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Fast Loan Of $48000 For Excellent Credit Nebraska Resident

$48000 Fast Loan – Western Nebraska, Credit Score Of 849

  • Experian: 866 – This client had an excellent Experian score
  • Transunion: 831 – Beau had an excellent credit score with Transunion.
  • Equifax: Beau’s Experian score was 849, which is an excellent credit rating using the Experian scale.

When Beau was 21, they attempted to obtain a student loan from 4 different banks, which damaged their credit score. Below is a chronology of Beau’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $39,000.00 on November 4, 2010
  • Attempt 2) Loan for $28,000.00 on October 12, 2010
  • Attempt 3) Loan for $27,000.00 on October 14, 2011
  • Attempt 4) Loan for $36,000.00 on December 23, 2012

Beau has a disappointing current yearly income, but has a large amount of prospects

Beau has always wanted to be an animal kennel supervisor, but would have to attend Flagler Technical Center again to become one. Beau has other prospects as well, including newspaper editor, air traffic controller, and agricultural engineer, which pay $54,000 through to $102,000 per year, on average. For this reason, we believe that Beau can afford this fast loan of $48000.

Paraphrased and Standardized Quote from Beau for this fast loan of $48000, provided by Nebraska State Bank

Hi, I am Beau and I am from Western in Nebraska. Saline, county is where I grew up, and now I need a fast loan in Nebraska for $48000 to avoid bankruptcy. It has been difficult, but Nebraska State Bank really came through for me with this loan for 7.2% interest APR and a term of 21 years. I will repay the loan over the 21 year term, including interest. A big thanks to Nebraska State Bank for giving me a chance and my excellent credit. It look me 8 years to build my credit to 849, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.

Beau’s Transunion score was altered by the fast loan loan, changing to 831 from 849, which is typical in our experience.

Transunion Score: 831

Beau’s Overall FICO score at the time of acceptance for a fast loan, taking into account their exhibit designer job and their future career as an animal kennel supervisor

Fico Score: 849

Client Profile: Beau Ozimek of Western, Nebraska
  • Full name (Changed if requested): Beau Ozimek
  • Current Credit: loans.hit.utils.Fico@20ad9418
  • Current City: Western
  • State: Nebraska
  • Zip code: 68465
  • Yearly income: $35,000
  • Current Job: exhibit designer
  • Current County: Saline
  • Goal Yearly Income: $109,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Installment loan for Beau, a graduate of Flagler Technical Center and an exhibit designer working for over $79,000 per year

Beau, an alumnus at Flagler Technical Center and an exhibit designer in Western, Nebraska needs a fast loan to purchase something frivolous. Beau has instead chosen to obtain an installment loan for $21,000 and is at present seeking lenders like Countryside Bank to provide it.

Fast Loans for Beau in Western, Nebraska to prevent bankruptcy or harm from debt collectors.

Fast loans in Western, Nebraska aren’t actually that difficult to obtain, particularly if you have some gumption like Beau. Beau was able to find a fast loan for $48000 from Ashton State Bank and Wahoo State Bank, but declined both offers in favor of their fast loan from Nebraska State Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement if a client is in a time sensitive situation.

Beau was rejected by Security State Bank 6 times before being granted funding by Nebraska State Bank at Main Street

On March 2, 2009, Beau inquired about borrowing $48,000 from American Interstate Bank with Jasmin, their friend from just outside Western, and even with the co-signer, Beau was rejected for this fast loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Signature Loan found in Western, Nebraska for $48000 with excellent credit by Beau

A lot of clients struggle with finding signature loans in Western, Nebraska, and Beau is no different. Beau went to 4 lenders or more before finding Nebraska State Bank, who offered Beau a signature loan for $48000. Most signature loans simply require a client, like Beau’s signature to get them, up to $21,000 in some cases. Beau was able to get $48000 as a fast loan, which is very high for a fast loan. Because signature loans do not require a cosigner, they generally require improved credit, as high as 721

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $21,000.00 to $49,000.00. They are typically used to pay off existing high interest loans like credit cards. Beau required a debt consolidation loan to pay for their existing fast loan and their credit card. Beau was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.5%.

Contact Details for Nebraska State Bank, the provider of this fast loan

  • Nebraska State Bank
  • City: Western
  • State: Nebraska
  • Address: Main Street
  • County: Saline
  • Zip code: 68464

Before applying for this fast loan, Beau had an Experian score of 866, which is excellent, so Nebraska State Bank likely cannot provide Beau a fast loan

Experian Score: 866

Personal Loan for an exhibit designer named Beau in Western, Nebraska to Pay Off State Farm Good Neighbor Visa Credit Card

Beau had a lot of credit card debt on their The Linux Foundation Visa Card and their ReDirect Guide Visa, and they were starting to get in over their heads. Despite Beau’s job as an exhibit designer, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Previous requests on Beau’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$149110.00 6 6.3% $2492.35 Citizens Bank February 16, 2013
$148730.00 5 10.8% $3218.94 Stromsburg Bank July 12, 2014
$149150.00 6 11.6% $2884.98 Wahoo State Bank October 6, 2014
$148570.00 5 11.2% $3245.11 Arlington State Bank March 21, 2015

Several previous requests for credit have been made by Beau in the past, including one from Colonial Bank and Trust Co. of Bureau County in Western, Nebraska before Beau was approved for the $48000 by Nebraska State Bank

Beau made 7 previous attempts to obtain a fast loan, 2 of which were with Colonial Bank and Trust Co. of Bureau County, a bank in Western, Nebraska known to specialize in fast loans specifically. Prior to finding Nebraska State Bank, Beau was desperate due to their inexperience and excellent credit rating.

8 Months Ago, Beau Tried to Find a High Risk Loan for $43,000.00, and it was Easy

It is an ongoing struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Beau. Beau decided not to get a high risk loan this time. High Risk loans are given to bad credit applicants. Individuals with credit ratings as low as 363 can apply for a high risk loan and have a chance to be approved.

Conclusion of Beau’s fast loan

In the end, Beau was able to find a fast loan for $48000 with an interest rate of 10.1% interest APR from Nebraska State Bank in Western, Nebraska repayable over 21 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.