$44000 Fast Loan – Lorraine Kansas, Credit Rating Of 411
- Experian: 421 – They had a bad Experian rating
- Transunion: 398 – Renee had a bad credit score with Transunion.
- Equifax: Renee’s Experian score was 411, which is a bad credit score on the Experian scale.
Signature Loan found in Lorraine, Kansas for $44000 with bad credit by Renee
Most borrowers struggle with finding signature loans in Lorraine, Kansas, and Renee is no different. Renee went to 5 lenders or more before finding The Lorraine State Bank, who offered Renee a signature loan for $44000. Most signature loans simply require a client, like Renee’s signature to get them, up to $20,000 in some cases. Renee was able to get $44000 as a fast loan, which is very high for a fast loan. Since signature loans do not require a cosigner, these loans tend to need improved credit, as high as 719
Renee was rejected by Heartland Bank 4 times before being granted funding by The Lorraine State Bank at 233 Main St
On June 27, 2009, Renee applied about borrowing $25,000 from Bank IV Kansas City, National Association with Jamee, their in law from just outside Lorraine, and even with the co-signer, Renee was rejected for this fast loan. With bad credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Installment loan for Renee, a graduate of The American Academy of Personal Training and a fine artist working for over $69,000 per year
Renee, an alumnus at The American Academy of Personal Training and a fine artist in Lorraine, Kansas needs a fast loan to purchase something frivolous. Renee has instead decided to obtain an installment loan for $4,000 and is at present seeking lenders like Peoples Bank and Trust Company to provide it.
Before applying for this fast loan, Renee had an Experian score of 421, which is bad, so The Lorraine State Bank probably cannot provide Renee a fast loan
6 Months in the Past, Renee Attempted Finding a High Risk Loan for $24,000.00, and it was Easy
It is an ongoing struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Renee. Renee decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Borrowers with credit scores as low as 585 can apply for a high risk loan and possibly can be approved.
Previous requests on Renee’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$26780.00||6||8.5%||$476.11||Citizens Bank and Trust Company||April 27, 2010|
|$26880.00||3||5.2%||$808.03||The Morrill and Janes Bank and Trust Company||September 25, 2011|
|$27300.00||10||9.4%||$351.76||The Citizens State Bank, Liberal, Kansas||May 25, 2014|
|$26560.00||10||8.7%||$332.15||Citizens State Bank||December 22, 2014|
Paraphrased and Standardized Quote from Renee for this fast loan of $44000, provided by The Lorraine State Bank
Hi, I am Renee and I’m from Lorraine in Kansas. Ellsworth, county is where I grew up, and now I need a fast loan in Kansas for $44000 to buy a big ticket item. It has been difficult, but The Lorraine State Bank really came through for me with this loan for 10.0% interest APR and a term of 9 years. I will repay the loan over the 9 year term, including interest. A big thanks to The Lorraine State Bank for giving me a chance and my bad credit. It look me 6 years to create my credit to 411, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.
Renee’s Transunion score was altered by the fast loan loan, changing to 398 from 411, which is typical in our experience.
Many past requests for credit have been made by Renee in the past, including one from Unity Savings and Loan Association, F.A. in Lorraine, Kansas before Renee was approved for the $44000 by The Lorraine State Bank
Renee made 4 previous tries to obtain a fast loan, 2 of which were with Unity Savings and Loan Association, F.A., a bank in Lorraine, Kansas known to specialize in fast loans specifically. Before finding The Lorraine State Bank, Renee was concerned due to their inexperience and bad credit rating.
When Renee was 24, they attempted to obtain a student loan from 7 different lenders, which damaged their credit score. Below is a list of Renee’s previous attempts at finding a student loan:
- Attempt 1) Loan for $25,000.00 on April 8, 2010
- Attempt 2) Loan for $39,000.00 on September 15, 2011
- Attempt 3) Loan for $24,000.00 on May 18, 2011
- Attempt 4) Loan for $22,000.00 on August 7, 2009
- Attempt 5) Loan for $26,000.00 on December 16, 2010
- Attempt 6) Loan for $24,000.00 on February 4, 2014
- Attempt 7) Loan for $26,000.00 on November 22, 2011
Personal Loan for a fine artist named Renee in Lorraine, Kansas to Pay Off Shell Fleet Credit Card
Renee had a tonne of credit card debt on their Solvay Bank Visa Platinum Preferred Card and their PGA Tour Credit Card, and they were starting to get in over their heads. Despite Renee’s job as a fine artist, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Contact Details for The Lorraine State Bank, the provider of this fast loan
- The Lorraine State Bank
- City: Lorraine
- State: Kansas
- Address: 233 Main St
- County: Ellsworth
- Zip code: 67459
Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $29,000.00 to $42,000.00. They are mainly used to pay off existing high interest loans like credit cards. Renee needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Renee was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.3%.
Renee’s Overall FICO score at the time of acceptance for a fast loan, taking into account their fine artist job and their future job as an educational therapist
Renee has a sad current yearly income, but has several of prospects
Renee has always wanted to be an educational therapist, but would need attend The American Academy of Personal Training again to achieve it. Renee has other prospects as well, including psychology professor, construction laborer, and child care center administrator, which pay $59,000 through to $101,000 per year, at least. Because of this, we think that Renee can afford this fast loan of $44000.
- Full name (Changed if requested): Renee Macadamia
- Current Credit: loans.hit.utils.Fico@65b3120a
- Current City: Lorraine
- State: Kansas
- Zip code: 67462
- Yearly income: $44,000
- Current Job: fine artist
- Current County: Ellsworth
- Goal Yearly Income: $104,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Fast Loans for Renee in Lorraine, Kansas to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Lorraine, Kansas aren’t actually that difficult to obtain, particularly if you have some finesse like Renee. Renee was able to find a fast loan for $44000 from The Morrill and Janes Bank and Trust Company and The Peoples Bank, but declined both offers in favor of their fast loan from The Lorraine State Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better in the case that a borrower is in a time sensitive situation.
Conclusion of Renee’s fast loan
In the end, Renee was able to find a fast loan for $44000 with an interest rate of 5.4% interest APR from The Lorraine State Bank in Lorraine, Kansas repayable over 9 years from now.