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Fast Loan Of $105000 For Fair Credit Oklahoma Resident

$105000 Fast Loan – Broken Bow Oklahoma, Credit Score Of 518

  • Experian: 536 – They had a fair Experian score
  • Transunion: 506 – Su had a fair credit score with Transunion.
  • Equifax: Su’s Experian score was 518, which is a fair credit score with the Experian system.

Before applying for this fast loan, Su had an Experian score of 536, which is fair, so American State Bank most likely cannot provide Su a fast loan

Experian Score: 536

Fast Loans for Su in Broken Bow, Oklahoma to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Broken Bow, Oklahoma aren’t actually that difficult to obtain, particularly if you have some gumption like Su. Su was able to find a fast loan for $105000 from The First State Bank, Willow, Okla. and The First State Bank, Willow, Okla., but declined both offers in favor of their fast loan from American State Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better if you are on the go.

8 Months Ago, Su Attempted Finding a High Risk Loan for $41,000.00, and it was Hard

It is an existing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Su. Su chose not to get a high risk loan this time. High Risk loans are given to bad credit applicants. Individuals with credit scores as low as 530 can apply for a high risk loan and may be be accepted.

Personal Loan for a dental laboratory technician named Su in Broken Bow, Oklahoma to Pay Off UBS Visa Signature Credit Card

Su had a tonne of credit card debt on their American University MasterCard and their Brown Alumni Association Platinum Plus Visa card with WorldPoints rewards, and they were starting to get in over their heads. Despite Su’s job as a dental laboratory technician, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Su has a sad current yearly income, but has a high number of prospects

Su has always wanted to be a ship master, but would need attend Brand College again to achieve it. Su has other prospects as well, including orthodontic laboratory technician, bicycle mechanic, and surgeon, which pay $57,000 through to $103,000 per year, on average. Because of this, we believe that Su can afford this fast loan of $105000.

Client Profile: Su Schimming of Broken Bow, Oklahoma
  • Full name (Changed if requested): Su Schimming
  • Current Credit: loans.hit.utils.Fico@20ad9418
  • Current City: Broken Bow
  • State: Oklahoma
  • Zip code: 74733
  • Yearly income: $62,000
  • Current Job: dental laboratory technician
  • Current County: Mccurtain
  • Goal Yearly Income: $149,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Signature Loan found in Broken Bow, Oklahoma for $105000 with fair credit by Su

A lot of prospective borrowers have difficulty with obtaining signature loans in Broken Bow, Oklahoma, and Su is no exception. Su went to 8 lending institutions or more prior to finding American State Bank, who offered Su a signature loan for $105000. Most signature loans simply require a client, like Su’s signature to obtain them, up to $28,000 in some cases. Su was able to get $105000 as a fast loan, which is very high for a fast loan. Because signature loans don’t require a cosigner, they generally need higher credit, as high as 735

Previous requests on Su’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$21850.00 6 5.8% $360.06 The First State Bank February 8, 2009
$21580.00 5 9.1% $449.01 Security Bank and Trust Company December 16, 2009
$22190.00 4 6.2% $523.17 The First State Bank, Willow, Okla. November 8, 2012
$22320.00 6 9.4% $406.78 Sooner State Bank March 27, 2014
$22120.00 3 5.6% $668.93 The Farmers State Bank November 15, 2014

Su’s Overall FICO score at the time of acceptance for a fast loan, taking into account their dental laboratory technician job and their future job as a ship master

Fico Score: 518

Su was not approved by Security Bank and Trust Company 6 times prior to being accepted by American State Bank at 409 South Park Drive

On January 8, 2010, Su applied about borrowing $42,000 from American Exchange Bank with Adrien, their in law from just outside Broken Bow, and even with the co-signer, Su was rejected for this fast loan. With fair credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Su’s Transunion score was altered by the fast loan loan, changing to 506 from 518, which is normal in our experience.

Transunion Score: 506

Contact Details for American State Bank, the provider of this fast loan

  • American State Bank
  • City: Broken Bow
  • State: Oklahoma
  • Address: 409 South Park Drive
  • County: Mccurtain
  • Zip code: 74728

When Su was 21, they attempted to obtain a student loan from 4 different banks, which harmed their credit rating. Below is a chronology of Su’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $31,000.00 on August 4, 2009
  • Attempt 2) Loan for $21,000.00 on March 22, 2012
  • Attempt 3) Loan for $35,000.00 on November 24, 2008
  • Attempt 4) Loan for $36,000.00 on October 17, 2008

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $27,000.00 to $59,000.00. They are typically used to pay off existing high interest loans like credit cards. Su required a debt consolidation loan to pay for their existing fast loan and their credit card. Su was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.1%.

Installment loan for Su, a graduate of Brand College and a dental laboratory technician working for over $71,000 per year

Su, an alumnus at Brand College and a dental laboratory technician in Broken Bow, Oklahoma needs a fast loan to purchase a house. Su has instead chosen to get an installment loan for $9,000 and is currently seeking lenders like Bank of Healdton to process their request.

Paraphrased and Standardized Quote from Su for this fast loan of $105000, provided by American State Bank

Hello, I am Su and my hometown is Broken Bow in Oklahoma. Mccurtain, county is where I grew up, and now I need a fast loan in Oklahoma for $105000 to renovate my home. It wasn’t easy, but American State Bank really came through for me with this loan for 11.5% interest APR and a term of 16 years. I can probably repay the loan over the 16 year term, including interest. A big thanks to American State Bank for giving me a chance and my fair credit. It look me 5 years to build my credit to 518, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.

Several past requests for credit have been made by Su in the past, including one from The Commercial Bank of Roanoke, Alabama in Broken Bow, Oklahoma before Su was approved for the $105000 by American State Bank

Su made 6 previous tries to obtain a fast loan, 2 of which were with The Commercial Bank of Roanoke, Alabama, a bank in Broken Bow, Oklahoma known to specialize in fast loans specifically. Before finding American State Bank, Su was desperate due to their inexperience and fair credit score.

Conclusion of Su’s fast loan

In the end, Su was able to find a fast loan for $105000 with an interest rate of 8.2% interest APR from American State Bank in Broken Bow, Oklahoma repayable over 16 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.