$56000 Fast Loan – Colorado Springs Colorado, Credit Rating Of 735
- Experian: 748 – They had an excellent Experian score
- Transunion: 718 – Austin had an excellent credit score with Transunion.
- Equifax: Austin’s Experian score was 735, which is an excellent credit score using the Experian rating scheme.
Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $22,000.00 to $42,000.00. They are mainly used to pay off existing high interest loans like credit cards. Austin needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Austin was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.3%.
Signature Loan found in Colorado Springs, Colorado for $56000 with excellent credit by Austin
Most borrowers have difficulty with finding signature loans in Colorado Springs, Colorado, and Austin is no exception. Austin went to 8 lending institutions or more prior to settling on Century Bank Broadmoor/Skyway, who offered Austin a signature loan for $56000. Most signature loans simply require a client, like Austin’s signature to get them, up to $37,000 in some cases. Austin was able to get $56000 as a fast loan, which is very high for a fast loan. Since signature loans don’t require collateral, these loans generally need higher credit, as high as 793
8 Months Ago, Austin Attempted Finding a High Risk Loan for $25,000.00, but They Didn’t Find What They were Expecting
It is an well known struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Austin. Austin decided not to get a high risk loan this time. High Risk loans are given to very low credit applicants. Clients with credit scores as low as 328 can inquire for a high risk loan and may be be approved.
Fast Loans for Austin in Colorado Springs, Colorado to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Colorado Springs, Colorado aren’t actually that difficult to obtain, particularly if you have some gumption like Austin. Austin was able to find a fast loan for $56000 from Norwest Bank Colorado Springs, National Association and IntraWest Bank of Denver, National Association, but turned down both offers in favor of their fast loan from Century Bank Broadmoor/Skyway. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if you are on the go.
When Austin was 18, they tried to obtain a student loan from 6 different banks, which harmed their credit score. Below is a chronology of Austin’s previous attempts at finding a student loan:
- Attempt 1) Loan for $22,000.00 on July 11, 2010
- Attempt 2) Loan for $22,000.00 on October 31, 2009
- Attempt 3) Loan for $36,000.00 on April 13, 2012
- Attempt 4) Loan for $20,000.00 on March 24, 2009
- Attempt 5) Loan for $24,000.00 on January 18, 2013
- Attempt 6) Loan for $29,000.00 on December 23, 2013
Installment loan for Austin, a graduate of University of California – Riverside and an insurance underwriter working for over $75,000 per year
Austin, an alumnus at University of California – Riverside and an insurance underwriter in Colorado Springs, Colorado wants a fast loan to purchase a car. Austin has instead chosen to get an installment loan for $19,000 and is currently seeking lenders like The First National Bank of Brush to process their request.
Personal Loan for an insurance underwriter named Austin in Colorado Springs, Colorado to Pay Off America’s First FCU Visa Platinum Plus
Austin had a lot of credit card debt on their Walmart Discover Card** and their National Museum of Racing Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Austin’s job as an insurance underwriter, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Paraphrased and Standardized Quote from Austin for this fast loan of $56000, provided by Century Bank Broadmoor/Skyway
Hello, I am Austin and my hometown is Colorado Springs in Colorado. El Paso, county is where I grew up, and now I need a fast loan in Colorado for $56000 to avoid bankruptcy. It has been difficult, but Century Bank Broadmoor/Skyway really came through for me with this loan for 9.2% interest APR and a term of 2 years. I can repay the loan over the 2 year term, including interest. A big thanks to Century Bank Broadmoor/Skyway for giving me a chance and my excellent credit. It look me 4 years to build my credit to 735, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.
Before applying for this fast loan, Austin had an Experian score of 748, which is excellent, so Century Bank Broadmoor/Skyway most likely cannot provide Austin a fast loan
Previous requests on Austin’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$106390.00||6||7.3%||$1829.21||Affiliated National Bank – Delta||January 11, 2011|
|$106270.00||3||10.2%||$3439.02||Central Bank, National Association||January 28, 2013|
|$105590.00||10||8.1%||$1286.68||The Colorado Bank and Trust Company of La Junta||February 22, 2013|
|$105630.00||9||6.1%||$1273.4||Colorado State Bank and Trust, N. A.||October 29, 2013|
|$106380.00||8||10.4%||$1636.83||Mountain Parks Bank – West||October 18, 2014|
Austin’s Transunion score was altered by the fast loan loan, changing to 718 from 735, which is typical in our experience.
Austin has a disappointing current total income, but has a high number of prospects
Austin has always wanted to be a home economist, but would have to attend University of California – Riverside again to achieve it. Austin has other prospects as well, including newspaper editor, ophthalmologist, and mathematical technician, which pay $51,000 through to $93,000 per year, at least. Because of this, we think that Austin can pay for this fast loan of $56000.
Contact Details for Century Bank Broadmoor/Skyway, the provider of this fast loan
- Century Bank Broadmoor/Skyway
- City: Colorado Springs
- State: Colorado
- Address: 1521 South 8th Street
- County: El Paso
- Zip code: 80906
- Full name (Changed if requested): Austin Jeffords
- Current Credit: loans.hit.utils.Fico@7eda2dbb
- Current City: Colorado Springs
- State: Colorado
- Zip code: 80909
- Yearly income: $34,000
- Current Job: insurance underwriter
- Current County: El Paso
- Goal Yearly Income: $132,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Austin’s Overall FICO score at the time of acceptance for a fast loan, taking into account their insurance underwriter job and their future job as a home economist
Austin was not approved by The First National Bank of Brush 7 times prior to being granted funding by Century Bank Broadmoor/Skyway at 1521 South 8th Street
On August 21, 2011, Austin inquired about borrowing $12,000 from The First National Bank of Durango with Lester, their friend from just outside Colorado Springs, and even with the co-signer, Austin was rejected for this fast loan. With excellent credit, it can be a challenge to procure funding, even with collateral and a co-signer.
Multiple past requests for credit have been made by Austin in the past, including one from Harris Bank Hinsdale, National Association in Colorado Springs, Colorado before Austin was accepted for the $56000 by Century Bank Broadmoor/Skyway
Austin made 5 previous attempts to obtain a fast loan, 2 of which were with Harris Bank Hinsdale, National Association, a bank in Colorado Springs, Colorado known to specialize in fast loans specifically. Before finding Century Bank Broadmoor/Skyway, Austin was very concerned due to their inexperience and excellent credit rating.
Conclusion of Austin’s fast loan
In the end, Austin was able to find a fast loan for $56000 with an interest rate of 8.0% interest APR from Century Bank Broadmoor/Skyway in Colorado Springs, Colorado repayable over 2 years from today.