bank for trusting me and my terrible credit. It look me 5 years to create my credit to 361, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.

Installment loan for Evon, a graduate of St. Joseph’s Hospital Health Center Dental General Practice Residency 12 Months and a communication equipment mechanic working for over $73,000 per year

Evon, an alumnus at St. Joseph’s Hospital Health Center Dental General Practice Residency 12 Months and a communication equipment mechanic in Ayer, Massachusetts needs a quick loan to purchase a new cell phone. Evon has instead decided to get an installment loan for $6,000 and is at present seeking lenders like The Broadway National Bank of Chelsea to provide it.

Client Profile: Evon Bartnick of Ayer, Massachusetts
  • Full name (Changed if requested): Evon Bartnick
  • Current Credit: loans.hit.utils.Fico@254989ff
  • Current City: Ayer
  • State: Massachusetts
  • Zip code: 1436
  • Yearly income: $64,000
  • Current Job: communication equipment mechanic
  • Current County: Middlesex
  • Goal Yearly Income: $131,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Signature Loan acquired in Ayer, Massachusetts for $99000 with terrible credit by Evon

Most clients struggle with finding signature loans in Ayer, Massachusetts, and Evon is the same. Evon went to 8 lending institutions or more before settling on North Middlesex Savings Bank, who offered Evon a signature loan for $99000. Most signature loans simply require a client, like Evon’s signature to obtain them, up to $39,000 in some cases. Evon was able to get $99000 as a quick loan, which is very high for a quick loan. Because signature loans do not need a cosigner, these loans tend to require improved credit, as high as 702

Evon’s Transunion score was changed by the quick loan loan, changing to 343 from 361, which is typical in our experience.

Transunion Score: 343

Contact Details for North Middlesex Savings Bank, the provider of this quick loan

  • North Middlesex Savings Bank
  • City: Ayer
  • State: Massachusetts
  • Address: 7 Main Street
  • County: Middlesex
  • Zip code: 1432

Evon has a sad current total income, but has several of prospects

Evon has always wanted to be a high school administrator, but would have to attend St. Joseph’s Hospital Health Center Dental General Practice Residency 12 Months again to achieve it. Evon has other prospects as well, including transit and railroad police, ceramic engineer, and aircraft examiner, which pay $58,000 through to $100,000 per year, at least. For this reason, we believe that Evon can pay for this quick loan of $99000.

Evon was rejected by Natick Trust Company 7 times before being approved by North Middlesex Savings Bank at 7 Main Street

On May 28, 2010, Evon inquired about borrowing $17,000 from Security National Bank with Terrell, their friend from just outside Ayer, and even with the co-signer, Evon was rejected for this quick loan. With terrible credit, it can be very hard to procure financing, even with collateral and a co-signer.

Fast Loans for Evon in Ayer, Massachusetts to prevent bankruptcy or harm from debt collectors.

Fast loans in Ayer, Massachusetts aren’t actually that difficult to obtain, particularly if you have some finesse like Evon. Evon was able to find a fast loan for $99000 from BayBank Winchester Trust Company and The Beverly National Bank, but turned down both offers in favor of their quick loan from North Middlesex Savings Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement in the case that a client is in a time sensitive situation.

7 Months in the Past, Evon Tried to Find a High Risk Loan for $20,000.00, and it was Hard

It is an ongoing struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Evon. Evon decided not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Clients with credit ratings as low as 376 can inquire for a high risk loan and possibly can be accepted.

Personal Loan for a communication equipment mechanic named Evon in Ayer, Massachusetts to Pay Off Jeff Bank Visa Business Card

Evon had a tonne of credit card debt on their Conestoga Bank Visa Signature Bonus Rewards PLUS Card and their Minnesota Twins World MasterCard with Extra Bases Rewards, and they were starting to get in over their heads. Despite Evon’s job as a communication equipment mechanic, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Before applying for this quick loan, Evon had an Experian score of 378, which is terrible, so North Middlesex Savings Bank probably cannot provide Evon a quick loan

Experian Score: 378

Several other requests for credit have been made by Evon in the past, including one from First State Bank in Ayer, Massachusetts before Evon was accepted for the $99000 by North Middlesex Savings Bank

Evon made 7 previous attempts to obtain a quick loan, 2 of which were with First State Bank, a bank in Ayer, Massachusetts known to specialize in quick loans specifically. Prior to finding North Middlesex Savings Bank, Evon was very concerned due to their inexperience and terrible credit score.

When Evon was 24, they attempted to obtain a student loan from 5 different lenders, which harmed their credit score. Below is a chronology of Evon’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on August 23, 2012
  • Attempt 2) Loan for $28,000.00 on May 25, 2009
  • Attempt 3) Loan for $29,000.00 on May 29, 2009
  • Attempt 4) Loan for $37,000.00 on February 21, 2012
  • Attempt 5) Loan for $39,000.00 on January 17, 2009

Evon’s Overall FICO score at the time of acceptance for a quick loan, taking into account their communication equipment mechanic job and their future job as a high school administrator

Fico Score: 361

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans vary from $29,000.00 to $47,000.00. They are typically used to pay off existing high interest loans like credit cards. Evon required a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Evon was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which converts your dirty, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.8%.

Previous requests on Evon’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$108740.00 6 5.4% $1771.5 State Street Bank and Trust Company February 13, 2012
$109400.00 11 6.3% $1150.96 United States Trust Company July 8, 2013
$109170.00 11 11.4% $1454.69 BayBank Harvard Trust Company October 29, 2013
$109480.00 10 7.3% $1288.15 Durfee Attleboro Bank January 30, 2014
$109250.00 8 7.6% $1522.31 Bank of New England – North Shore May 15, 2014

Conclusion of Evon’s quick loan

In the end, Evon was able to find a quick loan for $99000 with an interest rate of 8.5% interest APR from North Middlesex Savings Bank in Ayer, Massachusetts repayable over 21 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.