$96000 Fast Loan – Oklahoma City Oklahoma, Credit Score Of 441
- Experian: 460 – They had a bad Experian rating
- Transunion: 422 – Nila had a bad credit rating with Transunion.
- Equifax: Nila’s Experian score was 441, which is a bad credit rating on the Experian scale.
Paraphrased and Standardized Quote from Nila for this fast loan of $96000, provided by The First National Bank and Trust Company of Oklahoma City
Hello, I am Nila and I am from Oklahoma City in Oklahoma. Oklahoma, county is where I grew up, and now I need a fast loan in Oklahoma for $96000 to pay bills. It has been difficult, but The First National Bank and Trust Company of Oklahoma City really came through for me with this loan for 7.6% interest APR and a term of 4 years. I can repay the loan over the 4 year term, including interest. A big thanks to The First National Bank and Trust Company of Oklahoma City for giving me a chance and my bad credit. It look me 6 years to build my credit to 441, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.
9 Months in the Past, Nila Attempted Finding a High Risk Loan for $43,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Nila. Nila decided not to get a high risk loan this time. High Risk loans are given to very low credit applicants. Individuals with credit ratings as low as 440 can inquire for a high risk loan and possibly can be accepted.
Nila has a sad current yearly income, but has several of prospects
Nila has always wanted to be a radio & tv sports announcer, but would need attend Arkansas State University – Newport again to become one. Nila has other possibilities as well, including middle school administrator, traffic agent, and advertising agency coordinator, which pay $51,000 through to $90,000 per year, on average. For this reason, we think that Nila can pay for this fast loan of $96000.
Before applying for this fast loan, Nila had an Experian score of 460, which is bad, so The First National Bank and Trust Company of Oklahoma City likely cannot provide Nila a fast loan
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans range from $30,000.00 to $49,000.00. They are normally used to pay off existing high interest loans like credit cards. Nila required a debt consolidation loan to pay for their existing fast loan and their credit card. Nila was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which converts your bad, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.3%.
Previous requests on Nila’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$74770.00||3||11.4%||$2462.06||The First State Bank||February 2, 2009|
|$75240.00||8||10.2%||$1149.68||Security Bank and Trust Company||April 22, 2009|
|$75110.00||7||6.8%||$1126.28||The First State Bank, Willow, Okla.||May 23, 2013|
|$74680.00||8||9.2%||$1101.84||Sooner State Bank||November 1, 2014|
Installment loan for Nila, a graduate of Arkansas State University – Newport and a harbor working for over $75,000 per year
Nila, an alumnus at Arkansas State University – Newport and a harbor in Oklahoma City, Oklahoma wants a fast loan to purchase something frivolous. Nila has instead chosen to obtain an installment loan for $3,000 and is at present seeking lenders like Security First National Bank of Hugo to process their request.
- Full name (Changed if requested): Nila Cuttler
- Current Credit: loans.hit.utils.Fico@5b6f7412
- Current City: Oklahoma City
- State: Oklahoma
- Zip code: 73128
- Yearly income: $62,000
- Current Job: harbor
- Current County: Oklahoma
- Goal Yearly Income: $135,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
When Nila was 18, they attempted to obtain a student loan from 5 alternate lenders, which damaged their credit rating. Below is a list of Nila’s previous attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on February 18, 2010
- Attempt 2) Loan for $29,000.00 on October 24, 2010
- Attempt 3) Loan for $20,000.00 on November 10, 2009
- Attempt 4) Loan for $23,000.00 on September 14, 2013
- Attempt 5) Loan for $33,000.00 on December 2, 2010
Nila’s Transunion score was altered by the fast loan loan, changing to 422 from 441, which is typical in our experience.
Personal Loan for a harbor named Nila in Oklahoma City, Oklahoma to Pay Off Quantas
Nila had a lot of credit card debt on their Toyota Rewards Visa Signature and their Sam’s Club Business Credit Card, and they were starting to get in over their heads. Despite Nila’s job as a harbor, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Contact Details for The First National Bank and Trust Company of Oklahoma City, the provider of this fast loan
- The First National Bank and Trust Company of Oklahoma City
- City: Oklahoma City
- State: Oklahoma
- Address: 120 North Robinson Street
- County: Oklahoma
- Zip code: 73125
Signature Loan easily acquired in Oklahoma City, Oklahoma for $96000 with bad credit by Nila
A lot of borrowers struggle with obtaining signature loans in Oklahoma City, Oklahoma, and Nila is no different. Nila went to 6 lending institutions or more prior to settling on The First National Bank and Trust Company of Oklahoma City, who offered Nila a signature loan for $96000. Typical signature loans simply require a client, like Nila’s signature to get them, up to $48,000 in some cases. Nila was able to get $96000 as a fast loan, which is very high for a fast loan. Because signature loans do not require collateral, these loans generally need better credit, as high as 730
Fast Loans for Nila in Oklahoma City, Oklahoma to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Oklahoma City, Oklahoma aren’t actually that difficult to obtain, especially if you have some gumption like Nila. Nila was able to find a fast loan for $96000 from The Farmers State Bank and The Security Bank & Trust Company, but turned down both offers in favor of their fast loan from The First National Bank and Trust Company of Oklahoma City. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement if you are in a pinch.
Nila was rejected by The First State Bank, Willow, Okla. 4 times prior to being approved by The First National Bank and Trust Company of Oklahoma City at 120 North Robinson Street
On November 12, 2008, Nila applied about borrowing $6,000 from The Liberty State Bank of Tahlequah, Oklahoma with Katie, their friend from just outside Oklahoma City, and even with the co-signer, Nila was rejected for this fast loan. With bad credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Many other requests for credit have been made by Nila in the past, including one from First National Bank of Cedar Hill in Oklahoma City, Oklahoma before Nila was approved for the $96000 by The First National Bank and Trust Company of Oklahoma City
Nila made 9 previous tries to obtain a fast loan, 2 of which were with First National Bank of Cedar Hill, a lending institution in Oklahoma City, Oklahoma known to specialize in fast loans specifically. Before finding The First National Bank and Trust Company of Oklahoma City, Nila was concerned due to their inexperience and bad credit score.
Nila’s Overall FICO score at the time of acceptance for a fast loan, taking into account their harbor job and their future job as a radio & tv sports announcer
Conclusion of Nila’s fast loan
In the end, Nila was able to find a fast loan for $96000 with an interest rate of 11.8% interest APR from The First National Bank and Trust Company of Oklahoma City in Oklahoma City, Oklahoma repayable over 4 years from now.