$16000 Fast Loan – Jeannette Pennsylvania, Credit Rating Of 418
- Experian: 431 – They had a bad Experian score
- Transunion: 403 – Lakenya had a bad credit rating with Transunion.
- Equifax: Lakenya’s Experian score was 418, which is a bad credit rating using the Experian rating scheme.
Lakenya was rejected by Mercer County State Bank 7 times before being approved by United Federal Savings and Loan Association at 401 Clay Avenue
On October 21, 2008, Lakenya inquired about borrowing $32,000 from Liberty State Bank, Mount Carmel, Pa. with Delfina, their friend from just outside Jeannette, and even with the co-signer, Lakenya was rejected for this fast loan. With bad credit, it can be a challenge to procure funding, even with collateral and a co-signer.
Lakenya’s Transunion score was changed by the fast loan loan, changing to 403 from 418, which is typical in our experience.
Previous requests on Lakenya’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $126250.00 | 11 | 10.1% | $1587.79 | The People’s Bank of Oxford | July 27, 2012 |
| $126420.00 | 10 | 10.3% | $1691.72 | First Lehigh Bank | June 2, 2013 |
| $126140.00 | 5 | 11.1% | $2748.88 | SunBank | November 21, 2014 |
| $126440.00 | 7 | 6.2% | $1859.25 | Merchants Bank (North) | February 24, 2015 |
Personal Loan for a marine cargo surveyor named Lakenya in Jeannette, Pennsylvania to Pay Off Toyota Rewards Visa Platinum
Lakenya had a tonne of credit card debt on their Solvay Bank Visa Platinum Standard Card and their Orion Center Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Lakenya’s job as a marine cargo surveyor, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Lakenya’s Overall FICO score at the time of acceptance for a fast loan, taking into account their marine cargo surveyor job and their future career as a marine/port engineer
6 Months in the Past, Lakenya Tried Finding a High Risk Loan for $34,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Lakenya. Lakenya chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Individuals with credit scores as low as 413 can inquire for a high risk loan and have a chance to be accepted.
Signature Loan found in Jeannette, Pennsylvania for $16000 with bad credit by Lakenya
Many clients struggle with finding signature loans in Jeannette, Pennsylvania, and Lakenya is no different. Lakenya went to 4 lending institutions or more prior to settling on United Federal Savings and Loan Association, who offered Lakenya a signature loan for $16000. Most signature loans simply require a client, like Lakenya’s signature to obtain them, up to $23,000 in some cases. Lakenya was able to get $16000 as a fast loan, which is very high for a fast loan. Since signature loans do not require collateral, these loans tend to need higher credit, as high as 708
Multiple other requests for credit have been made by Lakenya in the past, including one from Bridgewater Bank in Jeannette, Pennsylvania before Lakenya was accepted for the $16000 by United Federal Savings and Loan Association
Lakenya made 7 prior attempts to obtain a fast loan, 2 of which were with Bridgewater Bank, a lender in Jeannette, Pennsylvania known to specialize in fast loans specifically. Before finding United Federal Savings and Loan Association, Lakenya was concerned due to their inexperience and bad credit score.
- Full name (Changed if requested): Lakenya Ander
- Current Credit: loans.hit.utils.Fico@5b6f7412
- Current City: Jeannette
- State: Pennsylvania
- Zip code: 15653
- Yearly income: $49,000
- Current Job: marine cargo surveyor
- Current County: Westmoreland
- Goal Yearly Income: $109,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $29,000.00 to $49,000.00. They are mainly used to pay off existing high interest loans like credit cards. Lakenya required a debt consolidation loan to pay for their existing fast loan and their credit card. Lakenya was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.3%.
Lakenya has a low current total income, but has a large amount of prospects
Lakenya has always wanted to be a marine/port engineer, but would need attend San Bernardino County Department of Behavioral Health again to achieve it. Lakenya has other prospects as well, including county or city auditor, armored assault vehicle crew member, and public relations specialist, which pay $58,000 through to $98,000 per year, on average. For this reason, we think that Lakenya can pay for this fast loan of $16000.
When Lakenya was 18, they attempted to obtain a student loan from 6 different banks, which harmed their credit rating. Below is a list of Lakenya’s prior attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on January 28, 2012
- Attempt 2) Loan for $35,000.00 on October 12, 2011
- Attempt 3) Loan for $20,000.00 on April 29, 2011
- Attempt 4) Loan for $32,000.00 on September 17, 2009
- Attempt 5) Loan for $30,000.00 on March 22, 2009
- Attempt 6) Loan for $33,000.00 on May 23, 2012
Installment loan for Lakenya, a graduate of San Bernardino County Department of Behavioral Health and a marine cargo surveyor working for over $65,000 per year
Lakenya, an alumnus at San Bernardino County Department of Behavioral Health and a marine cargo surveyor in Jeannette, Pennsylvania wants a fast loan to purchase a house. Lakenya has instead decided to get an installment loan for $6,000 and is currently seeking lenders like Mellon Bank (East) PSFS, National Association to provide it.
Contact Details for United Federal Savings and Loan Association, the provider of this fast loan
- United Federal Savings and Loan Association
- City: Jeannette
- State: Pennsylvania
- Address: 401 Clay Avenue
- County: Westmoreland
- Zip code: 15644
Before applying for this fast loan, Lakenya had an Experian score of 431, which is bad, so United Federal Savings and Loan Association likely cannot provide Lakenya a fast loan
Paraphrased and Standardized Quote from Lakenya for this fast loan of $16000, provided by United Federal Savings and Loan Association
Hi, I am Lakenya and my hometown is Jeannette in Pennsylvania. Westmoreland, county is where I grew up, and now I need a fast loan in Pennsylvania for $16000 to buy a big ticket item. It has been difficult, but United Federal Savings and Loan Association really came through for me with this loan for 5.4% interest APR and a term of 2 years. I can probably repay the loan over the 2 year term, including interest. A big thanks to United Federal Savings and Loan Association for trusting me and my bad credit. It look me 4 years to create my credit to 418, and I won’t harm it any future. I am happy with Find Texas Loans for assisting me this far.
Fast Loans for Lakenya in Jeannette, Pennsylvania to prevent bankruptcy or harm from debt collectors.
Fast loans in Jeannette, Pennsylvania aren’t actually that difficult to obtain, especially if you have some gumption like Lakenya. Lakenya was able to find a fast loan for $16000 from First Lehigh Bank and Continental Bank, but declined both offers in favor of their fast loan from United Federal Savings and Loan Association. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big difference if a borrower is on the go.
Conclusion of Lakenya’s fast loan
In the end, Lakenya was able to find a fast loan for $16000 with an interest rate of 10.0% interest APR from United Federal Savings and Loan Association in Jeannette, Pennsylvania repayable over 2 years from today.
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